⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Rampurhat

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Best Banks for Gold Loan in Rampurhat

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Rampurhat Features

Gold loan RampurhatGet free from Debts. Do not worry Gold Loan is accessible for you. This loan is unsecured with minimal documentation and less paperwork. The gold loan will get approved within 48 hours after the verification process.

Gold Loan Rampurhat is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the candidate needs to have a rigid and good source of income and has a good credit history.

Moreover, there is no end-use restriction on the utilization of the Gold loan amount. You can use this amount of loan anywhere you want to do.

Gold Loan Rate Per Gram Today in Rampurhat

Updated - Gold Loan Per Gram Rate w.e.f

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Rampurhat Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Rampurhat Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. One Address Proof is necessary from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Rampurhat

  1. There is a need for Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. Land proof is not required for farming purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Rampurhat Eligibility Criteria

  1. The minimum age requirements of the candidate should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Rampurhat

Online Process to Apply for Gold Loan Rampurhat

You can apply for the Gold Loan Rampurhat at Dialabank. The gold loan process is straightforward. To begin, You just fill a simple form online.

After that, our representative will contact you. Moreover, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Rampurhat, you can call on 9878981166.

Dialabank is regarded as the best platform to apply for a gold loan online. The reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it offers the best financial services to applicants all over the country.
  2. Besides that, Dialabank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. Another thing is that the Dialabank guides the customers free of cost which means there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, the paperwork required is less.
  7. One more thing is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you and serve you in the whole processing of Gold Loan.
Offline Process to Apply for Gold Loan Rampurhat

An applier also has an option to avail of a Gold Loan from the nearby branches. You can search for Gold Loan near me on google. Google will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Rampurhat

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rampurhat

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Rampurhat. There is a requirement of a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Rampurhat Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Rampurhat. You can apply at  www.dialabank.com or a call at 9878981166.

Dialabank assists you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right decision. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our relationship managers will get in contact with you.

Gold Loan Rampurhat Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Rampurhat.

Pre Calculated EMI Table for Gold Loan Rampurhat

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rampurhat

Rampurhat is a city and a municipality in Birbhum district in the Indian state of West Bengal. It is the headquarters of the Rampurhat subdivision.
Rampurhat is a rapidly growing township. It is near the West Bengal / Jharkhand border. Rampurhat is an important city of Birbhum district as it has dynamic connectivity with the other places of West Bengal and neighboring states via state highways, national highway, and rail route. Rampurhat Junction is one of the busiest railway stations in eastern India. It is under the body of the Rampurhat Municipality.