Gold Loan Sirsi

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Sirsi

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Sirsi Features

Gold loan SirsiGold Loan is a secured loan where a customer pledges his gold as a security to the bank and get the required amount of credit. In this service, you have to give some amount of interest to the bank along with the principal amount. Furthermore, The moment you return your loan you will get your pledged gold back and the bank is entirely responsible for the security of the gold.

Click here for Axis gold loan

Gold Loan Sirsi Interest Rates

Gold Loan is a service that provides its customers with cash at the best rate of interest.It is quite less and reasonable. On average it starts at 10.75% per annum and can go up to 24% per annum. Different Banks and NBFC’s provides different interest rate to the customers.

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Sirsi

Documents required for the gold loan are

  1. Land proofs are required for Agriculture Goldloan. so, that you can get low rate of interest.
  2. Proofs like Passport or Voter id or Aadhar card is required.
  3. A Minimum of two passport size photocopies are required.
  4. For Signature proofs like Driving license  or bankers verification is needed.
  5. Local proofs like Electricity bills and rental bills are required.
  6. In case of Agriculture Loan amount of more than Rs. 1 lac. The proof is not required for allied agriculture purposes or activities.
  7. A Demand Promissory Note if applicable.
  8. Salary certification is needed as Income proofs.

Eligibility Criteria for Gold Loan Sirsi

  1. The minimum age and maximum age for the gold loan applicant is 21 years to 65 years.
  2. The Gold loan applicant should be Indian or should have Indian citizenship

gold loan at 7%

How to Apply for Gold Loan Sirsi

You can apply for a Gold loan in both online and offline mode as below process.

Online Process to Apply for Gold Loan Sirsi

Dialabank is considered as the best suitable platform to apply for a gold loan online. There are so many reasons behind this.

  1. If you are looking for the gold loan. Just Visit the DIalabank, HDFC Gold loan is offering low interest rates.
  2. Dialabank provides you a doorstep document pickup facility from the customer.
  3. From the Dialabank, Our experts will suggest you and clear all your doubts with free of cost.
  4. There are no additional charges for Gold loan.
  5. Very less paperwork is required for the Gold loan.
  6. You can get a good Gold loan amount per gram.
  7. Our relationship managers are well trained enough to guide and assist you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Sirsi

You can apply for the gold loan  in Offline mode. just after filling the form, you will receive the call from our senior experts. they will clear your doubts and suggest you the nearest branch which is near to you. In some minority cases, they will come to doorstep and pickup documents.

Processing Fees / Prepayment Charges on Gold Loan Sirsi

You can look below for Processing fees and PRepayment charges on Gold loan Sirsi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sirsi

Cibil score is not required for the Gold loan. But, if you have good civil you will get better interest rates.

Click here for Mannapuram gold loan

Gold Loan Sirsi Agents

Dialabank is the financial consultant which helps in getting all type of loans in a few minutes. just by visiting the Dialabank website or to give a call to 987898116. All the banks and NBFCs provide loans for Gold, but the dialabank shows banks that have the best interest rates and high loan amounts for the gram.

Gold Loan Sirsi Contact Number

 To get instant help and approval for Gold Loan in Sirsi, Call 9878981166.

Pre Calculated EMI Table for Gold Loan Sirsi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sirsi

Sirsi is a City elevated about 2,600 ft (790 m) above sea level in the Indian state of Karnataka. To get gold loan it is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or (enter area) 60011600 for more details.

Check here for more banks:

Click here for HDFC Gold loan

Click here for the SBI Gold loan.

Click here for the ICICI Gold loan.

Click here for the Mannapuram Gold loan.

Click here for the Muthoot Gold loan.

Click here for  Axis Gold loan

Click here for the IDBI Gold loan.

Click here for PNB Gold loan.

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