Best Banks for Gold Loans in Puducherry
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Puducherry Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit mostly for short-term credits. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest at regular intervals. If you fail to repay, the loan can be renewed. The flexible payment structure of gold loans makes it desirable to fulfill the financial needs.
Gold Loan Rate Per Gram Today in Puducherry
Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Puducherry Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Puducherry Documents Required
- 2 recent passport size photographs (colored)
- Signed Application form
- Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
- Identity proof such as Driving License/Passport/Aadhar Card/PAN Card, etc.
- Proof of residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
Gold Loan in Puducherry Eligibility Criteria
- Applicant should be an Indian National
- He/She should be salaried or self-employed
- The minimum age of the individual should be 21 years and a maximum up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Puducherry
Online Process to Apply for Gold Loan Puducherry
- You can apply for the Gold Loan at Dialabank in no time
- Just fill an online form with necessary details
- Our relationship manager will then contact you and provide you the best offers
- You can also avail of document pick up facility from your doorstep.
- For more information, you can call on 9878981166.
Dialabank is considered as a leading platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Gold Loans can be availed at a low rate of interest with minimum documentation requirement
- Dialabank provides a document pickup facility from the doorstep of the customer.
- DialaBank doest not charge any additional service fees
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Puducherry
To avail gold loan through offline process, the applicants need to search for the nearby banks offering Gold Loans and visit the nearest branch. Thereafter, their relationship manager will correspond and assist you according to your requirements.
Processing Fees / Prepayment Charges on Gold Loan Puducherry
CIBIL Score Required for Gold Loan Puducherry
CIBIL score is not required to avail gold loan