Gold Loan Santacruz

Major Gold Loan Providers in Santacruz

Gold Loan Santacruz Features

Are bad times hitting the shore?

Eagerly looking for cash to avail?

Gold Loan is available to be your friend. Gold Loan falls under the category of Secured Loan. Gold Loan consists of customer gaging their gold as collateral and availing loan against it.

Gold Loan Santacruz works as a financial back support for the customers at a very exciting and reasonable Rate of Interest. The applicant can get a Gold loan by just providing a firm source of income and should have a good and presentable credit history which will lead to making verification as well as loan approval process even faster.

Gold Loan Per Gram valuation is an important element of a gold loan as it the basis of the calculation of the loan amount and needs to be done with sincerity.

In addition to the information it sounds even great that you get a loan as high as 75% of the value of your gold in the market, fluctuation in the market price of gold is the factor behind this.

Gold Loan Santacruz Interest Rates

Documents for Gold Loan Santacruz

1. Passport size photographs – 2.
2. Identity Proof (Aadhaar Card/PAN Card/Driving License/Voter Id Card)
3. Aadhaar Card/Driving License/Rental Bill/Telephone, Electricity Bill/Ration Card/Trade License/Shop & Est. License/Sales Tax/Passport Copy will work as Address proof.
4. For providing Signature proof: Passport Copy/Driving License/Banker’s Verification/Cheque can be attached.

Additional Documents Required for Gold Loan Santacruz

1. A Demand Promissory Note is required
2. In the case of Agriculture Loan of more than 1 Lakh, Land Proof is necessary. For Allied agriculture purposes the proof is not needed.
3. Salary certificate and Form No.16 will be needed as Income Proof.
4. A Certificate by the Jewel Appraiser/Valuator (Loan providing institution will provide).

Eligibility Criteria for Gold Loan Santacruz

1. Indian Nationality is a must for the applicant.
2. The age of the applicant should be at least 21 Years and not exceeding 60 years.

How to Apply for Gold Loan Santacruz

Online Process to Apply for Gold Loan Santacruz

Apply directly through Dialabank in a click.

Just a simple form is required to be filled.

Following this, you will receive a call from one of our representatives. Document pickup facility is now made easier and directly from your doorstep.

Know more and detailed by just a call on 9878981166 and feel free to call.

Talking about the best platform to apply for a Gold Loan online Dialabank stands tall on the list. Some of the reasons behind this are:

1. Customers are guided by Dialabank without any cost. No additional charges for applying for the Gold Loan online through Dialabank.
2. High Loan-to-value of your Gold is one of the exciting things.
3. The process becomes even much easier with the Dialabank doorstep document pickup facility.
4. Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs.
5. Dialabank is India’s first financial helpline and provides the best financial services to the customers across the nation.
6. Dialabank has a great image in front of his customers because of fast and reliable services.
7. Relationship managers are trained to provide the best services and knowledge about the Gold Loan.
8. Applying for Gold Loan with Dialabank requires very less of paperwork.

Offline Process to Apply for Gold Loan Santacruz

The applicant can avail Gold Loan from the nearby branches as well. This will lead to lots of confusion among oneself as the process becomes even complex. DialaBank as your good wishes will help you stay out of all the problems and lead you to successful Gold Loan approval.

It helps to get a Gold loan in a very simpler and quicker way.

Dialabank even ensures to reduce the number of times the candidate has to visit Gold Loan providing Institution while the process.

Processing Fees / Prepayment Charges on Gold Loan Santacruz

CIBIL Score Required for Gold Loan Santacruz

CIBIL score is one of the most important points considered while providing the loan by the institutions. Every institution has its criteria set for the CIBIL score required in acquiring Gold Loan. 750 is the most common minimum CIBIL score required by most of the institutions for the Gold Loan application.

Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.

CIBIL score is not the only point analyzed by institutions before providing the loan. The detailed behavior of previous loans taken by the applicant is also studied. Information like the type of loan taken and the amount of borrowed amount. A glitch in this kind of information or delayed payments of previous loans can act as a hurdle in your way of the new loan.

Keep your CIBIL score sound and good before opting for the loan.