Gold Loan Rayya

AT 0.49%* INTEREST RATE
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    Gold Loan Rayya

    Best banks for Gold Loans in Rayya

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Rayya Features

    Gold Loan Rayya

    Do you want better financial prospects for you?

    Are your cash savings going down?

    In any financial situation, Gold loan online is something that comes very handy. You can take a gold loan with minimum paperwork or documentation.

    What are some Gold Loan Rayya features?

    Gold Loan Rayya yields financial assistance at affordable interest rates to all its customers. Although the interest rates of gold loans may differ depending on the bank.

    Moreover, if you have a reasonable and good credit history with a strong source of income. The loan gets approved much easily.

    Also, you can take a loan of up to 75 percent of the market value of gold, this is due to the gold’s varying prices.

    Gold Loan Rate Per Gram Today in Rayya

    Updated - Gold Loan Per Gram Rate w.e.f Jun 30 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Rayya Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Rayya Documents required

    1. 2 passport size photographs.
    2. Any form of Identity Proof (Passport Copy/ Driving License/Aadhaar/ Voters ID card/Other Govt. ID).
    3. Any form of Residence Proof (Ration card/ Electricity Bill/ Passport copy/Shop & Establishment License// Rental bills/ Sales Tax certificate/Telephone Bill).
    4. Any form of Signature Proof (Driving License/Banker’s verification//Passport Copy/Cheque/Other proofs of signature).

    Other Documents Required for Gold Loan Rayya

    1. For Agriculture Loan of larger than Rs. 1 lac, a land proof will be necessary.
    2. No proof is obliged to allied agriculture plans.
    3. A Demand Promissory Note.
    4. The Bank will confer a certificate by the Certified Jewel Appraiser.
    5. Income proof: Salary Certificate and Form No.16

    Gold Loan in Rayya Eligibility Criteria

    1. The claimant should be between- 21 years and 60 years.
    2. He or She should be acknowledged as Indian nationals.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Rayya

    The Online Process to Apply for Gold Loan Rayya

    You can apply for per gram Gold LoanRayya via Dialabank.

    First, you have to visit the webpage of the Dialabank and fill an easy form.

    After form submission, our customers will get in touch with you for further assistance.

    You can know all about the gold loan by reaching 9878981166.

    Dialabank is regarded as the principal gold loan agent in Rayya because of the following reasons:

    1. Dialabank is the country’s first financial helpline that caters services to the whole of India.
    2. The bank delivers the best financial services to its customers without requiring any additional charges
    3. The lowest interest rates on the Gold loans can be expected through Dialabank.
    4. Document pickup facility is available only with DialaBank for decreasing the verification process.
    5. The banks hold a good status among the customers because of their best services.
    6. Minimum documentation or paperwork is needed for the gold loan approval process.
    7. You will gain a better LTV of your gold, which means bliss for the borrower.
    8. Our relationship managers are trained actively to help at every point of the loan approval process.

    The Offline Process to Apply for Gold Loan Rayya

    The offline process of interest rates on gold loan requires much more time. You need to search Gold Loans near you on Google, once you see the list of nearby banks or NBFCs, you can select the best out of them for yourself.

    You need to visit banks again and again until the loan gets approved. Dialabank does that easily by sharing adequate information with the customers.

    Processing Fees / Prepayment Charges on Gold Loan Rayya

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Rayya

    CIBIL score needed for Gold Loan Rayya is irrelevant as long as you have any gold ornament or article.

    Gold Loan Rayya Agent and Contact number

    As the leading gold loan agent in Rayya, Dialabank provides the smartest and fastest services. You can visit our webpage of Dialabank or contact 9878981166.

    Dialabank shows a structured market comparison of different banks and NBFCs. This comparison helps borrowers make the right choice for themselves. You can visit the Dialabank website, fill and submit a form with your particulars. Then, our representatives will get in touch with you for further assistance.

    Pre Calculated EMI Table for Gold Loan Rayya

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Rayya

    In the Amritsar district in the Indian state of Punjab, Rayya is a small city and municipal corporation. It is nearby the Beas river, Rayya is about 35 km from Amritsar and 45 km from Jalandhar city.

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