Gold Loan Rajam

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Rajam 

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Rajam Features    

Fast running out of cash? 
Can’t say what to do?
No worries Gold Loan is a misogynist for you.
This loan requires less paperwork, as it is unsecured and you can get your loan tried within 48 hours without all the verification process.
GoldLoan Rajam loan provides the customers with financial assistance at the best interest rates available. 
The borrower requires stable and reliable source of income to secure Gold loan and has strong credit background, which will make the process of verification and acceptance of loans quicker. 
You can also secure loan up to 75% of the market value of gold, that is because of variations in the gold market price.

Gold Loan Rajam Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Rajam

  • Passport Copy/ Voters ID card/ Driving License Aadhaar card may be one of the following proofs of identification. 
  • Ration card Tel, Electricity Bill Rental bill Passport copy Trade license Shop Est can be one of the following address evidence. 
  • Certificate License Sales Tax. 
  • Signature Evidence can be any of the following: Verification/cheque of Passport Copy Driving License Banker. 
  • Passport Photographer

Additional Documents Required for Gold Loan Rajam

  • Property Proof: Loan of more than Rs lac in the case of inflation. The proof isn’t really needed for the purposes of the ally agricultural sector. 
  • Statement Promissory on Requests. 
  • The Jewel Appraiser’s Certificate (Bank will arrange). 
  • Evidence of Income: Certificate of Pay and Form No.16.

Eligibility Criteria for Gold Loan Rajam

  • The individual’s average requirement will be 21 years, and up to maximum of 60 years. 
  • Is only of Indian nationality.

gold loan at 7%

How to Apply for Gold Loan Rajam

Online Process to Apply for Gold Loan Rajam
  • Only fill in an easy online form. 
  • You will be getting call right from our representative after that. 
  • You’ll also get receipt from your doorstep to pick up service. 
  • You can inquire at any time for more questions on 9878981166. 
Dialabank is deemed the best online site to apply for gold loan. There are several explanations for this, some of them being: 
  • Dialabank is India’s 1st monetary helpline; providing customers across the country with the best financial sector.
  • Dialabank directs the clients cost-free. After all, there is no extra charge on the Dialabank website for qualifying for gold loan online.
  • Another thing is you’ll get your gold huge LTV.
  • Apart from that, due to its easiest and effective services, the bank has strong relationship with the customers.
  • If you submit for dialabank gold loan, you will receive low Gold loan interest rate. 
  • Dialabank has data pick-up facility to assist in the process from the client’s doorstep. 
  • Only very little paperwork is needed when applying for gold loan through Dialabank. 
  • Lastly, Relationship managers are professionally qualified to direct and support you through the entire Gold Loan process.
Offline Process to Apply for Gold Loan Rajam
  • The client also has choice from nearby branches to obtain Gold Loan. 
  • To use it, google search for the Gold Loan close me. 
  • This will recruit all branches of banks and finance businesses that offer loans near you. 
  • You need to choose them based on your preferences and experience, but Dialabank will do it for you in an easier, better way. 
  • Users then have to visit certain organizations and apply for the loan and visit several times until the loan is eventually accepted. 
  • Many banks and finance firms are subsidiaries of Gold Loanwhere this method is even easier. 
  • You should take advantage of Gold Loan Branches loans. 
  • Check Gold Loan near me as well, as to include branch nearby. 
  • Google must recruit all of the surrounding Gold Loan Branches.

Processing Fees / Prepayment Charges on Gold Loan Rajam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rajam

Before applying for gold loan, developing positive CIBIL score is must, which is why each financial institution has its requirements for the minimum CIBIL score needed to process an application for Gold Loan in Rajam. In most institutions, minimum score of 
750 is necessary to process your loan application.
The institutions are not only looking at the CIBIL ratings but also at the comprehensive actions on previous loans. It provides information about the form of loan obtained and the amount lent. Any overdue payments for previous loans will serve as deterrent to making fresh loan available to you. 
So try to ensure your rating on CIBIL is decent before you apply for mortgage.

Gold Loan Rajam Agents

  • Dialabank is one of Rajam ‘s dominant and most reliable gold-loan agents. 
  • You can apply to dialabank online, either call 9878981166.
  • Dialabanklets you discover the best alternative between multiple banks and NBFCs by providing you with comprehensive and standardized market analysis of various banks so you don’t have to think about the complicated details and methods you ought to go through, and well you can make the right call. 
  • Check out our website at dialabank and fill out simple form, requesting some information, and then our customer experience Managers are coming to contact you early.

Gold Loan Rajam Contact Number

Call 9878981166 and get extremely rapid support and Gold Loan approval straight now in Rajam.

Pre Calculated EMI Table for Gold Loan Rajam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rajam

Rajam is an area in the Indian state of Andhra Pradesh in Srikakulam district. It is nagar panchayat, and the Rajam mandal headquarters.

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