Gold Loan Savarkundla

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    Gold Loan Savarkundla

    Best Banks for Gold Loan in Savarkundla

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    About Gold Loan Savarkundla

    Gold can actually save you from facing financial problems, for example, now the gold loan is easily available in the market with quite a low rate of interest. Borrowing money from the bank and getting money for your gold in exchange. Get easy loan disbursal within 30 minutes.

    Gold Loan Savarkundla Features

    1. Your gold is 100% secured. Need not worry.
    2. Lower interest rates are available as compared to other schemes and offer.
    3. Very less paperwork is there while proceeding with the procedure.
    4. The genuine and maximum price of your gold is given to you.
    5. Disbursal just 30 minutes.

    How to Apply for Gold Loan Savarkundla?

    Now you can apply online for Gold Loan by sitting at your home with one click. All the facilities will be offered to you by our customer relationship managers who will help you select the right type of loan for you with the right bank.
    1. Just fill a simple form displayed on our website using your details so that our customer care department can check your financial status and your eligibility for the loan that you have applied.
    2. Our Customer Relationship Managers will get in touch with you and will guide you to the right bank.
    3. The bank executives will come at your doorsteps to collect the required documents from you.
    4. Only at the submission of gold, you have to pay a visit to the bank, the rest will be taken care of by the bank’s executives.

    Gold Loan Rate Per Gram Today in Savarkundla

    Updated - Gold Loan Per Gram Rate w.e.f Nov 28 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Savarkundla Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Know more about Gold loan interest rates.

    Gold Loan Savarkundla

    Loan against gold is convenient at a very reasonable rate of interest. The main reason behind the low-interest rates is that this type of loan comes under secured loans. The Rate of Interest does change after some time, but there are no such significant variations that have been noticed so far. Gold Loan Savarkundla is now available at a 1% Rate of Interest per month.
    1. Rate of Interest on Gold Loan Savarkundla is 10.70%
    2. Offers quite low processing fee @ 0.85%
    3. You can take Gold Loan Savarkundla for a minimum period of 6 months that can go maximum up to 5 years

    Know more about Gold loan per gram.

    Gold Loan in Savarkundla Eligibility Criteria

    It is easy to avail of a gold loan. Always keep the following things in mind to examine whether you are eligible for a Gold Loan or not:
    1. A person with 10 grams of gold can get a loan.
    2. The person availing loan must be a citizen of India and should not be below the age of 18.
    3. There is no CIBIL Score checked so that anyone can go for it.
    4. Only 18 karats and 22 karats of gold are accepted.
    5. Gold must be in the form of an ornament; no biscuits or coins are acceptable for gold loan disbursal.

    Gold Loan in Savarkundla Documents Required

    In this uncomplicated process, all you need is these simple documents for your Gold Loan disbursal. Below are the documents that should be present at the time of loan processing:
    1. Two passport-sized photographs
    2. One ID proof (PAN Card/Aadhaar Card/ Passport Copy)
    3. Residence proof anyone ( Utility Bill/ Adhar Card/ Ration Card)
    *Note: In the case of women, banks can provide loans up to 1 Lakh without a PAN card.

    How to Apply for Gold Loan Savarkundla

    Online Process to Apply for Gold Loan Savarkundla
    • You can apply for the Gold Loan through Dialabank.
    • It is less time consuming and convenient
    • Fill an online form with personal details
    • Our relationship manager will then connect with you for further assistance
    • You can also get a document to pick up the facility from your doorstep.
    • For more information about Gold Loan Savarkundla, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

    1. Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
    2. Dialabank has a good reputation among the customers because of its best services.
    3. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
    4. Dialabank provides a document pickup facility from the doorstep of the consumer.
    5. There is no processing fee or secondary charges for availing the service through Dialabank.
    6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Savarkundla

    The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

    The applicants need to seek for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements and then repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Savarkundla

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Savarkundla

    Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.

    Gold Loan Savarkundla Agent and Contact Number

    Dialabank is one of the leading agents for getting a Gold Loan in Savarkundla. You can apply online at www.dialabank.com or give a call us at 9878981166.

    Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.

    Gold Loan Savarkundla Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Savarkundla.

    Pre Calculated EMI Table for Gold Loan Savarkundla

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    Other Gold Loan Cities in Gujarat

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    Gold Loan Por Gold Loan Pardi
    Gold Loan Panchela Gold Loan Palej

    Basic FAQ’s about Gold Loan

    Ques1: What is the Gold Loan Interest Rate formula?
    The Gold Loan Interest Rate varies from bank to bank. Mainly, it depends on the loan amount and the LTV ratio of the gold.
    Ques2: How to pay Gold Loan online?
    You have an option to pay the loan amount online using various online payment applications.
    Ques3: How does Gold Loan work?
    Gold Loan is easy to understand, as well as easy to avail. Just go to your bank from where wish to take the loan, keep your gold as a security with the bank and get hassle-free disbursal in less than one hour.
    Ques4: Is Gold Loan secured or not?
    Everyone is worried when it comes to Gold Loan. So, do not need to worry about it as your gold is 100% secured with us.
    Ques5. What if the person is not able to repay the loan amount?
    If the applicant is not able to pay the loan amount at fixed tenure, the bank is liable to sell his gold.
    Ques6. What is the best online platform to get a gold loan?
    Dialabank is the best platform to get a loan since being the first helpline for loans our representatives will guide you in the right direction to avail loan.

    Gold Loan Updated List of Rate of Interest: 2020

    Bank  Gold Loan Rate 
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    ICICI Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%

    About Savarkundla  gold loan savarkundla

    Savarkundla is a city and a municipality in the district of Amreli in the state, Gujarat.

    * For any doubts and queries regarding Gold Loan, feel free to call us on 9878981166, our Customer Relationship Managers help you out.