Gold Loan Sattenapalle

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    Gold Loan Sattenapalle

    Banks for Gold Loan in Sattenapalle

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Sattenapalle Features

    Gold Loan Sattenapalle

    If you are running short on money and don’t know what to do next. Gold Loans are something you can consider right now for financial assistance. If you have ever invested in gold, it might be the right time to use it temporarily for spending on your other necessities. Gold Loans are secured and don’t require strict paperwork like other loans. Here, your gold is kept at collateral and you are paid a good amount of money to fulfill your needs. But, at one condition that you have to submit the required amount of money in time to get your gold article back.

    Gold Loan Sattenapalle provides the best financial assistance to its client at affordable interest rates or gold loans. Gold Loan approval is not a difficult task. If a person has a firm and good source of income along with clean credit history, they can get their loan approved faster.

    Apart from this, you can take a loan up to 75 percent of the market value of gold because of the fluctuating market price of the gold.

    Gold Loan in Sattenapalle Interest Rates and Charges

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

     Gold Loan in Sattenapalle Documents Required

    1. Proof of Identity can be any of the mentioned documents:  Passport Copy/ Voter ID card/Aadhaar card/ Recognized Driving License/ Other recognized ID.
    2. Address Proof can be any of the mentioned: Ration card/Electricity Bill/ Rental bill/ Passport copy/Trade license/ Telephone Bills /Shop & Est. License/Sales Tax certificate/ Other utility bills.
    3. Signature Proof can be any of the mentioned: Banker’s verification/ Passport Copy/Driving License/cheque / Other recognized documents.
    4. 2 passport size photographs are obligatory.

    Additional Documents Required for Gold Loan Sattenapalle

    1. Land Proof: You can get an agriculture loan of more than 1 lac rupees whereas no proof is required for allied agriculture purposes.
    2. A Demand Promissory Note might be demanded.
    3. Certificate by the Jewel Appraiser (which will be provided by the bank).
    4. Proof of income: Form No.16 and Salary certificate.

     Gold Loan in Sattenapalle Eligibility Criteria

    1. The applicant should belong to the age group of a maximum of up to 60 years and a minimum of up to 21 years.
    2. The applicant should possess Indian Nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Sattenapalle

    Online Process to Apply for Gold Loan Sattenapalle

    You can apply for any national bank like HDFC, Muthoot, or ICICI for Gold Loans at Dialabank.

    All you need is to fill a simple online form, and our representatives will help you in the process of loan approval.

    Further, they will provide the document pick up facility from your doorstep to speed up the process.

    Besides, you can know more by calling on 987898116 right now.

    Dialabank is considered as the leading platform to apply for a gold loan online. There are many reasons behind this, few of them are:

    1. Dialabank is the country’s first financial helpline which provides the best financial services to all Indians.
    2. Dialabank is free of cost and anyone can apply for a gold loan online on the website of Dialabank.
    3. The borrower will always be happy since we provide a high LTV of your gold.
    4. Good reputation among the customers because of its fast services.
    5. If you apply via Dialabank, you might get a low interest rate on other banks.
    6. Dialabank provides a document pickup facility from the customer’s doorstep to shorten the verification process.
    7. You can apply for a gold loan with the least paperwork through Dialabank.
    8. In the end, the relationship managers are always there to guide you and serve in this entire process.
    Offline Process to Apply for Gold Loan Sattenapalle

    The offline process for Gold Loan Sattenapalle is simple. You need to search for the Gold Loan near you, and Google will provide you a list of banks and finance companies that could help you. When you select any of them according to your preferences, you might need to call them to know more. Here, Dialabank reduces your work by providing you the sufficient data to choose from.

    For Gold Loan approval, one needs to knock the doors of several departments repetitively which makes it a tiresome process. To solve this concern, Dialabank has a single point of contact for all the information regarding loan approval. This makes it easier for the customer to apply for a gold loan online.

    Processing Fees / Prepayment Charges on Gold Loan Sattenapalle

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan in Sattenapalle

    CIBIL score is not required for taking a gold loan in Sattenapalle.

    Gold Loan in Sattenapalle Agents and Contact Number

    As one of the reliable gold loan agents of Sattenapalle, customer’s comfort is Dialabank’s priority. You can apply at Dialabank or make a call at 9878981166

    By comparing different banks and NBFCs, Dialabank provides you with the best available information for gold loans. Without confusing you with the complex terms, it helps you in making the right choice for yourself. All you need is to visit our website, fill a form, submit it, and our customer relationship managers will get in touch with you for further assistance.

    Contact 9878981166 and get instant help and approval for Gold Loan in Sattenapalle right now.

    Pre Calculated EMI Table for Gold Loan Sattenapalle

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Sattenapalle

    In the Guntur district of Andhra Pradesh, Sattenapalle is a town and municipality that comes under the Guntur revenue division. The town is spread across an area of 22.81 square kilometers. The town has historical relevance and has beautiful monuments nearby like Amravati Stupa, Amravati Buddhist Site, and Amareswara Temple. Besides, one can visit and explore this culturally rich region of Andhra Pradesh.

    हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन सत्तेनापल्ली 


    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.