Gold Loan Saundatti-Yellamma


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    Gold Loan Saundatti-Yellamma

    Gold Loan Saundatti-Yellamma

    Suppose you’re stuck in a middle of unexpected situations and require urgent money, you cannot ask from your relatives and friends, in these kinds of situations, Gold Loan can help you as you can get a loan just by pledging your gold and getting instant cash in minimum time.

    Gold Loan is safe, and the interest rates are nominal with minimum documentation.

    What is Gold Loan?gold loan Saundatti-Yellamma

    In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend. So Gold Loan is a feature provided by Banks & NBFCs to get the best loan option to manage all expenses easily, especially for the people in metro cities.

    A gold loan is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. These purposes could be debt repayment, taxes, paying medical bills, and more. Gold finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.

    Why should one apply for Gold Loan Saundatti-Yellamma?

    • Great Availability: First and foremost, Gold Loan Saundatti-Yellamma is a secured service. Therefore the processing of this Loan is quick as the bank is mostly concerned with the quality and weight of the gold.
    • Low Rate of Interest: In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the Loan.
    • Negligible foreclosure charges: Generally, banks do not have any prepayment charges, but some banks can charge a penalty of just 1%.
    • Safety of Ornaments: The ornaments are more secure with the banks due to the strict security In the banking institutions, which is quite less at homes.
    • No qualification of Credit Score: As this is a secured loan, therefore, the applicant does not have to worry about bad loan repayment history.
    • Income-proof not required: The salary of an applicant is not an issue for availing a gold loan as it depends majorly on the weight and quality of gold available with the applicant.
    • No loan processing charges: Another advantage is that the applicant does not have to pay extra for this service as the approval solely depends upon the asset kept as security.
    • Flexible tenure: In addition to other advantages, the applicant can choose the tenure of the loan according to their requirements and needs.
    • Only payment of interest: Lastly, the applicant has the option to pay the principal amount at the end of the tenure and only the interest every month.

    Gold Loan Saundatti-Yellamma Eligibility Criteria

    Gold Loan Saundatti-Yellamma application process is an easy process. The documentation involved is quite simple and convenient for the customers. However, the borrower must fulfil the following eligibility criteria to get his loan application approved

    1. Firstly, the age of the applicant must be above 18 years and below 70 years.

    2. Secondly, he should be authorized citizenship of India.

    3. There are no criteria meant for salaried and self-employed customers; thus no salary proofs, business documents or tax details are demanded by the bank, the only thing that matters for acquiring a Gold Loan is the quantity and quality of the gold possessed by the customer.

    4. The purity of gold should range from 18k to 22k, and the weight of the gold should not be less than 10 grams.

    GOLD LOAN @ 0.49%*



    Gold Loan Saundatti-Yellamma Documents

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.

    2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

    4. 2 passport size photographs.

    Gold Loan  Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    How to Apply for Gold Loan Saundatti-Yellamma?

    Anybody can apply for Gold Loan online only in 2 minutes. The process of application is straightforward and quick.

     First of all, you should check your eligibility.

         1. Visit DialaBank Website.

         2. After that, go to Gold Loan online.

         3. Enter the required details in the form so that we can contact you back.

         4. Dialabank is the best platform to apply for a gold loan as you will get a loan at affordable rates of interest.

    About Saundatti-Yellamma

    Saundatti-Yellamma is a city in Belgaum district of Kerala, India. The Banks and NBFCs are also willing to process the gold loans in Saundatti-Yellamma more as possible. Visit DialaBank Website or call +91 9878981166 and get assistance as soon as possible.

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