Gold Loan Puducherry

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    Gold Loan Puducherry

    Best Banks for Gold Loans in Puducherry

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Puducherry Features

    Gold Loan PuducherryGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit mostly for short-term credits. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest at regular intervals. If you fail to repay, the loan can be renewed. The flexible payment structure of gold loans makes it desirable to fulfill the financial needs.

    Gold Loan Rate Per Gram Today in Puducherry

    Updated - Gold Loan Per Gram Rate w.e.f Jun 28 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Puducherry Interest Rates

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

     Gold Loan in Puducherry Documents Required

    1. 2 recent passport size photographs (colored)
    2. Signed Application form
    3. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
    4. Identity proof such as Driving License/Passport/Aadhar Card/PAN Card, etc.
    5. Proof of residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

     Gold Loan in Puducherry Eligibility Criteria

    1. Applicant should be an Indian National
    2. He/She should be salaried or self-employed
    3. The minimum age of the individual should be 21 years and a maximum up to 60 years.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Puducherry

    Online Process to Apply for Gold Loan Puducherry
    • You can apply for the Gold Loan at Dialabank in no time
    • Just fill an online form with necessary details
    • Our relationship manager will then contact you and provide you the best offers
    • You can also avail of document pick up facility from your doorstep.
    • For more information, you can call on 9878981166.

    Dialabank is considered as a leading platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
    3.  Dialabank provides a document pickup facility from the doorstep of the customer.
    4. DialaBank doest not charge any additional service fees
    5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Puducherry

    To avail gold loan through offline process, the applicants need to search for the nearby banks offering Gold Loans and visit the nearest branch. Thereafter, their relationship manager will correspond and assist you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Puducherry

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Puducherry

    CIBIL score is not required to avail gold loan

    Gold Loan Puducherry Agents and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Puducherry. You can apply online at www.dialabank.com or give a call at 9878981166.

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Puducherry

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Puducherry

    Pondicherry or Puducherry is a Union Territory surrounded by Tamil Nadu and shares most of its culture and language. It was formerly a French colony, so the french influence is evident in the architecture, food, culture around the city. Pondicherry has a number of sea beaches and the tourism of the place is at a peak throughout the year.

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