Gold Loan Sardhana

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    Gold Loan Sardhana

    Gold Loan Sardhana

    Due to our previous records, our current CIBIl score may get affected, and we may not be able to get any loan. But in the Gold Loan criteria of credit score doesn’t count as it is a secured loan, by the help of Gold Loan you can also improve your CIBIL score but timely repayment.

    Read More – About Gold Loan

    What is Gold Loan?

    Gold Loan refers to the type of loan in which applicants can apply easily from the bank . all you have to do is to keep your gold with the bank as the collateral security.  Gold must be present in the form of ornaments, which means that no gold biscuits or coins are accepted.

    Gold Loan Sardhana Interest Rates

    10.70% is the minimum annual rate of interest you can expect on gold loans. If you calculate the monthly interest rate will come less than 1%. Thus, making it the lowest interest rate loaning scheme. Also, it comes with a foreclosure facility meaning you can close your Loan before time and skip the pending Emi’s and their respective interest rate amount. The foreclosure charges range from 0-3% of the total loan amount.

    Know More – Gold Loan Interest Rate

    Eligibility criteria for Gold Loan Sardhana

    1. The age of the applicant should be more than 18 years.
    2. In addition to the maximum period of the applicant can be 65 years.
    3. Furthermore, the applicant must be a citizen of India.
    4. Besides, that applicant should have gold more than 10 grams.

    Documentation required for Taking Gold Loan Sardhana

    1. Residence proof: The documents required for the residence proof includes:(passport/ID card/ Voter card/ aadhar card/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
    2. Identity proof: Verification documents especially require one among the following:( passport/ID card/ Voter card/ aadhar card/ration/card/driving license) any one of them..
    3. Two colored passport size photos: (Applicants should not wear any glasses)
    4. Signature Proof: An applicant can use the following documents i.e. Passport Copy/Driving License/Banker’s verification/cheque.

    Know More – Gold Loan: Factors to Remember

    Why should one choose Gold Loan Sardhana?

    1.  You can apply the gold loan for a short period of the time generally from 6 to 12 months.
    2. Gold Loan Sardhana is the best Loan option for all of the unfortunate credit individuals.
    3. Available at low-interest rates.
    4.  You need to pay the interest rate, and no EMI’s are involved.

    Know More – Top Reasons why Gold Loan is the best borrowing option

    Gold Loan Sardhana Advantages

    1. You can get Loan up to Rs.1 Crore along with 90% of in market value of your gold ornament from the NBFC
    2. You get 100% Safety & Security of your collateral gold material
    3.  It requires Simple documentation, and it is  fast processing Gold Loan Sardhana
    4.  The rate of interest is payable only if the amount of overdraft that you use.
    5. Overdraft limit varies depending on the current situation of the scale of gold in the market.
    6. You can close your Loan before time and save a few bucks.
    7.  The foreclosure penalty ranges from 0-3% of the total loan amount.
    8.  Both salaried and self-employed applicants are eligible to take this loan and use it according to their financial needs.
    9. Gold Loan Sardhana has flexible tenure options ranging from 6 months to 5 years.

    Know More – Gold Loan: Factors to Remember

    About DialaBankgold loan sardhana

    1. It is worthy that applying for the gold loan with DialaBank provides you with so many benefits and perks
    2. The gold loan gets processed in no time.
    3. You will get the loan amount disbursed within 15 minutes.
    4. The whole process of gold loan is comfortable and hassle-free
    5. All the assistance will be provided to you without any extra charges.
    6. There is no need to pay any fees for any suggestion and guidance

    Does the CIBIL score matter in Gold Loan Sardhana?

    No, CIBIL Score does not matter in a Gold Loan. This being a secured service, the banks hardly check your CIBIL score while providing you the Loan. On the other hand, Gold Loan helps to increase the CIBIL score of a person

    Know More – What is CIBIL Score?

    About Sardhana :

    The city of Sardhana is in the state of Uttar Pradesh. If you have any query and you are in an urgent need of the gold loan feel free to contact on this no. 9592046860.

    Gold Loan Interest Rate of Different Banks – Updated on 2020

    Bank

    Gold Loan Rate

    HDFC Bank

    10.75%

    Yes Bank 

    10.85%

    Axis Bank

    10.90%

    SBI Gold Loan

    11.50%

    ICICI Bank

    11.75%

    IIFL Gold Loan

    11.75%

    Allahabad Bank Gold Loan

    11.75%

    Muthoot Gold Loan

    12.00%

    Federal Bank Gold Loan

    12.00%

    Manappuram Gold Loan 

    12.25%

    IDBI Bank

    12.25%

    PNB Gold Loan

    12.25%