Best Banks for Gold Loan in Ravulapalem
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Ravulapalem Features
Be strong financially! Short out of cash? Do not need to tense Gold Loan is available for you. This loan is unsecured with minimum documentation and less paperwork. This loan will get approved in 48 hours after the verification process.
Gold Loan Ravulapalem is an unsecured loan that provides financial help to the customers at affordable interest rates. For availing of a Gold Loan, the consumer needs to have a rigid and good source of income and has a good credit history. Moreover, there is no end-use limitation on the use of the Gold loan amount. You can use this amount of loan anywhere you wishing to do.
Gold Loan Rate Per Gram Today in Ravulapalem
Updated - Gold Loan Per Gram Rate w.e.f Nov 29 2023
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan in Ravulapalem Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates
Gold Loan in Ravulapalem Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Anyone Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Ravulapalem
- Land Proof is important: If you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture uses.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser which is arranged by the bank.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Ravulapalem Eligibility Criteria
- The minimum age for getting a gold loan of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ravulapalem
Online Process to Apply for Gold Loan Ravulapalem
You can apply for the Bank Gold Loan at Dialabank. The process is simple and straightforward. Just fill a simple form online.
After that, you will avail of a call back from our side. Additionally, you will get a document to pick up the facility from your doorstep. For more information about the Gold Loan Ravulapalem, you can call on 9878981166.
Dialabank is considered as the best platform when applying for a gold loan online. There are reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to candidates all over the country.
- Besides that, the bank has a good reputation among the applicants because of its fast services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan.
- Also, Dialabank provides a document pickup facility from the doorstep of the applicant.
- One more important thing is that the Dialabank assists the customers free of cost. That is, there are no extra charges of applying for a gold loan online on the website of Dialabank.
- Also, if you are applying for a gold loan through Dialabank, very little paperwork is required.
- You can avail of a high LTV of your gold.
- In the end, the Relationship managers are trained enough to serve you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Ravulapalem
The applicant also has an option to get a Gold Loan from the nearby branches. To do so, ask google Gold Loan near me. It will tell all the neighboring departments from where you can avail of the loan.
You can avail loans from Gold Loan Branches. For finding the nearest branch, search Gold Loan near me.
Processing Fees / Prepayment Charges on Gold Loan Ravulapalem
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Ravulapalem
Every lending institution has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Ravulapalem. Most institution’s requirement is having a 750 CIBIL score minimum to process your loan application.
The institutions also check out the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount that you have borrowed. Any late payments for previous loans can create a hurdle to your availing a fresh loan.