Gold Loan Rajampet

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    Gold Loan Rajampet

    Major Gold Loan Providers in Rajampet

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Rajampet Features

    Gold Loan Rajampet

    Facing Cash problems? No Clue what to do?

    A gold loan is a solution to your worry. A gold loan requires minimal paperwork, and most importantly customers can get their loans sanctioned within 48 hours of the application submission.

    The person applying for a gold loan just needs to keep his gold as collateral with the bank. The bank will evaluate the value of the gold and forward the application for approval after completing all verification processes.

    Customers can expect to get up to 75 percent of the market value of their gold, because of the continuous change in the rates of gold.

    Gold Loan Rajampet Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Rajampet

    The documents required for Gold Loan Rajampet are:

    • Identity proofs- Passport Copy/Voters ID card/ driving license/ Aadhar card,
    • Address proofs- Ration card/electricity bill/rental bill/ passport copy/sales tax certificate,
    • Signature proof- passport copy/driving license/banker’s verification/cheque
    • 2 recent passport-sized photographs.

    Additional Documents Required for Gold Loan Rajampet

    1. Land Proof if the Agriculture Loan is of more than Rs. 1 lac.
    2. If it is for allied agriculture purposes, the proof is not required.
    3. Applicants need to submit a Demand Promissory Note.
    4. A Certificate by Jewel Appraiser (Bank will look after).
    5. Income Proof (Salary Certificate and Form No.16).

    Eligibility Criteria for Gold Loan Rajampet

    • The minimum age permitted is 21 years and the maximum allowed is 60 years.
    • Indian Nationality is compulsory.

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    How to Apply for Gold Loan Rajampet

    Online Process to Apply for Gold Loan Rajampet

    To apply for a Gold Loan Rajampet, customers can apply for it online at DialaBank. The procedure is very straightforward and helpful. This includes a few steps:

    1. Fill up the application form on the website.
    2. Our Relationship Manager will contact the candidate in a few hours.
    3. You can check your qualification and apply for the best offers accessible.
    4. Select the bank of your choice or contact the Relationship Manager for more help.
    5. Handover all the documents and records from home or office.
    6. After confirmation, the bank will give you a checkup call. Applying for a gold loan online with DialaBank gives you multiple benefits, some of the many advantages are:
      • The gold loan application gets prepared in a few minutes.
      • Doorstep pickup facility for documents will be provided to you.
      • You can select offers from multiple banks.
      • Dialabank has experienced customer support representatives who will guide you throughout your application process.
    Offline Process to Apply for Gold Loan Rajampet

    The candidate also has an option to apply for Gold Loan from their nearby branches. To do so, users have to search Gold Loan near me on google. This will enroll all the available branch divisions from where you can apply for a gold loan. At that point, users have to visit the bank branch until they get their application approved.

    Subsequently, this looks to be a very tiring and lengthy procedure, which is why you can opt for Dialabank to do the same for you.

    Processing Fees / Prepayment Charges on Gold Loan Rajampet

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Rajampet

    CIBIL score is a compulsion before applying for a gold loan, every lending institution has set its criteria for the minimum CIBIL score accepted. The majority of banks demand a minimum score of 750 to process the loan application.

    Apart from the CIBIL score, banks also look closely at the past behavior of the candidate in terms of payment of interests on loans taken. So keep your CIBIL score good before applying for a fresh loan.

    Gold Loan Rajampet Agents

    One of the best and reliable gold loan agents in Rajampet is Dialabank. You can apply online at Dialabank or simply give a call at 9878981166.

    Dialabank assists you to select the best available option between several Banks and NBFCs. We providing the customers with a detailed and structured market analysis of different banks so that you make the right choice. Visit us online and our customer relationship managers will soon get in touch with you.

    Gold Loan Rajampet Contact Number

    Call 9878981166 and get instant assistance for Gold Loan in Rajampet right now.

    Pre Calculated EMI Table for Gold Loan Rajampet

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Rajampet

    Rajampet is a small town located in the Kadapa district of the Indian state of Andhra Pradesh. It comes under the Rayalaseema Region of the state. The town is bordered by Nellore to the east, Chittoor district to the south, Kurnool to the north, and Ananthapur to the west. Rajampet is known as the entranceway to the pilgrimage site Tirumala. The town is well connected to all major national highways of the state.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.