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Gold Loan Rajampet

Major Gold Loan Providers in Rajampet

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.50% onwards
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3,066
3,073
3,073

Gold Loan Rajampet Features

Gold Loan Rajampet

Facing Cash problems? No Clue what to do?

A gold loan is a solution to your worry. A gold loan requires minimal paperwork, and most importantly customers can get their loans sanctioned within 48 hours of the application submission.

The person applying for a gold loan just needs to keep his gold as collateral with the bank. The bank will evaluate the value of the gold and forward the application for approval after completing all verification processes.

Customers can expect to get up to 75 percent of the market value of their gold, because of the continuous change in the rates of gold.

Gold Loan Rajampet Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

Documents for Gold Loan Rajampet

The documents required for Gold Loan Rajampet are:

  • Identity proofs- Passport Copy/Voters ID card/ driving license/ Aadhar card,
  • Address proofs- Ration card/electricity bill/rental bill/ passport copy/sales tax certificate,
  • Signature proof- passport copy/driving license/banker’s verification/cheque
  • 2 recent passport-sized photographs.

Additional Documents Required for Gold Loan Rajampet

  1. Land Proof if the Agriculture Loan is of more than Rs. 1 lac.
  2. If it is for allied agriculture purposes, the proof is not required.
  3. Applicants need to submit a Demand Promissory Note.
  4. A Certificate by Jewel Appraiser (Bank will look after).
  5. Income Proof (Salary Certificate and Form No.16).

Eligibility Criteria for Gold Loan Rajampet

  • The minimum age permitted is 21 years and the maximum allowed is 60 years.
  • Indian Nationality is compulsory.


gold loan

How to Apply for Gold Loan Rajampet

Online Process to Apply for Gold Loan Rajampet

To apply for a Gold Loan Rajampet, customers can apply for it online at DialaBank. The procedure is very straightforward and helpful. This includes a few steps:

  1. Fill up the application form on the website.
  2. Our Relationship Manager will contact the candidate in a few hours.
  3. You can check your qualification and apply for the best offers accessible.
  4. Select the bank of your choice or contact the Relationship Manager for more help.
  5. Handover all the documents and records from home or office.
  6. After confirmation, the bank will give you a checkup call. Applying for a gold loan online with DialaBank gives you multiple benefits, some of the many advantages are:
    • The gold loan application gets prepared in a few minutes.
    • Doorstep pickup facility for documents will be provided to you.
    • You can select offers from multiple banks.
    • Dialabank has experienced customer support representatives who will guide you throughout your application process.
Offline Process to Apply for Gold Loan Rajampet

The candidate also has an option to apply for Gold Loan from their nearby branches. To do so, users have to search Gold Loan near me on google. This will enroll all the available branch divisions from where you can apply for a gold loan. At that point, users have to visit the bank branch until they get their application approved.

Subsequently, this looks to be a very tiring and lengthy procedure, which is why you can opt for Dialabank to do the same for you.

Processing Fees / Prepayment Charges on Gold Loan Rajampet

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rajampet

CIBIL score is a compulsion before applying for a gold loan, every lending institution has set its criteria for the minimum CIBIL score accepted. The majority of banks demand a minimum score of 750 to process the loan application.

Apart from the CIBIL score, banks also look closely at the past behavior of the candidate in terms of payment of interests on loans taken. So keep your CIBIL score good before applying for a fresh loan.

Gold Loan Rajampet Agents

One of the best and reliable gold loan agents in Rajampet is Dialabank. You can apply online at Dialabank or simply give a call at 9878981166.

Dialabank assists you to select the best available option between several Banks and NBFCs. We providing the customers with a detailed and structured market analysis of different banks so that you make the right choice. Visit us online and our customer relationship managers will soon get in touch with you.

Gold Loan Rajampet Contact Number

Call 9878981166 and get instant assistance for Gold Loan in Rajampet right now.

Pre Calculated EMI Table for Gold Loan Rajampet

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rajampet

Rajampet is a small town located in the Kadapa district of the Indian state of Andhra Pradesh. It comes under the Rayalaseema Region of the state. The town is bordered by Nellore to the east, Chittoor district to the south, Kurnool to the north, and Ananthapur to the west. Rajampet is known as the entranceway to the pilgrimage site Tirumala. The town is well connected to all major national highways of the state.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

Other Places to Avail Gold Loan

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Gold Loan Rayachoti Gold Loan Chittoor
Gold Loan Rayadurg Gold Loan Guntur
Gold Loan Tanuku Gold Loan Mandapeta
   
   
   
Gold Loan Tanuku  


Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.