Major Gold Loan Providers in Ramganj Mandi
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Ramganj Mandi Features
Apply Gold loans prove to be of significance especially in a time of need when you are looking for financial help in less time. The loan will get in 48 hours of the completion of all the verification process. As a secured loan, it requires fewer documents.
Gold Loan Ramganj Mandi assists the applicant with financial aid at the most suitable interest rates. A strong and fixed income source with a good credit history is very important, this also accelerates the whole process of verification and loan approval.
Besides, you can avail of a loan of up to 75 percent of the gold market price, this happens keeping in mind the fluctuation in the market value of the gold.
Gold Loan Ramganj Mandi Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Ramganj Mandi
- Identity Proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/Cheque.
- 2 passport-size photographs.
Additional Documents Required for Gold Loan Ramganj Mandi
- There is no need for land proof in the case of Agriculture Loan of more than Rs. 1 lac.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Arranged by Bank).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Ramganj Mandi
- The minimum age requirement is 21 years and a maximum of up to 60 years.
- Indian Nationality is a must.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Ramganj Mandi?
Online Processing to Apply for Gold Loan Ramganj Mandi
At Dialabank, you can apply for the Gold Loan.
A short form is needed to be filled online.
For further guidance, our representative will give you a call. To provide you a more convenient experience, you will even get a doorstep document pickup facility.
For more information about the gold loan, you can call on 9878981166, we are available for you all the time.
Dialabank is taken into consideration the best as well as a most trusted online platform to apply for a gold loan and this is because:
- Dialabank is India’s first financial helpline; it provides the best and fast financial services to customers all over the country.
- Dialabank provides guidance without any fee which means there are no further charges to applying for a gold loan online at the Dialabank site.
- You will enjoy a high LTV of your gold.
- The bank stands with a good reputation because of its fast and quality service.
- Applying for a gold loan on Dialabank, you also avail of a low Gold Loan Interest Rate.
- To ease the process, Dialabank provides a doorstep document pickup service.
- Less paperwork is required if you apply for a gold loan through Dialabank.
- Finally, the Relationship managers are instructed thoroughly to guide and serve you in the entire process of Gold Loan.
Offline Processing to Apply for Gold Loan Ramganj Mandi
For offline processing, Gold Loan can even be availed from the nearby branches. The candidate can search for Gold Loan near me on google. A complete list of all the bank branches and finance companies providing gold loans nearby will be presented. Then you need to analyze and choose amongst them according to your knowledge, but Dialabank can make this process fun and fast for you.
To apply for the loan, you will be required to visit various departments and many more visits will be required before then the loan gets approved.
Processing Fees/ Prepayment Charges on Gold Loan Ramganj Mandi
CIBIL Score Requirement for Gold Loan Ramganj Mandi
A good CIBIL score stands necessary as every lending institution in Ramganj Mandi has eligibility criteria for a minimum CIBIL score to verify and process your Gold loan application. Most of the institutions have a requirement of a minimum score of 750 in order to process your loan application further.
Although a good CIBIL score is one of the most important aspects, it is not sufficient as a behavior analysis during the previous loan is considered which even includes details on the amount borrowed and the type of loan taken. Therefore, make sure that you maintain a good CIBIL score as a delayed payment acts as a hurdle between you and your loan approval.
Gold Loan Ramganj Mandi Agents
Dialabank helps you by providing a comprehensive and well-arranged comparison of the market for various Banks and NBFCs. With Dialabank, you can skip the unnecessary steps and focus on making the right decision by choosing the most suitable option. Fill a simple online form asking for a few details on our website and then our customer relationship managers will get in contact with you.
Gold Loan Ramganj Mandi Contact Number
Call at 9878981166 for instant help and approval for Gold Loan in Ramganj Mandi right now.
Pre Calculated EMI Table for Gold Loan Ramganj Mandi
About Ramganj Mandi
Ramganj Mandi is a city that lies in the Kota district in the state of Rajasthan. Due to the large coriander market, the city is also known as Coriander City or the Stone City.
Table of Contents
- 1 Major Gold Loan Providers in Ramganj Mandi
- 2 Gold Loan Ramganj Mandi Features
- 3 Gold Loan Ramganj Mandi Interest Rates
- 4 Documents for Gold Loan Ramganj Mandi
- 5 Additional Documents Required for Gold Loan Ramganj Mandi
- 6 Eligibility Criteria for Gold Loan Ramganj Mandi
- 7 How to Apply for Gold Loan Ramganj Mandi?
- 8 Online Processing to Apply for Gold Loan Ramganj Mandi
- 9 Offline Processing to Apply for Gold Loan Ramganj Mandi
- 10 Processing Fees/ Prepayment Charges on Gold Loan Ramganj Mandi
- 11 CIBIL Score Requirement for Gold Loan Ramganj Mandi
- 12 Gold Loan Ramganj Mandi Agents
- 13 Gold Loan Ramganj Mandi Contact Number
- 14 Pre Calculated EMI Table for Gold Loan Ramganj Mandi
- 15 About Ramganj Mandi