Gold Loan Shamshabad

AT 0.75%* INTEREST RATE
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Gold Loan Shamshabad

Major Gold Loan Providers in Shamshabad

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Shamshabad Features

gold loan Shamshabad

Are you running out of cash?

Do you feel a need to take a loan?

If you are considering taking a loan, a gold loan is the best available option for you. Since gold loans are secured you need minimum paperwork to get it verified and approved.

Why Gold Loan Shamshabad?

Gold Loan Shamshabad has only aimed to provide financial assistance to the customers at the best affordable interest rates. Though getting a gold loan is easy. One should have a good credit history along with a sufficient source of income to stay on a safer side. Also, you can get a gold loan if you have a gold article.

Besides, you will get a gold loan of up to 75 percent of the market value of gold. This happens due to the inconsistent market price of gold.

Gold Loan Shamshabad Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Shamshabad

  • Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque (any of them)
  • Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport/Trade license /Shop & Est. License/Sales Tax certificate(any of them)
  • Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar(any of them)
  • Two passport-sized photographs.

Additional Documents Required for Gold Loan Shamshabad

  1. Income Proof: Salary Certificate and Form No.16
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will provide).
  4. Land Proof: No proof is required for an Agriculture Loan of more than 1 lac Indian rupees.

Eligibility Criteria for Gold Loan Shamshabad

  1. The loan applicant’s nationality must be Indian.
  2. The minimum age of the person should be above 21 years and the maximum of up to 60 years.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Shamshabad

Online Process to Apply for Gold Loan Shamshabad

Apply for the Gold Loan at Dialabank easily by visiting the website.

Just go to the online portal and fill the online form with your particulars

Then our representative will revert in some time and provide you with the necessary details.

For any queries, you can contact our team on 9878981166 anytime.

Dialabank is the best way of applying gold loans online. There are a number of perks as described below:

  1. Dialabank is India’s first financial helpline that provides amazing client services to every Indian customer.
  2. Dialabank helps customers for free. We don’t charge any additional money from the customer for applying for a gold loan through our portal.
  3. The most important thing is that you will get a high LTV of your gold.
  4. While applying online on Dialabank, the least amount of paperwork is required.
  5. We provide the document pick-up facility from the doorstep of the customers.
  6. Moreover, the bank has a good prominence among the customers because it provides the quickest services.
  7. If you are applying for a gold loan on Dialabank, then you may get a low-interest rate from the top Indian banks.
  8. After all, the communication executives are trained energetically to guide and help you in the entire proceeding of Gold Loan.

Offline Process to Apply for Gold Loan Shamshabad

The applicant can apply offline by searching the nearest local gold loan branches on Google. Google will enlist the banks and NBFCs that deal with the same. The applicant may prefer to apply for the loan in local branches by contacting them. But, here Dialabank provides a structured market comparison to take your decision wisely without getting influenced by any marketing technique.

Once you apply to a bank , you need to visit again and again until the loan is approved. Thus, it drains a lot of your important time which you could use for any other activity. For better speed, Dialabank provides the document pick-up facility for fast services.

Processing Fees / Prepayment Charges on Gold Loan Shamshabad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Shamshabad

A good CIBIL score is required for taking a loan. But for gold loans, a gold ornament/ article is the only prerequisite.  Thus, no CIBIL score is required for Gold Loan Shamshabad.

Gold Loan Shamshabad Agents

The most reliable and sensible agents for gold loan agents in Shamshabad is Dialabank. You can apply at Dialabank or give a call at 9878981166

Dialabank will always support you to choose the best option for the application of your loans. Our company represents the crystal clear image and without biases, we provide a detailed comparison to choose the right bank for you. You need to visit our website, fill a simple form, and we’ll help you out.

Gold Loan Shamshabad Contact Number

Call 9878981166 and get instant help and get the easy approval of your Gold Loan in Shamshabad.

Pre Calculated EMI Table for Gold Loan Shamshabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Shamshabad

In the Telangana state of India, Shamshabad is a town and headquarters of Ranga Reddy district. Located in the Shamshabad Mandal of Rajendranagar’s revenue division, this town is famous for the International airport of the state capital, Hyderabad.

Gold loan in other Cities

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Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.