⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Sangrur

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Best Banks for Gold Loan in Sangrur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Sangrur Features

gold loan sangrurBe strong financially! Short out of cash? Do not tense Gold Loan is accessible for you. This loan is secured with minimal documentation and less paperwork. This loan will get approved in 48 hours after the verification process.

Gold Loan Sangrur is an unsecured loan that provides financial assistance to the customers at affordable interest rates. To get a Personal Loan, the consumer requires to have a rigid and good source of income and has a good credit history. Moreover, there is no end-use restriction on the use of the loan amount. You can use this amount of loan anywhere you desire to do.

Gold Loan Rate Per Gram Today in Sangrur

Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Sangrur Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Sangrur Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Anyone Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.
Additional Documents Required for Gold Loan Sangrur
  1. Land Proof is essential: If you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not required for allied farming uses.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser which is arranged by the bank.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Sangrur Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Sangrur

Online Process to Apply for Gold Loan Sangrur

You can apply for the Bank Gold Loan at Dialabank. The process is easy and straightforward. Just fill a simple form online.

After that, you will get a call from our representative. Furthermore, you will avail of a document to pick up the facility from your doorstep. For more information about the gold loan Sangrur, you can call on 9878981166.

Dialabank is considered as the best platform when you are applying for a gold loan online. There are reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to applicants all over the country.
  2. Besides that, the bank has a good reputation among the applicants because of its fast and best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup service from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. There are no supplementary charges of applying for a gold loan online on the website of Dialabank.
  6. Also, if you are applying for a gold loan with Dialabank, very little paperwork is required.
  7. You can avail of a high LTV of your gold.
  8. In the end, the Relationship managers are trained enough to guide you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Sangrur

The applicant also has a choice to get a Gold Loan from the nearby branches. To do so, type Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan.

You can avail loans from Gold Loan Branches. To find the nearest branch, search Gold Loan near me.

Processing Fees / Prepayment Charges on Gold Loan Sangrur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sangrur

Every lending foundation has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Sangrur.  Most institution’s requirement is having a 750 CIBIL score for the processing of your loan application.

The foundations also examine the detailed behavior of the previous loans taken. It involves details on the type of loan taken and the loan amount borrowed. Any late payments for previous loans can act as an obstacle to your availing a fresh loan.

Gold Loan Sangrur Agents and Contact Number

Dialabank is the leading and trustworthy agent for availing Gold Loan in Sangrur. You can apply online at www.dialabank.com or dial 9878981166.

Dialabank assists you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of various banks so that you can make the right decision. Visit www.dialabank.com and fill a form using your personal and employment details. Our relationship managers will get in contact with you who will guide you about the gold loan processing.

Pre Calculated EMI Table for Gold Loan Sangrur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sangrur

Sangrur is a city of Punjab state, India. The intersection of the roads is connecting to Delhi with Ludhiana and Patiala with Bathinda, from Ludhiana the distance is 80 km. It is 48 km from Patiala. It is from the railway line passes the Ludhiana.


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