Major Gold Loan Lenders in Sibsagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Sibsagar
Getting budgetary assistance isn’t an issue nowadays. Gold credit is an open door for you in the event that you are in essential need of records. It experiences a direct and difficulty-free technique. Gold Loan Sibsagar falls under the secured credit advance plan and has inconsequential documentation. It is enough to open in the market and can be benefitted immediately. Gold Loan Sibsagar is cash related assistance given by the banks and NBFCs to their clients. Gold Loan can be utilized for specific, reasons, for instance, going out traveling with your mates or purchasing a costly thing for your home and other excessive patrons.
Highlights of Gold Loan Sibsagar
- A Loan with gold as a protection or security: A Gold Loan is secured credit. Banks demand gold as security or assurance from the borrower. Thusly, there is no need of selling your preferences for the assets. It is basically offered by the customer’s capabilities.
- Essential Documentation: Gold Loans are fundamental and straightforward. You can get it with the least documentation. Banks need some key reports of the borrower like identity check, address proof, pay affirmation, etc.
- Quick Loan Approval: It is successfully approved within 48-72 hours with no issue. Resulting in getting the files, banks will do the affirmation of the given nuances and the credit will get administered inside 24 hours of check.
- Multipurpose account: Gold loan can be used for various purposes for instance in dealing with old tabs, home rebuild, wedding shopping, financing travel outings, and more.
- No Third gathering association: The procedure is directly given to the borrower without the commitment of the outcast. It is an association between the borrower and the moneylender.
Know More – Gold Loan: Factors to Remember
Gold Loan Sibsagar Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Sibsagar
Identity Proof: Aadhar Card/Pan Card/Voter Id/ Driving License/ Passport |
|
Address Proof: Aadhar Card/Pan Card/Voter Id /Passport/Driver License and if the person is living in a rented apartment then rental agreement, electricity & water bill and owner’s address |
|
Two colored passport-sized photographs |
|
PAN Card photocopy (optional) |
- Land Proof Confirmation: if there is an event of Agriculture Loan degree of more than Rs. 1 lac. The check isn’t required for joined agribusiness purposes or activities.
- A Demand Promissory Note, if applicable.
- Certification by the Jewel Appraiser as a guarantee of jewelry (Bank will sort out)
Gold Loan Sibsagar Eligibility
Age | 18-70 years of age |
Nationality | Indian |
Employment Status | Salaried, Unsalaried, Self-Employed, Employed, Students |
Gold Quality | Minimum 18 Carats (owned by the applicant or a family member) |
Requirements | Gold ornaments (18-22 carats) |
CIBIL score | Above 500 |
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Sibsagar?
Online Process for Gold Loan Sibsagar
Visit Dialabank and fill the application form.
Starting there ahead, we will hit you up with the best Gold Loan per gram rate plans.
Our experts will oversee you through the entire methodology.
For any inquiries, connect with us on 9878981166
Processing Fees / Prepayment Charges on Gold Loan Sibsagar
CIBIL Score Required for Gold Loan Sibsagar
A passing CIBIL score is the most obliging segment of your Gold credit application. This is an immense purpose behind each driving alliance. The base CIBIL score required by the affiliations is 750.
Gold Loan Sibsagar Agents
Visit our site Dialabank and fill an online form. Our customer relationship supervisors will soon interface with you for extra assistance or call 9878981166 now!
Gold Loan Sibsagar Contact Number
Call 9878981166 and apply for Gold Loan Sibsagar now!
About Sibsagar
Sibsagar, is a city in and headquarters of the Sivasagar district Assam, India. The city gets its name from the big lake, Sivasagar, situated in the heart of the city.
Other Cities for Gold loan in Assam
Gold Loan Bishnupur | Gold Loan Sitamarhi |
Gold Loan North Lakhimpur | Gold Loan Banka |
Gold Loan Gaya | Gold Loan Begusarai |
Gold Loan Patna | Gold Loan Bhagalpur |