Gold Loan Ravulapalem

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Ravulapalem

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Ravulapalem Features

gold loan ravulapalemBe strong financially! Short out of cash? Do not need to tense Gold Loan is available for you. This loan is unsecured with minimum documentation and less paperwork. This loan will get approved in 48 hours after the verification process.

Gold Loan Ravulapalem is an unsecured loan that provides financial help to the customers at affordable interest rates. For availing of a Gold Loan, the consumer needs to have a rigid and good source of income and has a good credit history. Moreover, there is no end-use limitation on the use of the Gold loan amount. You can use this amount of loan anywhere you wishing to do.

Gold Loan Rate Per Gram Today in Ravulapalem

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Ravulapalem Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Ravulapalem Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Anyone Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Ravulapalem

  1. Land Proof is important: If you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture uses.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser which is arranged by the bank.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Ravulapalem Eligibility Criteria

  1. The minimum age for getting a gold loan of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National
gold loan at 7%

How to Apply for Gold Loan Ravulapalem

Online Process to Apply for Gold Loan Ravulapalem

You can apply for the Bank Gold Loan at Dialabank. The process is simple and straightforward. Just fill a simple form online.

After that, you will avail of a call back from our side. Additionally, you will get a document to pick up the facility from your doorstep. For more information about the Gold Loan Ravulapalem, you can call on 9878981166.

Dialabank is considered as the best platform when applying for a gold loan online. There are reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to candidates all over the country.
  2. Besides that, the bank has a good reputation among the applicants because of its fast services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the applicant.
  5. One more important thing is that the Dialabank assists the customers free of cost. That is, there are no extra charges of applying for a gold loan online on the website of Dialabank.
  6. Also, if you are applying for a gold loan through Dialabank, very little paperwork is required.
  7. You can avail of a high LTV of your gold.
  8. In the end, the Relationship managers are trained enough to serve you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Ravulapalem

The applicant also has an option to get a Gold Loan from the nearby branches. To do so, ask google Gold Loan near me. It will tell all the neighboring departments from where you can avail of the loan.

You can avail loans from Gold Loan Branches. For finding the nearest branch, search Gold Loan near me.

Processing Fees / Prepayment Charges on Gold Loan Ravulapalem

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ravulapalem

Every lending institution has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Ravulapalem.  Most institution’s requirement is having a 750 CIBIL score minimum to process your loan application.

The institutions also check out the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount that you have borrowed. Any late payments for previous loans can create a hurdle to your availing a fresh loan.

Gold Loan Ravulapalem Agent and Contact Number

Dialabank is the leading and trustworthy agent for availing Gold Loan in Ravulapalem. You can apply online at www.dialabank.com or dial 9878981166.

Dialabank helps you to seek the best option of Banks and NBFCs by offering you with a detailed market comparison of different banks so that you can make the right decision. Visit www.dialabank.com and fill a form by filling your personal and employment details. Our relationship managers will get in touch with you who will assist you with the gold loan processing.

Gold Loan Ravulapalem Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Ravulapalem.

Pre Calculated EMI Table for Gold Loan Ravulapalem

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ravulapalem

Ravulapalem is also known as the “Gateway of Konaseema” as it is the entrance town to the beautiful and scenic region Konaseema rich with paddy fields.


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