Gold Loan Rohini

AT 0.49%* INTEREST RATE
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    Gold Loan Rohini

    Major Gold Loan Lenders in Rohini

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Rohini FeaturesGold Loan Rohini

    The procedure of gold advance changes starting with one loan specialist then onto the next. The possibility of a gold advance is basic; you vow your gold articles and get the advance sum in lieu. To do as such, you visit a loaning foundation with the gold you need to mortgage and the necessary records. The moneylender performs gold immaculateness checks and decides its weight based on which it assesses its fairly estimated worth. Gold advances can be authorized up to 80 percent of the determined estimation of the swore gold. When the estimation of the promised gold is assessed, the records are checked. Furthermore, when everything appears to be acceptable and promising to your bank, they affirm your credit.

    Benefits of Gold Loan Rohini

    Quicker Processing – Gold advances are secured credits and in this manner incorporates permissive qualification measures and insignificant documentation. It doesn’t require a credit rating for loan endorsements. What’s more, in this way, banks by and large dispense the advance in only a couple of hours. Individuals who are qualified for an online gold advance can even get the credit sum in only a couple of moments.

    Lower financing cost – When contrasted with unstable credit, for example, individual advance, gold advances, which is a reserved advance, charge a lower rate of interest. Additionally, in case you connect another advantage as security, the gold advance financing cost can be brought down further.

    No additional or procedural expenses – Many banks and NBFCs demand zero handling charges on gold credits. Regardless of whether a loan specialist charges handling expenses, it is normally 1%.

    No dispossession charges – Some loan specialists don’t collect any pre-installment charges while a portion of the banks do charge a pre-installment punishment of 1%.

    The financial assessment isn’t required – Unlike most advances, the Gold Loan endorsement doesn’t rely upon your credit rating. If there is an occurrence of different advances, the advance sum is given based on the reimbursement limit and record as a consumer of the borrower yet in the gold advance, the credit sum is chosen according to the market estimation of gold.

    Gold Loan Rohini Interest Rates

    Gold Loan Rohini encourages you to meet your earnest money needs with the equivalent day credit dispensing highlight. Gold Loan Interest Rate ranges from 9.24-24 % per annum. Gold Loan Rate per Gram completely relies on the quality/virtue of the gold being kept as insurance security. Since the gold rate changes day by day, the Gold Loan Rate per Gram likewise shifts as needs be

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Rohini

    1. Evidence of Identity (any of these required): Passport Copy/Voters ID card/Driving License/Aadhaar card.
    2. Address Proof (any of these required): Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop, and Est. Permit/Sales Tax declaration.
    3. 2 passport-sized photos for identification.
    4. Post-dispensing records (assuming any).
    5. Properly filled and marked application for type of Gold Loan.
    6. Signature Proof (any of these required): Passport Copy/Driving License/Banker’s confirmation/check.

    Extra Documents Required for Gold Loan Rohini

    • If the candidate needs to profit a gold advance of more than Rs. 1 lakh for farming purposes, the evidence of rural land could conceivably be introduced before the bank.
    • The candidate ought to give a Demand Promissory Note before the bank.
    • Declaration by the Jewel Appraiser (Bank will produce it).
    • Pay Proof Requirement: The candidate can be solicited to introduce the Salary Slip from the previous 3 months and Form No.16 before the bank.

    Eligibility Criteria for Gold Loan Rohini

    1. The applicant must be an Indian inhabitant between the age of 18 to 70 years.
    2. The applicant must be the genuine owner of the gold swore with the bank.
    3. The gold sworn with the bank must not be under 10 grams in weight.
    4. The base gold weight to be equipped for Gold Loan Rohini is 18 carats.
    5. 24 carats gold isn’t recognized by the bank be it in any structure (coins, pearls, bars, etc).

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Rohini

    Apply Online for Gold Loan Rohini

    You can likewise profit a gold advance on the web, without venturing outside your home. This can spare you significant time. The Gold Loan Rohini reports are as per the following:

    You can apply for the Gold Loan at Dialabank site bother free.

    It is less tedious and furthermore advantageous for you.

    Fill an online form that requires your own subtleties, so ensure that you have all your individual subtleties prepared at the moment they are accurate.

    Our relationship director will at that point get in touch with you for additional help with profiting the advance.

    You can likewise profit a documentation procedure from your doorstep which can spare your time.

    For additional questions, you can approach 9878981166.

    Processing Fees / Prepayment Charges on Gold Loan Rohini

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Is a good CIBIL Score Required for Gold Loan Rohini?

    Those without a decent credit or CIBIL score or salary evidence are frequently not qualified for individual or business advances, be that as it may, they can profit gold advance as it is a reserved and private advance which secures the gold guaranteed with the bank. Henceforth, even an individual with a low CIBIL score is qualified to benefit a gold credit.

    Gold Loan Rohini Agents

    Dialabank is the best monetary advisor in Rohinifor benefiting gold advances. Visit Dialabank to apply on the web or get in touch with us at 9878981166

    Dialabank gives you a thorough market structure to make correlations between in excess of twelve banks and NBFCs to assist you with getting the best arrangements with regards to benefiting gold credits in rRohini. Our system encourages you to pick the credit particularly customized to meet your budgetary necessities.

    Visit Dialabank, register for the gold advance by filling the Gold Loan application form and our Single relationship Manager will get in touch with you in the blink of an eye!

    Gold Loan Rohini Contact Number

    Call 9878981166 for instant conference for Gold Loan in Rohini and get it affirmed promptly!

    Pre Calculated EMI Table for Gold Loan Rohini

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Rohini

    Rohini is a residential city in North West Delhi in India. It was the first sub-city project of Delhi Development Authority, which was started in the 1980s to provide a composite society for all income groups. Rohini is one of the 12 zones administered under the Municipal Corporation of Delhi.