Major Gold Loan Providers in Sambhal

Feature	HDFC Bank	ICICI Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Sambhal Features

Running short out of cash? Clueless as to what to do?

Do not worry Gold Loan is available for you. This loan requires little paperwork, as it is purely unsecured and you can get your loan approved within 48 hours after all the verification procedures.

Gold Loan Sambhal loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant needs to have a steady and good source of income and has a decent credit history, which will make the verification and loan approval process faster.

Moreover, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Sambhal Interest Rates

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
ICICI Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Documents for Gold Loan Sambhal

Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
2 passport size photographs.

Additional Documents Required for Gold Loan Sambhal

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Sambhal

The minimum age of the individual should be 21 years and a maximum of up to 60 years.
Must be having Indian Nationality.

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How to Apply for Gold Loan Sambhal

Online Process to Apply for Gold Loan Sambhal

You can apply for the HDFC Bank Gold Loan at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up the facility from your doorstep.

For more information, you can call on 9878981166 anytime.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:

Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
One more thing is that you will get a high LTV of your gold.
Besides that, the bank has a good reputation among the customers because of its best and fast services.
If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
Also, while applying for a gold loan through Dialabank, very little paperwork is required.
Finally, the Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Sambhal

The applicant also has an option to avail of Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Sambhal

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
ICICI Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Sambhal

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Sambhal Agents

One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice. Visit our website www.dialabank.com and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

Gold Loan Sambhal Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Delhi right now.

Pre Calculated EMI Table for Gold Loan Sambhal

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Sambhal

Sambhal is a city located in the Sambhal district of Uttar Pradesh state in India. Sambhal has the largest market of menthol in South Asia. It’s also popular worldwide for its handicrafts made of buffalo horn, seashells, and mother of pearls.