Gold Loan Rourkela

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Rourkela

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Rourkela Features

Gold Loan RourkelaGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit and the repayment can be done in the form of interest as installments. Banks sanction Gold Loan easily considering the fact that you provide the necessary documents and fulfill the eligibility criteria.

Gold Loan Rourkela Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Rourkela

  1. 2 passport size photographs (colored)
  2. Proof of Income (i.e. salary slips/ Form 16) of the borrower
  3. Proof of Identity: Driving License/Passport copy/Aadhar Card/Voter’s ID, etc
  4. Signature Proof: Passport Copy/Banker’s verification/Driving License
  5. Address proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  6. Land Proof
  7. Certificate by the Jewel Appraiser (Bank will arrange by its own)
  8. A Demand Promissory Note.

Eligibility Criteria for Gold Loan Rourkela

  1. The age of the applicant should be a minimum of 21 years and maximum to 60 years.
  2. Applicant should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Rourkela

Online Process to Apply for Gold Loan Rourkela
  • Gold Loan can be availed through Dialabank by just following a few steps.
  • Fill a form online by providing the necessary details like- name, address, gold quantity, etc.
  • Our relationship manager will then contact you for further assistance and guide you properly.
  • You can also ring on 9878981166 anytime you want.

Dialabank is considered as the best platform to apply for a gold loan online. The various reasons are:

  1. Dialabank is India’s leading business helpline; it gives the best business help to customers all over the nation.
  2. Gold Loans can be availed at a reasonable rate of interest with minimum documentation requirement
  3.  A pickup facility of the documents is available. You only need to visit the bank for gold deposit.
  4. There is no processing fee or additional charges that are charged on the applicant for applying for a gold loan.
  5. The Relationship managers of Dialabank are trained well to assist the customer without any hesitance.
Offline Process to Apply for Gold Loan Rourkela

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you accordingly.

Processing Fees / Prepayment Charges on Gold Loan Rourkela

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rourkela

CIBIL score is not a necessity for applying for a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Rourkela Agents

Dialabank is the best agent gold loan providing agent in Rourkela. Apply online at Dialabank or call at 9878981166.

Gold Loan Rourkela Contact Number

Call 9878981166 and get immediate help and support for Gold Loan in Rourkela.

Pre Calculated EMI Table for Gold Loan Rourkela

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rourkela

The Industrial capital of Odisha, Rourkela is home to numerous steel plants and IT giants and also engineering heartland of India. A number of temples are present all across the city and is the second-largest city of Odisha. Surrounded by picturesque hills it is definitely a place to visit for tourists.

Other gold loan cities in Odisha

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Personal Loan Odisha Personal Loan Nisa

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