Gold Loan Ramganj Mandi

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    Gold Loan Ramganj Mandi

    Major Gold Loan Providers in Ramganj Mandi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ramganj Mandi Features

    Gold Loan Ramganj Mandi

    Apply Gold loans prove to be of significance especially in a time of need when you are looking for financial help in less time. The loan will get in 48 hours of the completion of all the verification process. As a secured loan, it requires fewer documents.

    Gold Loan Ramganj Mandi assists the applicant with financial aid at the most suitable interest rates. A strong and fixed income source with a good credit history is very important, this also accelerates the whole process of verification and loan approval.

    Besides, you can avail of a loan of up to 75 percent of the gold market price, this happens keeping in mind the fluctuation in the market value of the gold.

    Gold Loan Ramganj Mandi Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Ramganj Mandi

    1. Identity Proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/Cheque.
    4. 2 passport-size photographs.

    Additional Documents Required for Gold Loan Ramganj Mandi

    1. There is no need for land proof in the case of Agriculture Loan of more than Rs. 1 lac.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Arranged by Bank).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Ramganj Mandi

    1. The minimum age requirement is 21 years and a maximum of up to 60 years.
    2. Indian Nationality is a must.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Ramganj Mandi?

    Online Processing to Apply for Gold Loan Ramganj Mandi

    At Dialabank, you can apply for the Gold Loan.

    A short form is needed to be filled online.

    For further guidance, our representative will give you a call. To provide you a more convenient experience, you will even get a doorstep document pickup facility.

    For more information about the gold loan, you can call on 9878981166, we are available for you all the time.

    Dialabank is taken into consideration the best as well as a most trusted online platform to apply for a gold loan and this is because:

    1. Dialabank is India’s first financial helpline; it provides the best and fast financial services to customers all over the country.
    2. Dialabank provides guidance without any fee which means there are no further charges to applying for a gold loan online at the Dialabank site.
    3. You will enjoy a high LTV of your gold.
    4. The bank stands with a good reputation because of its fast and quality service.
    5. Applying for a gold loan on Dialabank, you also avail of a low Gold Loan Interest Rate.
    6. To ease the process, Dialabank provides a doorstep document pickup service.
    7. Less paperwork is required if you apply for a gold loan through Dialabank.
    8. Finally, the Relationship managers are instructed thoroughly to guide and serve you in the entire process of Gold Loan.

    Offline Processing to Apply for Gold Loan Ramganj Mandi 

    For offline processing, Gold Loan can even be availed from the nearby branches. The candidate can search for Gold Loan near me on google. A complete list of all the bank branches and finance companies providing gold loans nearby will be presented. Then you need to analyze and choose amongst them according to your knowledge, but Dialabank can make this process fun and fast for you.

    To apply for the loan, you will be required to visit various departments and many more visits will be required before then the loan gets approved.

    Processing Fees/ Prepayment Charges on Gold Loan Ramganj Mandi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Requirement for Gold Loan Ramganj Mandi

    A good CIBIL score stands necessary as every lending institution in Ramganj Mandi has eligibility criteria for a minimum CIBIL score to verify and process your Gold loan application. Most of the institutions have a requirement of a minimum score of 750 in order to process your loan application further.

    Although a good CIBIL score is one of the most important aspects, it is not sufficient as a behavior analysis during the previous loan is considered which even includes details on the amount borrowed and the type of loan taken. Therefore, make sure that you maintain a good CIBIL score as a delayed payment acts as a hurdle between you and your loan approval.

    Gold Loan Ramganj Mandi Agents

    One of the most trustworthy and respectable gold loan agents in Ramganj Mandi is Dialabank. You can apply at www.dialabank.com or call at 9878981166

    Dialabank helps you by providing a comprehensive and well-arranged comparison of the market for various Banks and NBFCs. With Dialabank, you can skip the unnecessary steps and focus on making the right decision by choosing the most suitable option. Fill a simple online form asking for a few details on our website and then our customer relationship managers will get in contact with you.

    Gold Loan Ramganj Mandi Contact Number

    Call at 9878981166 for instant help and approval for Gold Loan in Ramganj Mandi right now.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

    Pre Calculated EMI Table for Gold Loan Ramganj Mandi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ramganj Mandi

    Ramganj Mandi is a city that lies in the Kota district in the state of Rajasthan. Due to the large coriander market, the city is also known as Coriander City or the Stone City.