Gold Loan Poranki

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Lowest Rate of Interest
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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Poranki

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Poranki Features

Gold Loan Poranki

Gold loan is considered as the best form loan instruments currently available in the market. It’s a hassle-free process. A gold loan is given to people if they have a minimum of 10 grams of loans. There is no such restriction on the individual concerned to have a minimum salary in order to be eligible for a gold loan.

Gold Loan Rate Per Gram Today in Poranki

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Poranki Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Poranki Documents Required

  1. Identification proof such as Passport, Voter card, or driving license.
  2. Address proof which includes electricity bill, ration card, etc.
  3. Passport, Driving License, or any other proof with signature requires to be submitted for signature proof.
  4. Two passport size photographs are also required.

Gold Loan in Poranki Eligibility Criteria

  1. The applicant should be 18 years old.
  2. An applier should not be more than 60 years of age.
  3. The applicant must have Indian nationality.

How to Apply for Gold Loan Poranki

Online Process to Apply for Gold Loan Poranki
  • You can apply for the Gold Loan with Dialabank.
  • It is less time consuming and convenient
  • Fill an online form with personal details
  • Our relationship manager will contact you for further assistance.
  • You can avail of a document pick up facility from your doorstep.
  • For more information about Gold Loan Poranki, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

  1. Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
  2. Dialabank has a good reputation among the customers because of its best services.
  3. Gold Loans can be availed at a low rate of interest with minimum documentation requirements.
  4. Dialabank provides a document pickup facility from the doorstep of the consumer.
  5. There is no processing fee or secondary charges for availing the service through Dialabank.
  6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance.
Offline Process to Apply for Gold Loan Poranki

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants require to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will guide you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Poranki

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Poranki

Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.

Gold Loan Poranki Agent and Contact Number

Dialabank is one of the leading agents for getting a Gold Loan in Poranki. You can apply online at www.dialabank.com or give a call us at 9878981166.

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.

Gold Loan Poranki Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Poranki.

Pre Calculated EMI Table for Gold Loan Poranki

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Poranki gold loan poranki

Poranki is a neighborhood of Vijayawada in Krishna District in Andhra Pradesh, India.

FAQs for Gold Loan Poranki

1. How does Gold Loan Poranki work?

 The loan on gold is very simple to understand. The Banks /NBFC offers you funds against your gold ornament. The loan amount depends on the gold weight.

2. Is Gold Loan Poranki secured?

Yes, it is important to note that the Loan on gold comes in the category of secured loans. Because in a gold loan the consumer puts their gold jewelry into the bank’s locker as security or as collateral.

3. What happens when you don’t repay a Gold Loan Poranki?

 If the borrower is incapable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

4. To get a gold loan do I need a co-applier?

 No, to avail of the Gold loan you don’t need any co-applicant

5. Is a Gold loan better than a Personal loan?

Yes, a Gold loan is better than personal Loan cause Gold Loan banks/NBFC takes Gold ornament as well as a gold coin as collateral and in case of Personal Loan it is not secured and hence carries higher interest than a gold loan.

6. What is the best online platform to avail gold loan?

Dialabank is the best platform to avail of a gold loan. Dialabank provides you an unproblematic process as well as the lowest interest rate in the market as compared to others.

7. Is there any charge payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.

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