⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Saswad

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Best banks for Gold Loans in Saswad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Saswad Features

Gold Loan Saswad

Do you feel, you are running out of cash?

Are you skeptical about your financial prospects?

If yes, there are gold loan options available for you. With the least amount of needed paperwork or documentation, the gold loan gets verified and approved much easily.

What are some Gold Loan Saswad features?

Gold Loan Saswad gives financial assistance at affordable interest rates to all its customers. The interest rates of gold loans vary depending on the bank. 

Moreover, if you have a decent and clean credit history with a rigid source of income. The loan gets approved easily.

Plus, you can have a loan of up to 75 percent of the market value of gold, this happens due to the changing market prices of the gold.

Gold Loan Rate Per Gram Today in Saswad

Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Saswad Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Saswad Documents required

  1. 2 passport size photographs.
  2. Any form of Identity Proof (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Other Govt. ID).
  3. Any form of Residence Proof (Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate/Telephone Bill).
  4. Any form of Signature Proof (Driving License/Passport Copy/Banker’s verification/Cheque/Other proofs of signature).

Other Documents Required for Gold Loan Saswad

  1. For Agriculture Loan of higher than Rs. 1 lac, land proof will be essential.
  2. No proof is expected for allied agriculture purposes.
  3. A Demand Promissory Note.
  4. Bank will give a certificate by the Certified Jewel Appraiser.
  5. Income proof: Salary Certificate and Form No.16

Gold Loan in Saswad Eligibility Criteria

  1. The claimant should be a minimum of 21 years of age and should not exceed 60 years of age.
  2. He or She should be recognized as an Indian national.


gold loan at 7%

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How to Apply for Gold Loan Saswad

The Online Process to Apply for Gold Loan Saswad

It is easy to apply for a gold loan via Dialabank.

You just need to visit the website of Dialabank and fill a form with your particulars.

Once you fill and submit it, our customer relationship managers will assist you in the whole loan approval process.

You can know everything by contacting 9878981166.

Dialabank is the leading gold loan agent that is considered best because of the following reasons:

  1. Dialabank is India’s first financial helpline that caters to the whole India.
  2. The bank renders the best services to its customers without charging any fees.
  3. The lowest interest rates on the Gold loans are granted by DialaBank.
  4. Document pickup facility is available only with DialaBank for easing the process.
  5. The banks hold a good perception in the eyes of its customers because of best-in-class services.
  6. Minimum documentation or paperwork is suitable for the process.
  7. You will receive a better LTV of your gold, which means convenience for the borrower.
  8. Our relationship managers are trained actively to help you at every step of the loan approval process.

The Offline Process to Apply for Gold Loan Saswad

The offline process is a bit hard. First, you need to search on Google about the nearest Gold loan banks and finance companies. Once you see that list, you can select the bank that suits your preference and knowledge. 

For getting your loan approved, you need to visit several departments of banks again and again whereas Dialabank does that smoothly for you by providing satisfactory information to make a smarter decision.

Processing Fees / Prepayment Charges on Gold Loan Saswad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Saswad

The Gold Loan Saswad requires no designated CIBIL score for loan approval.

Gold Loan Saswad Agent and Contact number

Dialabank is available in every part of the country for availing of Gold Loan. You can apply to Dialabank online or call at 9878981166.

By structured market comparison of different banks and NBFCs, Dialabank helps customers by making an adequate choice for yourself. You can further be a part of the process by visiting our website, fill and submit an online form with your particulars. After you are done with it, our customer relationship manager will revert you for further assistance.

Pre Calculated EMI Table for Gold Loan Saswad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Saswad

In the Indian state of Maharashtra, Saswad is a city and a municipal council in the Pune district. Saswad is just about 31 km from Pune Station and situated on the banks of the Karha river.

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