Gold Loan Saharanpur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Saharanpur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Saharanpur Features

Gold Loan SaharanpurGold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed. Generally, people opt for Gold Loan for the financial help of short-term credit against their precious valuables such as Gold.

Gold Loan Saharanpur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Saharanpur

  1. 2 recent passport size photographs of the applicant
  2. Government-approved ID such as Driving license/passport/Aadhar card, etc
  3. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  4. Filled in the Application form
  5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for allied agricultural purpose)
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Proof of Signature: Passport Copy/Driving License/Banker’s verification/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Saharanpur

  1. Age of the applicant should be between 21 to 60 years
  2. Nationality of the applicant must be Indian
  3. He/She should be self-employed or salaried person.

gold loan at 7%

How to Apply for Gold Loan Saharanpur

Online Process to Apply for Gold Loan Saharanpur
  • Apply Gold Loan online through Dialabank in few simple steps
  • Fill an online form with personal details
  • Our relationship manager will then contact you for further assistance
  • You can also avail document pick up facility from your doorstep.
  • For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online because:

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
  4.  Provision of document pickup facility at the doorstep.
  5. There is no processing fee or additional charges for the service
  6. The Relationship managers of Dialabank are well trained and informed
Offline Process to Apply for Gold Loan Saharanpur

The applicant if wishes to go offline for Gold Loan, they can visit the nearest branch of the banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Saharanpur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Saharanpur

Most of the major banks and NBFCs offer Gold Loan do not require CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

Gold Loan Saharanpur Agents

Dialabank is one of the leading agents for availing Gold Loan in Saharanpur. You can apply online at www.dialabank.com or call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the best choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Saharanpur Contact Number

Call 9878981166 and get instant help from professionals with approval for Gold Loan in Saharanpur.

Pre Calculated EMI Table for Gold Loan Saharanpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Saharanpur

Situated in the state of Uttar Pradesh, Sharanpur is a city famous for its cottage industries as well as a variety of agricultural produce such as mangos and basmati rice. The city has a few pilgrimages and botanical gardens to offer to the tourists.

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