Gold Loan Rangia

AT 0.75%* INTEREST RATE
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Gold Loan Rangia

Major Gold Loan Providers in Rangia

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Rangia Features

Gold Loan Rangia

Are your pockets empty? Do you feel a need to have more money?

Are you feeling insecure about your financial reserves?

If answers to any of these problems are “Yes”. Gold Loan is something you should definitely consider. These secured gold loans require minimum paperwork or documentation and get verified and approved easily.

Why Gold Loan Rangia?

Gold Loan Rangia delivers the best financial services by giving gold loans at affordable interest rates. In order to get a gold loan, the aspirant must have any gold article. Other than that, the general eligibility criteria for loans is to have a decent income along with a good credit history. These things help in the faster verification and approval process.

Other than that, you can get a gold loan of up to 75 percent of the market value of gold. This happens due to the varying market price of gold.

Gold Loan Rangia Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Rangia

  1. Proof of Identity: Voters ID card/ Driving License/Aadhaar card/ Passport Copy(any 1)
  2. Two passport-sized photographs for facial recognition.
  3. Signature Proof: Passport Copy/Banker’s verification/cheque/Driving License (any 1)
  4. Address Proof: Ration card/Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Telephone Bill/Sales Tax certificate(any 1)

Additional Documents Required for Gold Loan Rangia

  1. Income Proof ie. Form No.16 and Salary Certificate are asked.
  2. Certificate from the Jewel Appraiser (generally, arranged by the bank).
  3. Land Proof: No proof is required if the agriculture loan is of more than 1 lac Indian rupees.
  4. A Note of Demand Promissory, if demanded.

Eligibility Criteria for Gold Loan Rangia

  1. The minimum age of the individual is 21 years while the maximum is 60 years.
  2. The applicant must recognize himself/herself as an Indian national.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Rangia

Online Process to Apply for Gold Loan Rangia

Applying for the Gold Loan at Dialabank is very easy.

Just fill the online form with all your necessary personal and employment details.

Then, our representative will get back to you and provide all the necessary information.

You can know everything about the process by dialing 9878981166 anytime.

Dialabank is an easy way of applying for gold loans online. There are a number of benefits as described below:

  1. Dialabank is India’s first financial helpline that provides best-in-class financial services to every customer in the country.
  2. Dialabank helps customers free of cost. We don’t charge any different fees or additional charges from the customer for applying for a gold loan on the website of Dialabank.
  3. The prime thing is that you will get a high LTV of your gold.
  4. Moreover, the bank has a good reputation amongst the customers because it provides best-in-value services.
  5. If you are applying for a gold loan via Dialabank, then you can get a low-Interest Rate on a few other banks.
  6. While applying online on Dialabank, very little paperwork or documentation is expected.
  7. The provision of the document pick-up facility enhances the verification and approval process. 
  8. Ultimately, the Relationship managers are trained effectively to lead and assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Rangia

The applicant can apply locally as well. For that, the applicant has to search for GOLD LOANS NEAR ME on google. Then he/she will have to compare and check all the information and then choose the accurate choice. But Dialabank will do this whole process faster and easily So instead of wasting your time dealing with the complex information, the best option is to put your workload on Dialabank without a second thought. We are always there to escort you out of such situations.

Processing Fees / Prepayment Charges on Gold Loan Rangia

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rangia

No CIBIL score is relevant for Gold Loan Rangia. Even, if you have a low CIBIL score, your gold loan can be approved easily.

Gold Loan Rangia Agents

The most trustworthy and the most reputable agents for gold loan agents in Rangia is Dialabank. You can apply on Dialabank or feel free to call at 9878981166

Dialabank will always help you to choose the best option for the application of your gold loans. We show the clear and unbiased image of the banks and NBFCs to choose the right banks for loans. Without deluding you with unnecessary info, we help you make the right choice. You just need to visit our website, fill and submit an easy form online. Then, our customer representatives will assist you in the whole loan process.

Gold Loan Rangia Contact Number

Call 9878981166 and get immediate help and approval for your Gold Loan in Rangia now.

Pre Calculated EMI Table for Gold Loan Rangia

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rangia

In the beautiful north-eastern state of Assam, India. Rangiya aka Rangia is a village and a municipal council that is a part of the Kamrup district of Assam. It is been obtained from a word which means “a spot where war occurred”. Besides, this village is renowned for its scenic beauty and breathtaking natural landscapes.

Other Cities for Gold loan in Assam

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