Gold Loan Puducherry

AT 0.75%* INTEREST RATE
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Gold Loan Puducherry

Best Banks for Gold Loans in Puducherry

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Puducherry Features

Gold Loan PuducherryGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit mostly for short-term credits. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest at regular intervals. If you fail to repay, the loan can be renewed. The flexible payment structure of gold loans makes it desirable to fulfill the financial needs.

Gold Loan Rate Per Gram Today in Puducherry

Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Puducherry Interest Rates

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 Gold Loan in Puducherry Documents Required

  1. 2 recent passport size photographs (colored)
  2. Signed Application form
  3. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
  4. Identity proof such as Driving License/Passport/Aadhar Card/PAN Card, etc.
  5. Proof of residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

 Gold Loan in Puducherry Eligibility Criteria

  1. Applicant should be an Indian National
  2. He/She should be salaried or self-employed
  3. The minimum age of the individual should be 21 years and a maximum up to 60 years.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Puducherry

Online Process to Apply for Gold Loan Puducherry
  • You can apply for the Gold Loan at Dialabank in no time
  • Just fill an online form with necessary details
  • Our relationship manager will then contact you and provide you the best offers
  • You can also avail of document pick up facility from your doorstep.
  • For more information, you can call on 9878981166.

Dialabank is considered as a leading platform to apply for a gold loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
  3.  Dialabank provides a document pickup facility from the doorstep of the customer.
  4. DialaBank doest not charge any additional service fees
  5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Puducherry

To avail gold loan through offline process, the applicants need to search for the nearby banks offering Gold Loans and visit the nearest branch. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Puducherry

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Puducherry

CIBIL score is not required to avail gold loan

Gold Loan Puducherry Agents and Contact Number

Dialabank is the leading agent for availing Gold Loan in Puducherry. You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Puducherry

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Puducherry

Pondicherry or Puducherry is a Union Territory surrounded by Tamil Nadu and shares most of its culture and language. It was formerly a French colony, so the french influence is evident in the architecture, food, culture around the city. Pondicherry has a number of sea beaches and the tourism of the place is at a peak throughout the year.

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