Gold Loan Rohini

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Lenders in Rohini

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Rohini FeaturesGold Loan Rohini

The procedure of gold advance changes starting with one loan specialist then onto the next. The possibility of a gold advance is basic; you vow your gold articles and get the advance sum in lieu. To do as such, you visit a loaning foundation with the gold you need to mortgage and the necessary records. The moneylender performs gold immaculateness checks and decides its weight based on which it assesses its fairly estimated worth. Gold advances can be authorized up to 80 percent of the determined estimation of the swore gold. When the estimation of the promised gold is assessed, the records are checked. Furthermore, when everything appears to be acceptable and promising to your bank, they affirm your credit.

Benefits of Gold Loan Rohini

Quicker Processing – Gold advances are secured credits and in this manner incorporates permissive qualification measures and insignificant documentation. It doesn’t require a credit rating for loan endorsements. What’s more, in this way, banks by and large dispense the advance in only a couple of hours. Individuals who are qualified for an online gold advance can even get the credit sum in only a couple of moments.

Lower financing cost – When contrasted with unstable credit, for example, individual advance, gold advances, which is a reserved advance, charge a lower rate of interest. Additionally, in case you connect another advantage as security, the gold advance financing cost can be brought down further.

No additional or procedural expenses – Many banks and NBFCs demand zero handling charges on gold credits. Regardless of whether a loan specialist charges handling expenses, it is normally 1%.

No dispossession charges – Some loan specialists don’t collect any pre-installment charges while a portion of the banks do charge a pre-installment punishment of 1%.

The financial assessment isn’t required – Unlike most advances, the gold loan endorsement doesn’t rely upon your credit rating. If there is an occurrence of different advances, the advance sum is given based on the reimbursement limit and record as a consumer of the borrower yet in the gold advance, the credit sum is chosen according to the market estimation of gold.

Gold Loan Rohini Interest Rates

Gold Loan Rohini encourages you to meet your earnest money needs with the equivalent day credit dispensing highlight. Gold Loan Interest Rate ranges from 9.24-24 % per annum. Gold Loan Rate per Gram completely relies on the quality/virtue of the gold being kept as insurance security. Since the gold rate changes day by day, the Gold Loan Rate per Gram likewise shifts as needs be

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Rohini

  1. Evidence of Identity (any of these required): Passport Copy/Voters ID card/Driving License/Aadhaar card.
  2. Address Proof (any of these required): Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop, and Est. Permit/Sales Tax declaration.
  3. 2 passport-sized photos for identification.
  4. Post-dispensing records (assuming any).
  5. Properly filled and marked application for type of Gold Loan.
  6. Signature Proof (any of these required): Passport Copy/Driving License/Banker’s confirmation/check.

Extra Documents Required for Gold Loan Rohini

  • If the candidate needs to profit a gold advance of more than Rs. 1 lakh for farming purposes, the evidence of rural land could conceivably be introduced before the bank.
  • The candidate ought to give a Demand Promissory Note before the bank.
  • Declaration by the Jewel Appraiser (Bank will produce it).
  • Pay Proof Requirement: The candidate can be solicited to introduce the Salary Slip from the previous 3 months and Form No.16 before the bank.

Eligibility Criteria for Gold Loan Rohini

  1. The applicant must be an Indian inhabitant between the age of 18 to 70 years.
  2. The applicant must be the genuine owner of the gold swore with the bank.
  3. The gold sworn with the bank must not be under 10 grams in weight.
  4. The base gold weight to be equipped for Gold Loan Rohini is 18 carats.
  5. 24 carats gold isn’t recognized by the bank be it in any structure (coins, pearls, bars, etc).

gold loan at 7%

How to Apply for Gold Loan Rohini

Apply Online for Gold Loan Rohini

You can likewise profit a gold advance on the web, without venturing outside your home. This can spare you significant time. The Gold Loan Rohini reports are as per the following:

You can apply for the Gold Loan at Dialabank site bother free.

It is less tedious and furthermore advantageous for you.

Fill an online form that requires your own subtleties, so ensure that you have all your individual subtleties prepared at the moment they are accurate.

Our relationship director will at that point get in touch with you for additional help with profiting the advance.

You can likewise profit a documentation procedure from your doorstep which can spare your time.

For additional questions, you can approach 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Rohini

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

Is a good CIBIL Score Required for Gold Loan Rohini?

Those without a decent credit or CIBIL score or salary evidence are frequently not qualified for individual or business advances, be that as it may, they can profit gold advance as it is a reserved and private advance which secures the gold guaranteed with the bank. Henceforth, even an individual with a low CIBIL score is qualified to benefit a gold credit.

Gold Loan Rohini Agents

Dialabank is the best monetary advisor in Rohinifor benefiting gold advances. Visit Dialabank to apply on the web or get in touch with us at 9878981166

Dialabank gives you a thorough market structure to make correlations between in excess of twelve banks and NBFCs to assist you with getting the best arrangements with regards to benefiting gold credits in rRohini. Our system encourages you to pick the credit particularly customized to meet your budgetary necessities.

Visit Dialabank, register for the gold advance by filling the Gold Loan application form and our Single relationship Manager will get in touch with you in the blink of an eye!

Gold Loan Rohini Contact Number

Call 9878981166 for instant conference for Gold Loan in Rohini and get it affirmed promptly!

Pre Calculated EMI Table for Gold Loan Rohini

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rohini

Rohini is a residential city in North West Delhi in India. It was the first sub-city project of Delhi Development Authority, which was started in the 1980s to provide a composite society for all income groups. Rohini is one of the 12 zones administered under the Municipal Corporation of Delhi.

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