Gold Loan Sibsagar

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Sibsagar

Major Gold Loan Lenders in Sibsagar

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan SibsagarGold Loan Sibsagar

Getting budgetary assistance isn’t an issue nowadays. Gold credit is an open door for you in the event that you are in essential need of records. It experiences a direct and difficulty-free technique. Gold Loan Sibsagar falls under the secured credit advance plan and has inconsequential documentation. It is enough to open in the market and can be benefitted immediately. Gold Loan Sibsagar is cash related assistance given by the banks and NBFCs to their clients. Gold Loan can be utilized for specific, reasons, for instance, going out traveling with your mates or purchasing a costly thing for your home and other excessive patrons.

Highlights of Gold Loan Sibsagar

  1. A Loan with gold as a protection or security: A Gold Loan is secured credit. Banks demand gold as security or assurance from the borrower. Thusly, there is no need of selling your preferences for the assets. It is basically offered by the customer’s capabilities.
  2. Essential Documentation: Gold Loans are fundamental and straightforward. You can get it with the least documentation. Banks need some key reports of the borrower like identity check, address proof, pay affirmation, etc.
  3. Quick Loan Approval: It is successfully approved within 48-72 hours with no issue. Resulting in getting the files, banks will do the affirmation of the given nuances and the credit will get administered inside 24 hours of check.
  4. Multipurpose account: Gold loan can be used for various purposes for instance in dealing with old tabs, home rebuild, wedding shopping, financing travel outings, and more.
  5. No Third gathering association: The procedure is directly given to the borrower without the commitment of the outcast. It is an association between the borrower and the moneylender.

Know More – Gold Loan: Factors to Remember

Gold Loan Sibsagar Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
 

Documents for Gold Loan Sibsagar

Identity Proof: Aadhar Card/Pan Card/Voter Id/ Driving License/ Passport

Address Proof: Aadhar Card/Pan Card/Voter Id /Passport/Driver License and if the person is living in a rented apartment then rental agreement, electricity & water bill and owner’s address

 Two colored passport-sized photographs

 PAN Card photocopy (optional)

  • Land Proof Confirmation: if there is an event of Agriculture Loan degree of more than Rs. 1 lac. The check isn’t required for joined agribusiness purposes or activities.
  • A Demand Promissory Note, if applicable.
  • Certification by the Jewel Appraiser as a guarantee of jewelry (Bank will sort out)

Gold Loan Sibsagar Eligibility

Age 18-70 years of age
Nationality Indian
Employment Status Salaried, Unsalaried, Self-Employed, Employed, Students
Gold Quality Minimum 18 Carats (owned by the applicant or a family member)
Requirements Gold ornaments (18-22 carats)
CIBIL score Above 500

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Sibsagar?

Online Process for Gold Loan Sibsagar

Visit Dialabank and fill the application form.

Starting there ahead, we will hit you up with the best Gold Loan per gram rate plans.

Our experts will oversee you through the entire methodology.

For any inquiries, connect with us on 9878981166

Processing Fees / Prepayment Charges on Gold Loan Sibsagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sibsagar

A passing CIBIL score is the most obliging segment of your Gold credit application. This is an immense purpose behind each driving alliance. The base CIBIL score required by the affiliations is 750.

Gold Loan Sibsagar Agents

Visit our site Dialabank and fill an online form. Our customer relationship supervisors will soon interface with you for extra assistance or call 9878981166 now!

Gold Loan Sibsagar Contact Number

Call 9878981166 and apply for Gold Loan Sibsagar now!

Pre Calculated EMI Table for Gold Loan Sibsagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sibsagar

Sibsagar, is a city in and headquarters of the Sivasagar district Assam, India. The city gets its name from the big lake, Sivasagar, situated in the heart of the city. 

Other Cities for Gold loan in Assam

Gold Loan Bishnupur Gold Loan Sitamarhi
Gold Loan North Lakhimpur Gold Loan Banka
Gold Loan Gaya Gold Loan Begusarai
Gold Loan Patna Gold Loan Bhagalpur