Gold Loan Rajagangapur
In this competitive world, there is a big problem related to finance, which cannot help every individual to grow in their life. In this situation, the Gold loan is here to here to help you and reduce all your problems related to the finance. You can use your gold loan for any purpose. The interest rate on the gold loan is very nominal, and it also requires minimum documentation.
What is Gold Loan?
Gold Loan is that type of the loan in which applicants has to pledge his belonging to the bank in the form of the gold ornaments. You have to deposit your gold as a security and hassle-free disbursal. It gets approved within 30 minutes.
Gold Loan Rajagangapur Interest Rates
9.90% is the minimum annual Interest Rate On Gold Loan you can expect on gold loans. If you calculate the monthly interest rate will come less than 1%. Thus, making it the lowest interest rate loaning scheme. Also, it comes with a foreclosure facility meaning you can close your Loan before time and skip the pending Emi’s and their respective interest rate amount. The foreclosure charges range from 0-3% of the total loan amount.
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Eligibility criteria for Gold Loan Rajagangapur
- The age of the applicant should be more than 18 years.
- In addition, the maximum period of the applicant can be 65 years.
- Furthermore, the applicant must be a citizen of India.
- Beside that applicant should have gold more than 10 grams.
Documentation required for Taking Gold Loan Rajagangapur
- Residence proof: the documents required for the residence proof includes:(passport/ID card/ Voter card/ aadhar card/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
- Identity proof: verification documents especially require one among the following:( passport/ID card/ Voter card/ aadhar card/ration/card/driving license) any one of them..
- Two colored passport size photos: (Applicants should not wear any glasses)
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
Why should one choose Gold Loan Rajagangapur?
- You can Apply For Gold Loan for a short period of the time generally from 6 to 12 months.
- Gold Loan Rajagangapur is the best Loan option for all of the unfortunate credit individuals.
- Gold Loan Rajagangapur is Available at low-interest rates.
- You need to pay the interest rate, and no EMI’s are involved.
GOLD LOAN @ 0.49%*
Advantages of Gold Loan Rajagangapur
- You can get Loan up to Rs.1 Crore along with 90% of in market value of your gold ornament from the NBFC
- You get 100% Safety & Security of your collateral gold material
- Gold Loan Rajagangapur requires Simple documentation, and it is fast processing gold loan
- The rate of interest is payable only if the amount of overdraft that you use.
- Overdraft limit varies depending on the current situation of the scale of gold in the market.
- You can close your Loan before time and save a few bucks.
- Foreclosure penalty ranges from 0-3% of the total loan amount.
- Both salaried and self-employed applicants are eligible to take this Loan and use it according to their financial needs.
- The gold loan has flexible tenure options ranging from 6 months to 5 years.
- It is worthy that applying for the gold loan with DialaBank provides you with so many benefits and perks
- The gold loan gets processed in no time.
- You will get the loan amount disbursed within 15 minutes.
- The whole process of gold loan is comfortable and hassle-free
- All the assistance will be provided to you without any extra charges.
- There is no need to pay any fees for any suggestion and guidance.
Does the CIBIL score matter in Gold Loan Rajagangapur?
No, CIBIL Score does not matter in a Gold Loan. This being a secured service, the banks hardly check your CIBIL score while providing you with the Loan. On the other hand, Gold Loan helps to increase the CIBIL score of a person
Know More – What is CIBIL Score?
The City of Rajagangapur is in Orissa. If you have any query and you are in an immediate need of the gold loan, feel free to contact on this no. +91 9878981166.
Gold Loan in Other Cities
|Gold Loan Cheeka||Gold Loan Kharar|
|Gold Loan Dhuri||Gold Loan Machhiwara|
|Gold Loan Dinanagar||Gold Loan Malerkotla|
|Gold Loan Khanna||Gold Loan Mandigobindgarh|
Table of Contents
- 1 Gold Loan Rajagangapur
- 2 What is Gold Loan?
- 3 Gold Loan Rajagangapur Interest Rates
- 4 Eligibility criteria for Gold Loan Rajagangapur
- 5 Documentation required for Taking Gold Loan Rajagangapur
- 6 Why should one choose Gold Loan Rajagangapur?
- 7 Advantages of Gold Loan Rajagangapur
- 8 About Dialabank
- 9 Does the CIBIL score matter in Gold Loan Rajagangapur?
- 10 Gold Loan in Other Cities