Gold Loan Ravulapalem

Best Banks for Gold Loan in Ravulapalem

Feature	Manappuram	Axis Bank	Yes Finance
Interest Rate	9.90%	12.50%	9.99%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3,124	3,073	3,069

Gold Loan Ravulapalem Features

Be strong financially! Short out of cash? Do not need to tense Gold Loan is available for you. This loan is unsecured with minimum documentation and less paperwork. This loan will get approved in 48 hours after the verification process.

Gold Loan Ravulapalem is an unsecured loan that provides financial help to the customers at affordable interest rates. For availing of a Gold Loan, the consumer needs to have a rigid and good source of income and has a good credit history. Moreover, there is no end-use limitation on the use of the Gold loan amount. You can use this amount of loan anywhere you wishing to do.

Gold Loan Rate Per Gram Today in Ravulapalem

Updated - Gold Loan Per Gram Rate w.e.f Dec 16 2025
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram

Gold Loan in Ravulapalem Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

Gold Loan in Ravulapalem Documents Required

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Anyone Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Ravulapalem

1. Land Proof is important: If you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture uses.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser which is arranged by the bank.
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Ravulapalem Eligibility Criteria

1. The minimum age for getting a gold loan of the individual should be 21 years and a maximum of up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan Ravulapalem

Online Process to Apply for Gold Loan Ravulapalem

You can apply for the Bank Gold Loan at Dialabank. The process is simple and straightforward. Just fill a simple form online.

After that, you will avail of a call back from our side. Additionally, you will get a document to pick up the facility from your doorstep. For more information about the Gold Loan Ravulapalem, you can call on 9878981166.

Dialabank is considered as the best platform when applying for a gold loan online. There are reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to candidates all over the country.
2. Besides that, the bank has a good reputation among the applicants because of its fast services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan.
4. Also, Dialabank provides a document pickup facility from the doorstep of the applicant.
5. One more important thing is that the Dialabank assists the customers free of cost. That is, there are no extra charges of applying for a gold loan online on the website of Dialabank.
6. Also, if you are applying for a gold loan through Dialabank, very little paperwork is required.
7. You can avail of a high LTV of your gold.
8. In the end, the Relationship managers are trained enough to serve you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Ravulapalem

The applicant also has an option to get a Gold Loan from the nearby branches. To do so, ask google Gold Loan near me. It will tell all the neighboring departments from where you can avail of the loan.

You can avail loans from Gold Loan Branches. For finding the nearest branch, search Gold Loan near me.

Processing Fees / Prepayment Charges on Gold Loan Ravulapalem

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Ravulapalem

Every lending institution has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Ravulapalem.  Most institution’s requirement is having a 750 CIBIL score minimum to process your loan application.

The institutions also check out the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount that you have borrowed. Any late payments for previous loans can create a hurdle to your availing a fresh loan.

Gold Loan Ravulapalem Agent and Contact Number

Dialabank is the leading and trustworthy agent for availing Gold Loan in Ravulapalem. You can apply online at www.dialabank.com or dial 9878981166.

Dialabank helps you to seek the best option of Banks and NBFCs by offering you with a detailed market comparison of different banks so that you can make the right decision. Visit www.dialabank.com and fill a form by filling your personal and employment details. Our relationship managers will get in touch with you who will assist you with the gold loan processing.

Gold Loan Ravulapalem Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Ravulapalem.

Pre Calculated EMI Table for Gold Loan Ravulapalem

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

---

About Ravulapalem

Ravulapalem is also known as the “Gateway of Konaseema” as it is the entrance town to the beautiful and scenic region Konaseema rich with paddy fields.

---

Car Loan In Other Cities

Gold Loan Banswara	Gold Loan Chomu
Gold Loan Beawar	Gold Loan Badvel
Gold Loan Bhilwara	Gold Loan Bhainsa
Gold Loan Chittorgarh	Gold Loan Gadwal