Gold Loan Rampurhat

AT 0.49%* INTEREST RATE
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    Gold Loan Rampurhat

    Best Banks for Gold Loan in Rampurhat

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Rampurhat Features

    Gold loan RampurhatGet free from Debts. Do not worry Gold Loan is accessible for you. This loan is unsecured with minimal documentation and less paperwork. The gold loan will get approved within 48 hours after the verification process.

    Gold Loan Rampurhat is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the candidate needs to have a rigid and good source of income and has a good credit history.

    Moreover, there is no end-use restriction on the utilization of the Gold loan amount. You can use this amount of loan anywhere you want to do.

    Gold Loan Rate Per Gram Today in Rampurhat

    Updated - Gold Loan Per Gram Rate w.e.f Aug 10 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Rampurhat Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Rampurhat Documents Required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. One Address Proof is necessary from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Rampurhat

    1. There is a need for Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. Land proof is not required for farming purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Rampurhat Eligibility Criteria

    1. The minimum age requirements of the candidate should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Rampurhat

    Online Process to Apply for Gold Loan Rampurhat

    You can apply for the Gold Loan Rampurhat at Dialabank. The gold loan process is straightforward. To begin, You just fill a simple form online.

    After that, our representative will contact you. Moreover, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Rampurhat, you can call on 9878981166.

    Dialabank is regarded as the best platform to apply for a gold loan online. The reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it offers the best financial services to applicants all over the country.
    2. Besides that, Dialabank has a good reputation among the customers because of its best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
    4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
    5. Another thing is that the Dialabank guides the customers free of cost which means there are no additional charges of applying for a gold loan online on the website of Dialabank.
    6. Also, while applying for a gold loan through Dialabank, the paperwork required is less.
    7. One more thing is that you will get a high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to guide you and serve you in the whole processing of Gold Loan.
    Offline Process to Apply for Gold Loan Rampurhat

    An applier also has an option to avail of a Gold Loan from the nearby branches. You can search for Gold Loan near me on google. Google will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the gold loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Rampurhat

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Rampurhat

    Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Rampurhat. There is a requirement of a minimum score of 750 to process your loan application.

    The institutions don’t just look at the overall score but also the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

    Gold Loan Rampurhat Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Rampurhat. You can apply at  www.dialabank.com or a call at 9878981166.

    Dialabank assists you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right decision. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our relationship managers will get in contact with you.

    Gold Loan Rampurhat Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Rampurhat.

    Pre Calculated EMI Table for Gold Loan Rampurhat

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Rampurhat

    Rampurhat is a city and a municipality in Birbhum district in the Indian state of West Bengal. It is the headquarters of the Rampurhat subdivision.
    Rampurhat is a rapidly growing township. It is near the West Bengal / Jharkhand border. Rampurhat is an important city of Birbhum district as it has dynamic connectivity with the other places of West Bengal and neighboring states via state highways, national highway, and rail route. Rampurhat Junction is one of the busiest railway stations in eastern India. It is under the body of the Rampurhat Municipality.