Gold Loan Samalkha

AT 0.49%* INTEREST RATE
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    Gold Loan Samalkha

    Major Gold Loan Providers in Samalkha

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Samalkha Features

    Out of cash? And don’t recognize what to do?

    gold loan samalkha

    Do not worry, we have a tendency to help you out. A gold loan is out there for you. This loan needs terribly less paperwork and as it is a secured loan, thus you can get your loan in 3-4 hours after verification of your entity.

    Gold Loan Samalkha provides financial help to the costumers at quite reasonable and low-interest rates. In order to get the Gold Loan, the person needs to have a good source of income, which makes the verification method even quicker.

    Moreover, you can get a loan up to 75% of the market price of gold, this is often a result of the changes in the market value of gold.

    Gold Loan Samalkha Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know more about Gold loan interest rates.

    Documents for Gold Loan Samalkha

    • Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card {any one among of them}
    • Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate {any one among of them}
    • Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque {any one among of them}
    • 2 passport sized photographs.

    Additional Documents Required for Gold Loan Samalkha

    • Land Proof: Just in case of Agriculture Loan of more than Rs. 1 lac [The proof isn’t needed for allied agriculture purposes]
    • Certificate by the Jewel Appraiser (Bank will arrange).
    • Income Proof: Salary Certificate and Form No.16
    • A Demand Promissory Note

    Eligibility Criteria for Gold Loan Samalkha

    • The minimum age of the person must be 21 years and a maximum of up to 60 years.
    • Nationality must be Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Samalkha

    Online Process to Apply for Gold Loan Samalkha

    A person can apply for a gold loan at Dialabank.

    The applicant just needs to fill a simple form online.

    Then our representative will call you and provide you with further details of the process.

    If you want some info before applying, feel free to contact 9878981166 anytime.

    Dialabank is the best way to apply for a gold loan online. There are various benefits you may get, some of them are:

    1. Dialabank is India’s first financial helpline that provides the best financial help to all the customers all over the country.
    2. Dialabank’s facilities are free of cost. There are no extra charges that Dialabank takes for applying for a gold loan online on the website of Dialabank.
    3. Most importantly, the applicant will get a high LTV of their gold.
    4. Moreover, the bank has a well-known reputation amongst the customers because of its amazing and quick services.
    5. If the applicant applies for a gold loan on Dialabank, then he/she will get low-interest rates.
    6. While you are applying for a gold loan through Dialabank, a very negligible paperwork is required.
    7. Finally, the Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Samalkha

    The applicant has an option to apply for a gold loan by visiting nearby branches. For that, you need to search for GOLD LOANS NEAR ME on Google. You will get a list of all the banks and finance companies that provide loans in your area. Then either you have to visit each bank or search for every bank turn wise and then compare the benefits and interest rates, but DialaBank can do that for you easily and quickly. we will process your application on our own, you need not worry anyway.

    Processing Fees / Prepayment Charges on Gold Loan Samalkha

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Know more about Gold loan per gram.

    CIBIL Score Required for Gold Loan Samalkha

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan Samalkha Agents

    The best and most trusted gold loan agents in Samalkha is Dialabank. You can apply online at Dialabank or give a call at +919878981166

    Dialabank helps the applicant to get the best offer between various banks and NBFCs by providing you with an exact detailed market comparison of different banks. So without worrying about information and processes, go through Dialabank and make the best choice.

    Gold Loan Samalkha Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Samalkha right now.

    Pre Calculated EMI Table for Gold Loan Samalkha

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Samalkha

    Samalkha is a sub-district of Panipat and also has its own tehsil and the municipal committee that is located in Harayana.

    Samalkha’s population is 39,710 {according to the 2011 India census}.

    It also receives a high influx of customers from neighbouring districts like Baghpat or Uttar Pradesh.