Gold Loan Rajaji Nagar

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    Gold Loan Rajaji Nagar

    Best Banks for Gold Loan in Rajaji Nagar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Attributes of Gold Loan Rajaji Nagar 

    Are you facing financial difficulties? Do you want to reduce your financial difficulties?

    gold loan rajaji nagar

    Are you unable to solve your financial difficulties? Just think about how can you overcome this?

    You have an option of Gold Loan. This loan has less paperwork. Your time will save. Tou will not do so much paperwork. As it is less secured, you can get your loan approval within 48 hours after the completion of all the certification process.

    Gold Loan Rajaji Nagar provides financial help to you at the best affordable interest rates. To get a Gold Loan, an applicant should have a rigid and good source of income and has a good credit history, that will help in making the verification and loan approval process faster.

    In addition, you will get up to 75 % of the market price of gold, this is due to the variations in the market price of the gold.

    Gold Loan Rates Per Gram Today in Rajaji Nagar

    Updated - Gold Loan Per Gram Rate w.e.f Dec 06 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Rajaji Nagar Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan Rajaji Nagar Documents Required

    1. At least one of the following for Identity Proof:
    • Aadhaar Card
    • Driving Licence
    • Voters ID
    • Passport Copy

    2. At least one of the following for Address Proof:

    • Ration Card
    • Electricity Bill
    • Rental Bill
    • Passport Copy
    • Trade Licence
    • Shop Licence
    • Sales Tax certificate

    3. At least one of the following for Signature Proof:

    • Passport Copy
    • Driving Licence
    • Banker’s Verification
    • Cheque

    4. A number of passport size photos: 2

    Secondary Documents Required for Gold Loan Rajaji Nagar

    1. No requirement of the land proof in case of Agriculture Loan of more than Rs. 1 lac.
    2. A Promissory Note is in demand.
    3. The Jewel Appraiser Certificate (Bank will arrange).
    4.  Salary Certificate and Form No.16 for Income Proof.

    Gold Loan Rajaji Nagar Eligibility Criteria

    1. The minimum age of the individual should be 21 years
    2. The maximum age of the individual should be 60 years.
    3. The individual must be an Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Rajaji Nagar

    Online Steps to Apply for Gold Loan Rajaji Nagar

    You can eligible to apply for Gold Loan at Dialabank.

    You can start with filling a simple form online.

    After that, you will get a call back from our representative. Furthermore, a document to pick up facility from your doorstep is provided by the bank.

    For more info, you can call on 9878981144 anytime.

    Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:

    1. Dialabank is India’s first financial helpline.
    2. The provision of the best financial services to customers all over the country.
    3. Dialabank guides the customers free of cost. That is, no additional charges of applying for a gold loan online on the website of Dialabank.
    4. Another is that you will get a high LTV of your gold.
    5. The bank has a good reputation among the customers as it provides best and fast services.
    6.  Apply for a gold loan on Dialabank,  get a low-Interest Rate.
    7. A document pickup facility is provided by  Dialabank from the doorstep of customer.
    8. If you apply through Dialabank, very little paperwork is required.
    9. Last but not the least, the Relationship managers from time to time are instructed  to guide and serve you in the whole process of Gold Loan.
    Offline Process to Apply for Gold Loan Rajaji Nagar

    An applier can apply for Gold Loan from the nearby banks. Just take help from google and search Gold Loan Banks near me. Then Google will show you a list of all the banks near you. You are free to choose as you prefer.

    It will beneficial for you, if you apply for Gold Loan at Dialabank.

    Then you will just have to visit the bank and apply for the loan process.

    Processing Fees / Prepayment Charges on Gold Loan Rajaji Nagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Rajaji Nagar

    • Before applying for a gold loan: Must have a good CIBIL score
    • Every foundation has minimum CIBIL score criteria: For the processing of the Gold Loan application in Rajaji Nagar.
    • For loan application process: 750 minimum CIBIL score is required.
    • Checking of records: Previous loans, Type of loans and amount borrowed.
    • The barrier in the application of Gold Loan: Delayed payments of previous loans.

    Gold Loan Rajaji Nagar Agents and Contact Number

    One of the leading and most trusted gold loan agents in Rajaji Nagar is Dialabank.

    You can apply online at Dialabank.com or give a call at 9878981144.

    Visit our website Dialabank.com and fill a form online.

    Call at 9878981166 and get instant help and approval for Gold Loan in Rajaji Nagar.

    Pre Calculated EMI Table for Gold Loan Rajaji Nagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    Information About Rajaji Nagar

    Rajaji Nagar has situated in the Karnataka state, India. It has located in the west Banglore. It is a residential city and business hub as well. It is named after the statesman C Rajagopalachari.