Gold Loan Poranki

AT 0.49%* INTEREST RATE
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    Gold Loan Poranki

    Best Banks for Gold Loan in Poranki

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Poranki Features

    Gold Loan Poranki

    Gold loan is considered as the best form loan instruments currently available in the market. It’s a hassle-free process. A gold loan is given to people if they have a minimum of 10 grams of loans. There is no such restriction on the individual concerned to have a minimum salary in order to be eligible for a gold loan.

    Gold Loan Rate Per Gram Today in Poranki

    Updated - Gold Loan Per Gram Rate w.e.f Jun 30 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Poranki Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Poranki Documents Required

    1. Identification proof such as Passport, Voter card, or driving license.
    2. Address proof which includes electricity bill, ration card, etc.
    3. Passport, Driving License, or any other proof with signature requires to be submitted for signature proof.
    4. Two passport size photographs are also required.

    Gold Loan in Poranki Eligibility Criteria

    1. The applicant should be 18 years old.
    2. An applier should not be more than 60 years of age.
    3. The applicant must have Indian nationality.

    How to Apply for Gold Loan Poranki

    Online Process to Apply for Gold Loan Poranki
    • You can apply for the Gold Loan with Dialabank.
    • It is less time consuming and convenient
    • Fill an online form with personal details
    • Our relationship manager will contact you for further assistance.
    • You can avail of a document pick up facility from your doorstep.
    • For more information about Gold Loan Poranki, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

    1. Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
    2. Dialabank has a good reputation among the customers because of its best services.
    3. Gold Loan interest rate can be availed at a low with minimum documentation requirements.
    4. Dialabank provides a document pickup facility from the doorstep of the consumer.
    5. There is no processing fee or secondary charges for availing the service through Dialabank.
    6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance.
    Offline Process to Apply for Gold Loan Poranki

    The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

    The applicants require to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will guide you according to your requirements requiring repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Poranki

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Poranki

    Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.

    Gold Loan Poranki Agent and Contact Number

    Dialabank is one of the leading agents for getting a Gold Loan in Poranki. You can apply online at www.dialabank.com or give a call us at 9878981166.

    Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.

    Gold Loan Poranki Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Poranki.

    Pre Calculated EMI Table for Gold Loan Poranki

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Poranki gold loan poranki

    Poranki is a neighborhood of Vijayawada in Krishna District in Andhra Pradesh, India.

    FAQs for Gold Loan Poranki

    1. How does Gold Loan Poranki work?

     The loan on gold is very simple to understand. The Banks /NBFC offers you funds against your gold ornament. The loan amount depends on the gold weight.

    2. Is Gold Loan Poranki secured?

    Yes, it is important to note that the Loan on gold comes in the category of secured loans. Because in a gold loan the consumer puts their gold jewelry into the bank’s locker as security or as collateral.

    3. What happens when you don’t repay a Gold Loan Poranki?

     If the borrower is incapable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

    4. To get a gold loan do I need a co-applier?

     No, to avail of the Gold loan you don’t need any co-applicant

    5. Is a Gold loan better than a Personal loan?

    Yes, a Gold loan is better than personal Loan cause Gold Loan banks/NBFC takes Gold ornament as well as a gold coin as collateral and in case of Personal Loan it is not secured and hence carries higher interest than a gold loan.

    6. What is the best online platform to avail gold loan?

    Dialabank is the best platform to avail of a gold loan. Dialabank provides you an unproblematic process as well as the lowest interest rate in the market as compared to others.

    7. Is there any charge payable for the Gold Loan?

    Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.