Gold Loan Sailu

AT 0.49%* INTEREST RATE
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    Gold Loan Sailu

    Major Gold Loan Providers in Sailu

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan SailuGold Loan Sailu

    Gold Loan has become a word of mouth these days. Whether it is a higher or a lower tiered city – individuals are turning more towards securing gold with banks and NBFCs.

    The method for swearing of cash against gold is accessible from antiquated days but nowadays the by and large prepare has ended up  to be more formal and straightforward with the entry  of composed budgetary related players.

     A few decades back, the gold credit was a high-cost undertaking, something around 30-50% but now organized players within the advertise (banks and NBFCS) offer the credit at 1%* per month.

    1. There are no prepayment charges in Gold Loan Sailu.
    2. It requires negligible documentation as compared to other loans.
    3. Easy availablity of loan.
    4. No requirement of credit checks for Gold Loan Sailu,
    5. Simple Strategy to induce a loan.
    6. No EMI, benefit as it were interest is to be charge.
    7. Very negligible Documentation required.
    8. Gold Loan Sailu does not require any cosigner.
    9. It includes straightforward and hassle-free methods for fast Credit approval.
    10. The candidate ought to have alternative to pay as it were interest amid the residency of the loan.
    11. An individual ought to have a least of 20 Gram gold to profit the Loan. No reprimands are included in Gold Loan Vanasthalipuram In-house gold evaluation.
    12. Available of advance is within 30-60 Minutes.

    Know More: Gold Loan Features

    Benefits of Gold Loan Sailu

    1. Quicker processing
    2. Payment of interest is a choice
    3. Lower interest rate
    4. No handling expenses on Gold Loan Sailu
    5. Low or no dispossession charges
    6. No-income confirmation required
    7. Bad loan history not an issue
    8. Complete security of gold

    Know More –  Gold Loan Benefits

    Gold Loan Sailu Interest Rates

    The below table shows the Gold loan interest rates provided by various banks

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Sailu

    1. Identity Proof : Passport Copy/ Driving License/Aadhaar card/Voters ID card.
    2. Address Proof :   Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof : Passport Copy/Banker’s verification/Driving License/cheque.
    4. Photograph requirement :  2 passport size photographs.

    Additional Documents Required for Gold Loan Sailu

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (to be handled by the bank).
    4. Income Proof Requirement : Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Sailu

    1. The least loan sum for taking a gold loan credit is Rs. 25,000.
    2. The greatest loan sum will depend upon the weight of the gold, profile of the client, etc.
    3. Minimum age requirement of candidate: 21 years
    4. Maximum age requirement of candidate at loan advance development: 65 years Gold gems ought to be possessed by the candidate or any of the family individuals.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Sailu

    Online Process to Apply for Gold Loan Sailu

    A borrower must yield a brief application form to the Moneylender with Gold assets.

    The Credit is authorized after checking the genuineness of the gold.

    individual can effortlessly apply online on Dialabank. The procedure is exceptionally simple and hassle-free. The documentation process is exceptionally less as well.

    Know More – Top Reasons why Gold Loan is the best borrowing option

    Offline Process to Apply for Gold Loan Sailu
    The candidate moreover has an alternative to avail Gold Loan Advance from the adjacent branches. To do so, search for  Gold Loan providing branches on google. It’ll enroll all the branches of banks and back companies giving loans near you. You can wish to choose them in correspondence  to your inclination and information.
     Dialabank can do that for you in a faster and way better manner. Then you’ve got to visit those offices and apply for Gold Loan.

    You can profit loan advances from HDFC Gold Loan Credit Branches. As well as to discover a department that’s adjacent, search for Muthoot Gold Loan nearby. Google will enroll all the Muthoot Gold Credit Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Sailu

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score for Sailu

     CIBIL Score is a 3-digit numeric rundown of your loan credit history. Each loaning institution has its criteria for the least CIBIL score which is mandatorily required to prepare a Gold Loan application. Most of the associations require a least score of 900 to handle your credit application.

    Sometimes, these instituitions might not look your CIBIL score but at your loan credit exchange history, that’s how quickly and up to date you’ve been in paying off your past loan advancesIn the event, if you have got a great record of paying off your credit bills at that point it might make it simpler for you to profit a gold loan advance. Delays in paying off your past advances can moreover act as an obstruction in availing your fresh loan advance.

    Know more about CIBIL Score

    Gold Loan Sailu Agents

    Avail your Gold Loan with the most trusted and reliable agents from Dialabank. You can apply online at Dialabank or give a call at 9878981166.

    Dialabank helps you find the best alternative between multiple banks and NBFCs by providing you with a comprehensive and standardized market analysis of various banks so you don’t have to think about the complicated details and process you need to go through, and so you can make the right choice. 

    Visit our website at Dialabank and fill out an application form, requesting some information and our customer managers will assist you further.

    Gold Loan Sailu Contact Number

    Call 9878981166 and avail your Gold Loan per gram with complete assistance with Dialabank operators.

    Pre Calculated EMI Table for Gold Loan Sailu

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Sailu

    Sailu or Selu is small city in the Indian State of Maharashtra.