⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Sircilla

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Best Banks for Gold Loan in Sircilla

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Sircilla Featuresgold loan sircilla

As the Gold loan is secured, one can avail it in 48 hours after the completion of the verification process. Gold Loan offers financial aid to its customers at an affordable rate of interest. The applicant needs to have a good source of income along with good credit history for a faster verification and loan approval process. Due to fluctuation in the market price of the gold, get a loan up to 75 percent of its market value.

Gold Loan Rate Per Gram Today in Sircilla

Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Sircilla Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Sircilla Documents Required

  1. Idenity Proof(anyone)
  • Passport Copy
  • Driving License
  • Aadhaar Card
  • Voter ID Card

2. Address Proof(anyone)

  • Ration Card
  • Telephone Bill
  • Rental Agreement
  • Passport Copy
  • Trade License
  • Shop License
  • Sales Tax Certificate

3. Signature Proof(anyone)

  • Passport Copy
  • Driving License
  • Cheque
  • Banker’s verification

4. 2 passport size photographs

Additional Documents Required for Gold Loan Sircilla

  • Land Proof ( For Agriculture Loan exceeding Rs. 1 lac; not required for allied farming purposes).
  • A Demand Promissory Note.
  • Certification by Jewel Appraiser (Bank will arrange).
  • Income Proof (Salary Certificate and Form No.16)

Gold Loan in Sircilla Eligibility Criteria

  • Age Limit: 21-60 years
  • Nationality: Indian


gold loan at 7%

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How to Apply for Gold Loan Sircilla

Online Process to Apply for Gold Loan Sircilla
  • Apply for the Gold Loan via Dialabank.
  • Fill a simple form online, accessible on our website.
  • One of our executives will get in contact with you very soon.
  • Document pick up facility convenient from your doorstep.

For more information about Gold Loan Sircilla, you can contact 9878981166.

Dialabank is taken as the best platform to apply for a gold loan online as:

  • We are India’s first financial helpline aiming to offer the best financial services to our customers.
  • We charge zero supplementary charges to apply for a gold loan online on our website.
  • One can get a high LTV of the gold along with the complete security of their jewels.
  • The bank also has a good reputation among its customers due to its safe and secure services.
  • Apply with us to get a low Gold Loan Interest Rate.
  • We offer a document pickup facility from the doorstep of the customer.
  • Negligible documentation is required for the process.
  • Relationship Managers are instructed thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan Sircilla

The applicant can also avail of Gold Loan Sircilla from the nearby branches. To do so,

  • Search Gold Loan near me on google.
  • All the branches of banks and finance companies offering loans near you will appear.
  • Pick them as per your preference and knowledge.
  • Visit the bank branches and apply for the loan.

Processing Fees / Prepayment Charges on Gold Loan Sircilla

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sircilla

Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan Sircilla application. So, maintaining a good CIBIL score is a prerequisite to apply for a loan. Most of them need a minimum score of 700-750 to process the application.

Most of these institutions also take previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create an obstacle for availing a fresh loan.

Gold Loan Sircilla Agent and Contact Number

One of the most trusted and leading gold loan agents in India is Dialabank. We help you in finding the best alternative by offering a detailed and structured market comparison of different banks. So you do not need to worry about the complex processing of gold loan; just make the right choice!

Visit our website and fill the application form using your details. Afterward, our Customer Relationship Manager will get in touch with you for further gold loan processing.

Gold Loan Sircilla Contact Number

Call 9878981166 or login to Dialabank for instant help and immediate approval of the loan.

Pre Calculated EMI Table for Gold Loan Sircilla

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sircilla

The town of Sircilla is a municipality located on the banks of River Manair in Karimnagar district, Telangana. The name has been derived from Sirishala. Also known as ‘Textile Town’, this place is famous for its textile industries, power loom business, dyeing units, etc. With a population of nearly 1,07,778, the town has a Hindu majority of 92%, Muslim 6%, and 2% others. Telegu is the regional language of the natives of Sircilla.

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