Gold Loan Ravulapalem

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    Gold Loan Ravulapalem

    Best Banks for Gold Loan in Ravulapalem

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Gold Loan Ravulapalem Features

    gold loan ravulapalemBe strong financially! Short out of cash? Do not need to tense Gold Loan is available for you. This loan is unsecured with minimum documentation and less paperwork. This loan will get approved in 48 hours after the verification process.

    Gold Loan Ravulapalem is an unsecured loan that provides financial help to the customers at affordable interest rates. For availing of a Gold Loan, the consumer needs to have a rigid and good source of income and has a good credit history. Moreover, there is no end-use limitation on the use of the Gold loan amount. You can use this amount of loan anywhere you wishing to do.

    Gold Loan Rate Per Gram Today in Ravulapalem

    Updated - Gold Loan Per Gram Rate w.e.f Jul 02 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram

    Gold Loan in Ravulapalem Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Gold Loan in Ravulapalem Documents Required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Anyone Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Ravulapalem

    1. Land Proof is important: If you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture uses.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser which is arranged by the bank.
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Ravulapalem Eligibility Criteria

    1. The minimum age for getting a gold loan of the individual should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Ravulapalem

    Online Process to Apply for Gold Loan Ravulapalem

    You can apply for the Bank Gold Loan at Dialabank. The process is simple and straightforward. Just fill a simple form online.

    After that, you will avail of a call back from our side. Additionally, you will get a document to pick up the facility from your doorstep. For more information about the Gold Loan Ravulapalem, you can call on 9878981166.

    Dialabank is considered as the best platform when applying for a gold loan online. There are reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to candidates all over the country.
    2. Besides that, the bank has a good reputation among the applicants because of its fast services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan.
    4. Also, Dialabank provides a document pickup facility from the doorstep of the applicant.
    5. One more important thing is that the Dialabank assists the customers free of cost. That is, there are no extra charges of applying for a gold loan online on the website of Dialabank.
    6. Also, if you are applying for a gold loan through Dialabank, very little paperwork is required.
    7. You can avail of a high LTV of your gold.
    8. In the end, the Relationship managers are trained enough to serve you in the whole process of Gold Loan.
    Offline Process to Apply for Gold Loan Ravulapalem

    The applicant also has an option to get a Gold Loan from the nearby branches. To do so, ask google Gold Loan near me. It will tell all the neighboring departments from where you can avail of the loan.

    You can avail loans from Gold Loan Branches. For finding the nearest branch, search Gold Loan near me.

    Processing Fees / Prepayment Charges on Gold Loan Ravulapalem

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Ravulapalem

    Every lending institution has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Ravulapalem.  Most institution’s requirement is having a 750 CIBIL score minimum to process your loan application.

    The institutions also check out the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount that you have borrowed. Any late payments for previous loans can create a hurdle to your availing a fresh loan.

    Gold Loan Ravulapalem Agent and Contact Number

    Dialabank is the leading and trustworthy agent for availing Gold Loan in Ravulapalem. You can apply online at www.dialabank.com or dial 9878981166.

    Dialabank helps you to seek the best option of Banks and NBFCs by offering you with a detailed market comparison of different banks so that you can make the right decision. Visit www.dialabank.com and fill a form by filling your personal and employment details. Our relationship managers will get in touch with you who will assist you with the gold loan processing.

    Gold Loan Ravulapalem Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Ravulapalem.

    Pre Calculated EMI Table for Gold Loan Ravulapalem

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ravulapalem

    Ravulapalem is also known as the “Gateway of Konaseema” as it is the entrance town to the beautiful and scenic region Konaseema rich with paddy fields.