Major Gold Loan Providers in Sindagi
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Sindagi Features
Do you need any gold loan?
Are you running out of cash?
The gold loan requires minimum paperwork or documentation and gets verified within a maximum of 2 days.
What are some Gold Loan Sindagi features?
Gold Loan Sindagi features affordable interest rates for its customers. To take a gold loan, you must have a decent and clean credit history along with a good source of income.
Plus, you can only take a loan of up to 75 percent of the market price of gold due to ever-changing market prices.
Gold Loan Rate Per Gram Today in Sindagi
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Sindagi Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Documents for Gold Loan in Sindagi Documents required
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Driving License/Aadhaar card/ Electoral Photo ID Card.
- Address Proof can be any of the following: Ration card/ Telephone Bill/ Rental bill/ Electricity Bill/ Passport copy/Trade license /Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Cheque/ Banker’s Verification or others.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Sindagi
- Land Proof, if asked for.
- A Demand Promissory Note.
- The Bank will arrange for you a Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Sindagi Eligibility Criteria
- The minimum age required is 21 years.
- The maximum age required is 60 years.
- Nationality should be Indian national.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Sindagi
Online Process to Apply for Gold Loan Sindagi
With gold loan options available in various banks, you can consider Dialabank as your best agent for this process.
You can visit the website, fill the form with details and we will get back to you instantly.
Acknowledged as the top platforms for online gold approval, Dialabank has multiple reasons to be your first choice:
- A pan-India organization that serves all Indians for financial services.
- We don’t charge any money for online services.
- A high LTV of gold is provided to the borrower.
- Connected with various banks, it helps people getting low-interest rates.
- The document pickup ensures the steady and fast approval process.
- The bank holds a good position among consumers because of its efficient service providing.
- Minimum documentation would suffice our needs.
- Our relationship managers will be with you throughout the process.
Offline Process to Apply for Gold Loan Sindagi
For the offline process, you just have to search nearby Gold Loan branches on Google. According to that list, you can select the best choice for yourselves. Then, call them for further process.
You have to visit again and again until the gold loan gets approved. To make it easier, Dialabank provides a document pick-up facility to shorten this process and suitable for the customers.
Processing Fees / Prepayment Charges on Gold Loan Sindagi
CIBIL Score Required for Gold Loan Sindagi
No CIBIL score is required for Gold Loan Sindagi.
Gold Loan Sindagi Agents
One of the leading and most trusted gold loan agents in Sindagi is Dialabank. You can apply online at Dialabank or give a call at +919878981166
Dialabank works as a joint to find the best option between several Banks and NBFCs by providing you with a detailed and well-structured market comparison of different banks. This reduces the unnecessary worries about the complex information and process you have to go through. So, you can make a precise choice. Visit our website Dialabank to fill a simple form for extra details and our customer relationship executives will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Sindagi
About Sindagi
Sindagi is a Taluk and a City in Bijapur district in the Indian state of Karnataka. The city is close to many famous attractions such as Dargah Hazrath Khaja Banda Nawaz Gesudaraz Rh., Gumbaz, and Fort Bijapur.
