Major Gold Loan Lenders in Rohini
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Rohini Features
Benefits of Gold Loan Rohini
Quicker Processing – Gold advances are secured credits and in this manner incorporates permissive qualification measures and insignificant documentation. It doesn’t require a credit rating for loan endorsements. What’s more, in this way, banks by and large dispense the advance in only a couple of hours. Individuals who are qualified for an online gold advance can even get the credit sum in only a couple of moments.
Lower financing cost – When contrasted with unstable credit, for example, individual advance, gold advances, which is a reserved advance, charge a lower rate of interest. Additionally, in case you connect another advantage as security, the gold advance financing cost can be brought down further.
No additional or procedural expenses – Many banks and NBFCs demand zero handling charges on gold credits. Regardless of whether a loan specialist charges handling expenses, it is normally 1%.
No dispossession charges – Some loan specialists don’t collect any pre-installment charges while a portion of the banks do charge a pre-installment punishment of 1%.
The financial assessment isn’t required – Unlike most advances, the Gold Loan endorsement doesn’t rely upon your credit rating. If there is an occurrence of different advances, the advance sum is given based on the reimbursement limit and record as a consumer of the borrower yet in the gold advance, the credit sum is chosen according to the market estimation of gold.
Gold Loan Rohini Interest Rates
Gold Loan Rohini encourages you to meet your earnest money needs with the equivalent day credit dispensing highlight. Gold Loan Interest Rate ranges from 9.24-24 % per annum. Gold Loan Rate per Gram completely relies on the quality/virtue of the gold being kept as insurance security. Since the gold rate changes day by day, the Gold Loan Rate per Gram likewise shifts as needs be
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Rohini
- Evidence of Identity (any of these required): Passport Copy/Voters ID card/Driving License/Aadhaar card.
- Address Proof (any of these required): Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop, and Est. Permit/Sales Tax declaration.
- 2 passport-sized photos for identification.
- Post-dispensing records (assuming any).
- Properly filled and marked application for type of Gold Loan.
- Signature Proof (any of these required): Passport Copy/Driving License/Banker’s confirmation/check.
Extra Documents Required for Gold Loan Rohini
- If the candidate needs to profit a gold advance of more than Rs. 1 lakh for farming purposes, the evidence of rural land could conceivably be introduced before the bank.
- The candidate ought to give a Demand Promissory Note before the bank.
- Declaration by the Jewel Appraiser (Bank will produce it).
- Pay Proof Requirement: The candidate can be solicited to introduce the Salary Slip from the previous 3 months and Form No.16 before the bank.
Eligibility Criteria for Gold Loan Rohini
- The applicant must be an Indian inhabitant between the age of 18 to 70 years.
- The applicant must be the genuine owner of the gold swore with the bank.
- The gold sworn with the bank must not be under 10 grams in weight.
- The base gold weight to be equipped for Gold Loan Rohini is 18 carats.
- 24 carats gold isn’t recognized by the bank be it in any structure (coins, pearls, bars, etc).
How to Apply for Gold Loan RohiniApply Online for Gold Loan Rohini |
You can likewise profit a gold advance on the web, without venturing outside your home. This can spare you significant time. The Gold Loan Rohini reports are as per the following:
You can apply for the Gold Loan at Dialabank site bother free.
It is less tedious and furthermore advantageous for you.
Fill an online form that requires your own subtleties, so ensure that you have all your individual subtleties prepared at the moment they are accurate.
Our relationship director will at that point get in touch with you for additional help with profiting the advance.
You can likewise profit a documentation procedure from your doorstep which can spare your time.
For additional questions, you can approach 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Rohini
Is a good CIBIL Score Required for Gold Loan Rohini?
Those without a decent credit or CIBIL score or salary evidence are frequently not qualified for individual or business advances, be that as it may, they can profit gold advance as it is a reserved and private advance which secures the gold guaranteed with the bank. Henceforth, even an individual with a low CIBIL score is qualified to benefit a gold credit.
Gold Loan Rohini Agents
Dialabank is the best monetary advisor in Rohinifor benefiting gold advances. Visit Dialabank to apply on the web or get in touch with us at 9878981166
Dialabank gives you a thorough market structure to make correlations between in excess of twelve banks and NBFCs to assist you with getting the best arrangements with regards to benefiting gold credits in rRohini. Our system encourages you to pick the credit particularly customized to meet your budgetary necessities.
Visit Dialabank, register for the gold advance by filling the Gold Loan application form and our Single relationship Manager will get in touch with you in the blink of an eye!
Gold Loan Rohini Contact Number
Call 9878981166 for instant conference for Gold Loan in Rohini and get it affirmed promptly!
Pre Calculated EMI Table for Gold Loan Rohini
About Rohini
Rohini is a residential city in North West Delhi in India. It was the first sub-city project of Delhi Development Authority, which was started in the 1980s to provide a composite society for all income groups. Rohini is one of the 12 zones administered under the Municipal Corporation of Delhi.
Table of Contents
- 1 Major Gold Loan Lenders in Rohini
- 2 Gold Loan Rohini Features
- 3 Gold Loan Rohini Interest Rates
- 4 Documents for Gold Loan Rohini
- 5 Eligibility Criteria for Gold Loan Rohini
- 6 How to Apply for Gold Loan Rohini
- 7 Processing Fees / Prepayment Charges on Gold Loan Rohini
- 8 Is a good CIBIL Score Required for Gold Loan Rohini?
- 9 Gold Loan Rohini Agents
- 10 Gold Loan Rohini Contact Number
- 11 Pre Calculated EMI Table for Gold Loan Rohini
- 12 About Rohini