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    Gold Loan Rayachoti

    Major Gold Loan Providers in Rayachoti

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Rayachoti Features 

    Will you run out of cash short?  Rayachoti
    Can’t say what to do? 
    Do not panic if you will get Gold Loan. 
    This loan needs less paperwork since it is unencrypted and after all, in the verification process, you can get your loan application approved within 48 hours. 
    Gold Loan Rayanchoti loan helps customers with financial assistance at the highest competitive interest rates. 
    The borrower requires stable and reliable source of income to secure Gold loan and has strong credit background, which will make the process of verification the purpose of loans quicker. 
    You can also get loan of up to 75 percent of the gold market value, this is due to volatility in the gold market price.

    Gold Loan Rayachoti Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

      To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Rayachoti

    • Identity documentation may be as follows: Copy Voters ID License Aadhaar card of the passport. 
    • Ration Card, Tel, electricity bill/rental bill/passport copy/trading license /Shop Est could become one of the following: Address Proof. 
    • Certificate of license/sales fee. 
    • The authentication proof may be one of the following: copy/drive of the passport/check of the banker. 
    • Two photos of passport size.

    Additional Documents Required for Gold Loan Rayachoti

    • Land evidence: Loan of more than Rs lac in case of cultivating. The evidence is not required for the purposes of allied cultivating. 
    • Promise Note to the Client. 
    • Jewel real estate agent Certification (the bank arranges). 
    • Evidence of income: Verification of salary and Form No.16.

    Eligibility Criteria for Gold Loan Rayachoti

    • The person would have been at least 21 years old and not more than 60 years old. 
    • Must have Indian citizenship.


    gold loan at 7%

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    How to Apply for Gold Loan Rayachoti

    Online Process to Apply for Gold Loan Rayachoti
    • The Bank Gold Loan at Dialabank can be submitted for. 
    • You need to just fill in short online form. 
    • You will get our official’s call back later.
    • You will also get receipt from your door to receive the facilities.
    • You could also call 9878981166 at whatever time for additional details. 
    Dialabank is the biggest website site for applying for gold loan. The justifications behind it all are so many, some of them: 
    • Dialabank is the very first financial support network in India, which provides users around the countries with the best financial services.
    • Customers are openly directed by the Dialabank. 
    • This is, the demand for gold loan online on the Dialabank website can not be paid additionally. 
    • You will receive high LTV of your gold another thing. 
    • In addition, thanks to its excellent and fast service, the bank has strong reputation among its customers. 
    • You will get lowered Gold Loan rate if you opt for gold loan from Dialabank. 
    • Dialabank provides users with document pick-up facilities to ease the operation. 
    • In addition, far too little paperwork is necessary when trying to apply for gold loan through Dialabank.
    • Ultimately, customer interactions are well trained to support and serve you throughout the Gold Loan process.

    Offline Process to Apply for Gold Loan Rayachoti

    • Gold loans from the local branches may be taken up by the borrower as well. 
    • To do this, search for Gold Loan near me on google. 
    • This will recruit all branches of banks and finance firms offering loans close to you. 
    • You need to pick them according to your preferences and experience, but Dialabank will do it for you in faster and better way. 
    • You will then visit the divisions to apply for the loan to repeat it several times before the loan is eventually accepted. 
    • Several banks and companies through which this phase is much quicker are the branches of Gold Loan and Gold Loan.
    • Gold Loan Branches will take control of loans.
    • Verify for Gold Loan near me as well as having branch nearby.
    • Google will list all the locations of Gold Loan in your vicinity.

    Processing Fees / Prepayment Charges on Gold Loan Rayachoti

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Rayachoti

    reasonable CIBIL score is must before every Gold Loan is issued, which is why every loan authority has its requirements for minimum Gold CIBIL score in RayachotiFor the processing of your credit application, most institutions need minimum score of 750. 
    The institutions also analyze the thorough conduct on the previous loans, not just the CIBIL ranking. Information on the loan form taken and the amount loaned is included. Any missed payments in respect of previous loans will serve as bias to the use of new loan. Until applying for loan, make sure that your CIBIL score is fine.

    Gold Loan Rayachoti Agents

    Dialabank is now one of Rayachoti‘s leading and respected gold lending agents. Online on dialabank, you can request or call 9878981166. 
    Dialabank helps you find the best way to deal with the complicated details and processes between various banks and nonbanks, providing comprehensive and organized business overview of the different banks so you don’t have to worry. 
    Visit our website at dialabank and fill out simple form to request 
    some information and after that you will be contacted by our customer relations managers.

    Gold Loan Rayachoti Contact Number

    Call 9878981166 and seek immediate assistance and approval of the Rayachoti gold loan.

    Pre Calculated EMI Table for Gold Loan Rayachoti

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Rayachoti

    Rayachoty is city of Andhra Pradesh Indian State in the YSR Kadapa region. 
    It is one of the oldest cities in Andhra Pradesh, and it is municipal situated at the Rayachoty Mandal of Kadapa income division. 
    Since Kadapa and Proddatur, Rayachoty is Kadapa district’s 3rd largest city. 
    That’s one of the district’s primary educational locations.

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