Gold Loan Sihor

AT 0.75%* INTEREST RATE
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Gold Loan Sihor

Major Gold Loan Providers in Sihor

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Sihor Features

Cash shortage? No idea what to do?

Don’t worry Gold Loan is available for you. This loan requires minimal paperwork, as it is completely unsecured and you can then get your loan sanctioned within 48 hours after all the verification procedures.

Gold Loan Pandua will give you the financial assistance to the customers at the lowest and economical interest rate on gold loan. To get a gold loan, the person applying must have a fine and firm source of income with a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can also avail a loan up to 75 per cent of the market value of the gold, this is because of the constant variation in the market price of the gold.

Gold Loan Sihor Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Sihor

The documents required for gold loan Sihor are: proof identity- passport copy/voters ID card/ driving license/ aadhaar card, address proof- ration card/ tel, electricity bill/rental bill/passport copy/trade license/shop& license/ sales tax certificate; signature proof – passport copy/driving license/banker’s verification/cheque and 2 passport sized photographs.

Additional Documents Required for Gold Loan Sihor

The additional documents required are land proof- in the case of an agriculture loan of more than Rs. 1 lac. The proof is not required for allied agricultural purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Sihor

The minimum age of the person applying should at least be 21 years and can be a maximum of 60 years. The applicant must also be having Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Sihor

Online Process to Apply for Gold Loan Sihor

You can also apply for the HDFC Bank Jewel loan at Dialabank and you would just have to fill a simple form online.

After which, you will be reached by our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further information, you can contact us on 9878981166 at anytime.

Dialabank is considered to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:

  1. Dialabank happens to be India’s first financial hotline; which provides the best of the financial services to customers all over the country.
  2. They provide free guidance to the customers. There are no additional fees for applying for a gold loan online on the website.
  3. You will also get a high LTV of your gold.
  4. The bank also a has a great reputation amongst their customers because of its super fast services.
  5. You will also get a low HDFC Gold loan interest rate, if you apply for a gold loan on Dialabank.
  6. They also offer a document pick up facility from your doorstep to make the process easier.
  7. The paperwork for applying for a per gram gold loan   is very minimal.
  8. In conclusion, the relationship managers who are trained thoroughly to guide and assist you through the entire process of Gold loan.
Offline Process to Apply for Gold Loan Sihor

The person applying also has the choice to get a Gold Loan from the nearby branches. To do this, you will have to search for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions which provide loans near and around you. You need to choose them according to your preference and expertise, but Dialabank will do that for you in a faster and brisk manner.

You will then have to visit certain departments and apply for the loan and will have to visit multiple times before you loan finally gets sanctioned.

There are some banks and financial institutions where the process is done much faster such as HDFC Gold Loan branches as well as Muthoot Gold Loan branches.

You can also get loans from HDFC Gold loan branches. If you want to find other branches that are near you, search Muthoot Gold loan near me. Google will show you a list of all the Muthoot Gold Loan branches near and around you.

Processing Fees / Prepayment Charges on Gold Loan Sihor

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sihor

CIBIL score is a 3-digit numeric summary of your credit transaction history. Each lending institution has its own criteria for the minimum CIBIL score needed to process a Gold Loan application Sihor. Most of the institutions require at least 750 or above to process your loan application.

It’s not just CIBIL score that is looked into. Some institutions take a deeper look at your behavior on the loans previously taken. This includes the type of loan that you’ve taken, the loan tenure, the amount borrowed and how well you pay off your dues. Any delay in these payments may become hurdles for you to avail a new loan. Make sure your CIBIL score is decent.

Gold Loan Sihor Agents

One of the leading gold loan agents in Sihor is Dialabank. You can apply online on our website or call us on 9878981166.

Dialabank will guide you in choosing the best option between various other banks and NBFCs by providing you with an elaborate and well structured market comparison between various other different banks so you wouldn’t have to worry about the difficult information and procedures that you would have to go through and thus make the right choice. Visit our website www.dialabank.com and fill an easy form by asking some details after which our customer relationship managers will contact you soon.

Gold Loan Sihor Contact Number

Contact us on 9878981166 and get instant guidance and approval for Gold Loan in Sihor right now.

Pre Calculated EMI Table for Gold Loan Sihor

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sihor

Sihor is a town in Bhavnagar district in Gujarat. It has been named Sihor by deriving its name from Saraswatpur,Sinhalpur,Sinhpur,Sinhor and Shihor. Purana, rishis, sages and yogis termed this place as Pavitra Kshethra because of its presence of scholarship and spirituality such as class of society and places that are out there. The population of Sihor is 54,547. The languages spoken are Gujarati and Hindi.