Best banks for Gold Loans in Sikar
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Sikar Features
Are you concerned about your financial reserves?
Do you want money for accomplishing your regular tasks?
Gold loans are something you should consider taking. With the required minimum paperwork or documentation, you can get your gold loan approved and verified in lesser time.
Why Gold Loan Sikar?
Gold Loan Sikar provides financial aid to the customers at the best affordable interest rates. For getting a gold loan, an applicant should possess a gold article or gold ornament. Also, a good credit history along with a strong and healthy source of income helps in the faster verification and approval process.
Besides, you should take a loan of only up to 75 percent of the market value of gold, this happens only because of the variable market price of the gold.
Gold Loan Rate Per Gram Today in Sikar
Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Sikar Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Sikar Documents required
- Proof of Identity can be any of the following: Passport Copy/ Driving License/Aadhaar Card/ Voter ID Card or any other recognized govt. ID.
- Address Proof can be any of the following: Ration card/ Telephone Bill/ Rental bill/ Copy of Passport/Trade license /Electricity Bill or other utility bills.
- Signature Proof can be any of the following: Copy of Passport/Driving License/Cheque/ Banker’s verification/ etc.
- 2 passport size photographs are obligatory.
Additional Documents Required for Gold Loan Sikar
- Land Proof: For Agriculture Loan of more than Rs. 1 lac, no proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- The Bank cooperates to render the Certificate by the Jewel Appraiser.
- For Income proof, one has to show a salary certificate and form number 16.
Gold Loan in Sikar Eligibility Criteria
For Gold Loan in Sikar, the Eligibility criteria are as follows:
- The loan aspirant should recognize himself/herself as an Indian citizen.
- The age of the applicant should be in between 21 and 60 years.
Gold Loan Sikar Agent and Contact number
As a leading Gold loan Sikar Agent, Dialabank provides the best financial services to its customers. You can apply on Dialabank or contact 9878981166.
Dialabank aids you in analyzing the best choice between several banks and NBFCs by showing the complete structured market comparison. Once you go through it, you recognize your right choice without getting confused with the complex knowledge. You should go to our website, fill and submit a form. You will get called back by our customer relationship managers.
About Sikar
Sikar is a city located midway between Agra and Bikaner on the National Highway 52 in the state of Rajasthan in India. It is the administrative headquarters of the Sikar District. Sikar is a historical city and contains many old Havelis.
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