Gold Loan Rajam

AT 0.49%* INTEREST RATE
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    Gold Loan Rajam

    Major Gold Loan Providers in Rajam 

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Rajam Features    

    Fast running out of cash? 
    Can’t say what to do?
    No worries Gold Loan is a misogynist for you.
    This loan requires less paperwork, as it is unsecured and you can get your loan tried within 48 hours without all the verification process.
    GoldLoan Rajam loan provides the customers with financial assistance at the best interest rates available. 
    The borrower requires stable and reliable source of income to secure Gold loan and has strong credit background, which will make the process of verification and acceptance of loans quicker. 
    You can also secure loan up to 75% of the market value of gold, that is because of variations in the gold market price.

    Gold Loan Rajam Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Rajam

    • Passport Copy/ Voters ID card/ Driving License Aadhaar card may be one of the following proofs of identification. 
    • Ration card Tel, Electricity Bill Rental bill Passport copy Trade license Shop Est can be one of the following address evidence. 
    • Certificate License Sales Tax. 
    • Signature Evidence can be any of the following: Verification/cheque of Passport Copy Driving License Banker. 
    • Passport Photographer

    Additional Documents Required for Gold Loan Rajam

    • Property Proof: Loan of more than Rs lac in the case of inflation. The proof isn’t really needed for the purposes of the ally agricultural sector. 
    • Statement Promissory on Requests. 
    • The Jewel Appraiser’s Certificate (Bank will arrange). 
    • Evidence of Income: Certificate of Pay and Form No.16.

    Eligibility Criteria for Gold Loan Rajam

    • The individual’s average requirement will be 21 years, and up to maximum of 60 years. 
    • Is only of Indian nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Rajam

    Online Process to Apply for Gold Loan Rajam
    • Only fill in an easy online form. 
    • You will be getting call right from our representative after that. 
    • You’ll also get receipt from your doorstep to pick up service. 
    • You can inquire at any time for more questions on 9878981166. 
    Dialabank is deemed the best online site to apply for gold loanThere are several explanations for this, some of them being: 
    • Dialabank is India’s 1st monetary helpline; providing customers across the country with the best financial sector.
    • Dialabank directs the clients cost-free. After all, there is no extra charge on the Dialabank website for qualifying for gold loan online.
    • Another thing is you’ll get your gold huge LTV.
    • Apart from that, due to its easiest and effective services, the bank has strong relationship with the customers.
    • If you submit for dialabank gold loan, you will receive low Gold loan interest rate. 
    • Dialabank has data pick-up facility to assist in the process from the client’s doorstep. 
    • Only very little paperwork is needed when applying for gold loan through Dialabank. 
    • Lastly, Relationship managers are professionally qualified to direct and support you through the entire Gold Loan process.
    Offline Process to Apply for Gold Loan Rajam
    • The client also has choice from nearby branches to obtain Gold Loan. 
    • To use it, google search for the Gold Loan close me. 
    • This will recruit all branches of banks and finance businesses that offer loans near you. 
    • You need to choose them based on your preferences and experience, but Dialabank will do it for you in an easier, better way. 
    • Users then have to visit certain organizations and apply for the loan and visit several times until the loan is eventually accepted. 
    • Many banks and finance firms are subsidiaries of Gold Loanwhere this method is even easier. 
    • You should take advantage of Gold Loan Branches loans. 
    • Check Gold Loan near me as well, as to include branch nearby. 
    • Google must recruit all of the surrounding Gold Loan Branches.

    Processing Fees / Prepayment Charges on Gold Loan Rajam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Rajam

    Before applying for gold loan, developing positive CIBIL score is must, which is why each financial institution has its requirements for the minimum CIBIL score needed to process an application for Gold Loan in Rajam. In most institutions, minimum score of 
    750 is necessary to process your loan application.
    The institutions are not only looking at the CIBIL ratings but also at the comprehensive actions on previous loans. It provides information about the form of loan obtained and the amount lent. Any overdue payments for previous loans will serve as deterrent to making fresh loan available to you. 
    So try to ensure your rating on CIBIL is decent before you apply for mortgage.

    Gold Loan Rajam Agents

    • Dialabank is one of Rajam ‘s dominant and most reliable gold-loan agents. 
    • You can apply to dialabank online, either call 9878981166.
    • Dialabanklets you discover the best alternative between multiple banks and NBFCs by providing you with comprehensive and standardized market analysis of various banks so you don’t have to think about the complicated details and methods you ought to go through, and well you can make the right call. 
    • Check out our website at dialabank and fill out simple form, requesting some information, and then our customer experience Managers are coming to contact you early.

    Gold Loan Rajam Contact Number

    Call 9878981166 and get extremely rapid support and Gold Loan approval straight now in Rajam.

    Pre Calculated EMI Table for Gold Loan Rajam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Rajam

    Rajam is an area in the Indian state of Andhra Pradesh in Srikakulam district. It is nagar panchayat, and the Rajam mandal headquarters.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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