Gold Loan Rayagada

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Rayagada 

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Rayagada Features

gold loan Rayagada

Gold Loan is the number one solution if you are facing problems such as running short on savings or no clear future path. Do not worry a bit because Gold Loan is available for you when you are in need. This loan requires minimum paperwork as it is secured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan in Rayagada provides proper financial aid to the customers at the best affordable interest rates as low as 7 per cent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.

Furthermore, the applicant can get up to 75 per cent of the market value of the gold even in sudden price fluctuations in the gold market.

Gold Loan Rayagada Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Rayagada 

The following documents are needed from the applicant:

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Any of the following can be Signature Proof : Passport Copy/Banker’s verification/Driving License/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Rayagada 

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Rayagada 

  1. The applicant should be between the age group of  (minimum) 21 to 60 (maximum).
  2. Applicant’s nationality must be INDIAN.

gold loan at 7%

How to Apply for Gold Loan Rayagada 

Online Process to Apply for Gold Loan Rayagada 

By filling up a simple user-friendly form online, you can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. So many reasons avail behind this, some of them are:

  1. Providing the best known financial services to its customers all over the country, Dialabank is the first financial helpline in India.
  2. As it charges no additional cost of applying for a gold loan online on the website of Dialabank, it guides the customers cost-free.
  3. With Dialabank, you can get a high Loan-to-Value (LTV) of your gold.
  4. Many leading Banks are connected with Dialabank such as HDFC, ICICI, Axis, Muthoot, Yes bank and  others.
  5. Besides that, because of its best and fast services, the bank has a high reputation among its customers.
  6. a low Gold Loan Interest Rate
  7. A low Gold Loan Interest Rate is given when Applying for a gold loan on Dialabank.
  8. Facility of document pickup from the applicant’s doorstep, is provided by Dialabank to ease the process.
  9. Processing your gold loan through Dialabank requires minimum paperwork.
  10. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Rayagada 

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organised manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Rayagada 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rayagada 

No CIBIL score is required for Gold Loan, A gold article is a must.

Before applying for a loan other than a gold loan, a good CIBIL score is a must. Every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. It is basically a foundation for your loan. Generally, minimum CIBIL score of 750 to process your loan application without any failure is required by most of the institutions.

Many institutions also look at the detailed behaviour on the previous loans taken by you along with your CIBIL score, including payment schedules and if all deadlines are met while repayment, details on the type of loan and the loan amount. Making sure your CIBIL score is good before applying for a loan is a good practice.

Gold Loan Rayagada Agents

One of the leading and most trusted gold loan agents in Rayagada is Dialabank. You can apply online at dialabank or give a call at +919878981166

Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. The unnecessary worries about the complex information and process  are eliminated  that you have to go through. So, you can make the right choice. Visit our website dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Gold Loan Rayagada Contact Number

Call +919878981166 and get instant help and approval for Gold Loan in Rayagada right now.

Pre Calculated EMI Table for Gold Loan Rayagada 

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rayagada 

Rayagada is a district in southern Odisha, which became a separate district in October 1992. Primarily the Khonds and the Soras are a major parts of its population that consists mainly of tribes, . Maharajah Vishwanath Dev Gajapati found it. It is well famous for its produces of bauxite and silicon. It has many famous points of interest, such as Majhighariani Temple, Chatikona waterfalls, The Hanging Bridge at Chekaguda and many more.

Other gold loan cities in Odisha

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Gold Loan Bheunria Gold Loan Bhedabahal
Gold Loan Bhawanipatna Gold Loan Bhadrak
Gold Loan Baripada Gold Loan Bargarh

 

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