Gold Loan Raghunathpur

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    Gold Loan Raghunathpur

    Gold Loan Raghunathpur

    Are you stuck between a lack of finance and fulfilment of your dreams? Do you need money to get your desires fulfilled? What are you waiting for? Gold Loan Raghunathpur is the answer to all your problems. Taking Gold Loan is the easiest way out as it does not consider your CIBIL score, and interest rates are very nominal.

    What is Gold Loan?

    Gold Loan is a secure financial scheme which acts as a piece of wood for you when you are trying hard to get out of a river of business needs. Gold Loan Raghunathpur is the Loan provided by various banks and NBFCs where they take your Gold as collateral against the principal loan amount and give you the money in return of it. You can pay back the amount and get back your Gold at any time, with a specified rate of interest.

    Gold Loan Raghunathpur Interest Rate

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know More – Gold Loan Interest Rate

    Processing Fees / Prepayment Charges on Gold Loan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Gold Loan Raghunathpur Eligibilitygold loan raghunathpur

    The Gold Loan process is straightforward. The documentation is quite simple. However, you need to fulfil some eligibility criteria.

    1. Firstly, the minimum age of the borrower must be 18 years.
    2. Secondly, Maximum period must not be more than 70.
    3. Also, the borrower must be authorized citizen of India.
    4. Moreover, there are no criteria for salaried or self-employed customers. Anyone can apply for Gold Loan.
    5. Further, the purity of Gold must range between 18 karats to 22 karats.
    6. In addition to it, the minimum weight of Gold is 10 gram.

    GOLD LOAN @ 0.49%*

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    Benefits of Taking Gold Loan Raghunathpur

    1. Firstly, Gold Loan is a secured service; hence, it is available at a swift pace. As a result, you can get your Loan in less than 2 hours of applying.
    2. As compared to the other Loans, the Interest Rate of Gold Loan is very reasonable.
    3. Gold Loan foreclosure charges are shallow.
    4. As it is secured Loan, so the customer does not have to worry about lousy loan repayment history.
    5. Gold Loan Raghunathpur does not consider any income proof.
    6. In addition to that, there are no extra charges to apply for the Gold Loan.
    7. The best part is that the borrower can pay the principal amount at the end of the tenure.

    Know More- Gold Loan: Factors to Remember

    Documentation Required for Taking Gold Loan Raghunathpur

    1. Identity proof- Aadhar Card/PAN Card/Passport/Voter ID
    2. Residence proof- Aadhar Card /Pan Card/ Ration Card/ Utility Bills on the name of applicant/ Rental Agreement of applicant/ Voter ID card.
    3. Signature proof- Passport/ Driving License/Voter Card

    How to Apply for Gold Loan Raghunathpur Online?

    1.  Firstly, a person needs to go to our website, dialabank.com.
    2.  After that, you need to fill an application form with your necessary details.
    3.  In addition to that, you need to provide your phone number which is working so that we can contact you.
    4.  Once you dill the form, your work is done here.
    5. Now you can have a seat and relax, our Relationship Manager will contact you within 30 minutes and will give you the best possible Loan available in the market.
    6.  Further, our Relationship Manager will make sure that you will get the best interest rate in the market, along with a high loan-to-value ratio (70-75% of the real value).
    7. Finally, once you decide from which bank you want to take a loan, all you need to do is go and deposit your Gold and take back the money.
    8. Within 24 hours, your Loan will get dispersed.

    Pre Calculated EMI Table for Gold Loan 

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Raghunathpur

    Raghunathpur is a city plus a municipality in Purulia district in West Bengal, India. The town is headquarters of the Raghunathpur subdivision. Raghunathpur, an industrial town, is located near Adra on the North-East side of Purulia district.

    It is linked with other cities through five main way roads, which includes Purulia – Barakar road, Raghunathpur-Adra-Hura road, Raghunathpur-Chas road, Cheliyama road, and Raghunathpur-Bankura road. The nearest main junction station is Adra Junction railway station.

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