Gold Loan Raver

AT 0.49%* INTEREST RATE
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    Gold Loan Raver

    Major Gold Loan Providers in Raver

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Raver Features

    Gold Loan Raver

    If you are running low on your account balance and don’t know what to do next, Do not get panicked because there is always an option of a gold loan available for you. With minimal documentation and paperwork, you can get your loan approved within 48 hours after all the verification process.

    Gold Loan Raver helps its customers by providing financial assistance at the best available and suitable interest rates. The only criteria to get a gold loan is to have a definite and stable source of income and good credit history that helps in the verification and loan approval process easier.

    Moreover, you can mostly get a loan of up to 75 per cent of the market value of gold. The reason behind this is the irregular shift in the market price of gold.

    Gold Loan Raver Interests

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Raver

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Raver

    1. Income Proof: Salary Certificate and Form No.16
    2. A Demand Promissory Note.
    3. Land Proof: For Agriculture Loan of more than Rs. 1 lac. The proof is unneeded for allied agriculture purposes.
    4. The bank will manage to provide you with the Certificate by the Jewel Appraiser.

    Eligibility Criteria for Gold Loan Raver

    1. The age should be in between 21 years and 60 years.
    2. Should be an Indian national.

    GOLD LOAN @ 0.49%*

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    How to apply for Gold Loan Raver

    Online Process to Apply for Gold Loan Raver

    With several available banks like HDFC, ICICI, Muthoot, and others, you can apply for any of them via Dialabank.

    When you fill the simple online form on the website. A representative from Dialabank will connect with you. Later on, your documents will be picked up from your doorstep which would save most of your time.

    To get more information, you can further call on 9878981166.

    Acknowledged as the best platform to apply for gold loan digitally, Dialabank has hundreds of reason to be your first choice, some of them are:

    • To provide the best financial services to customers across the nation, Dialabank was introduced as India’s first financial helpline.
    • Dialabank provides free services to the customers and takes no additional charges for applying for a gold loan on the official website.
    • A high LTV (Loan-to-Value) of your gold which means lower risk for the borrower.
    • The bank maintains goodwill in the market for its quality services.
    • You will get a lower Interest rate if you apply for a gold loan via Dialabank.
    • To save you from the painstaking process, Dialabank provides a document pick up facility from your doorstep.
    • Since Dialabank is mostly digital, the paperwork required for gold loan is negligible.
    • At last, The thoroughly trained Relationship managers assist and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Raver

    The process of availing loan on gold offline is the same for every place.

    • You need to search for a “Gold Loan near me” on Google.
    • Then, it will show you a list of banks and finance companies that you can consider.
    • According to your need, preferences, and knowledge, you can choose any of those organizations.
    • You will need to visit those departments for indefinite times until your loan approves.

    You can also refer HDFC Gold Loan, Muthoot Gold Loan, ICICI Bank, or any other organization’s branch near your home. All you need is to search on Google and a list will appear. Though, it entirely depends on the services and organizational ethics of the bank. 

    We at Dialabank can do that for you within a few minutes!

    Processing Fees / Prepayment Charges on Gold Loan Raver

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Raver

    Any lending institution of your choice will grant you a loan irrespective of your CIBIL score.

    Gold Loan Raver Agents

    With a trustable brand name, Dialabank is one of the leading gold loan agents in Raver. To apply online, you can visit Dialabank. Besides, you can give a call at 9878981166.

    By detailed and structured market comparison of different banks, Dialabank helps you to find out the best choice between several Banks and NBFCs. By splitting out the complex information into an easier, it helps you understand everything and make the right choice. Visit our official website and fill a simple form with some details. Then, our customer relationship managers will connect with you soon.

    Gold Loan Raver Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Raver right now.

    Pre Calculated EMI Table for Gold Loan Raver

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Raver

    In the Jalgaon district of Northern Maharashtra, there is a city and municipal council named “Raver”. Raver Taluka is an important market for Banana in the state of Maharashtra and India. The city is primarily dependent on agriculture for the economy and contributes more than 80% in the production of Jalgaon district. The city is approximately 22 kilometres away from the state of Madhya Pradesh.

     

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.