Major Gold Loan Providers in Sirsi
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Sirsi Features
Gold Loan is a secured loan where a customer pledges his gold as a security to the bank and get the required amount of credit. In this service, you have to give some amount of interest to the bank along with the principal amount. Furthermore, The moment you return your loan you will get your pledged gold back and the bank is entirely responsible for the security of the gold.
Gold Loan Sirsi Interest Rates
Gold Loan is a service that provides its customers with cash at the best rate of interest.It is quite less and reasonable. On average it starts at 10.75% per annum and can go up to 24% per annum. Different Banks and NBFC’s provides different interest rate to the customers.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Sirsi
Documents required for the gold loan are
- Land proofs are required for Agriculture Gold loan. so, that you can get low rate of interest.
- Proofs like Passport or Voter id or Aadhar card is required.
- A Minimum of two passport size photocopies are required.
- For Signature proofs like Driving license or bankers verification is needed.
- Local proofs like Electricity bills and rental bills are required.
- In case of Agriculture Loan amount of more than Rs. 1 lac. The proof is not required for allied agriculture purposes or activities.
- A Demand Promissory Note if applicable.
- Salary certification is needed as Income proofs.
Eligibility Criteria for Gold Loan Sirsi
- The minimum age and maximum age for the gold loan applicant is 21 years to 65 years.
- The Gold loan applicant should be Indian or should have Indian citizenship
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Sirsi
You can apply for a Gold loan in both online and offline mode as below process.
Online Process to Apply for Gold Loan Sirsi
Dialabank is considered the best suitable platform to apply for a gold loan online. There are so many reasons behind this.
- If you are looking for a gold loan. Just Visit the DIalabank, HDFC Gold loan is offering a low gold loan interest rate.
- Dialabank provides you with a doorstep document pick up facility from the customer.
- From Dialabank, Our experts will suggest you and clear all your doubts free of cost.
- There are no additional charges for a Gold loan rate per gram.
- Very less paperwork is required for the Gold loan.
- You can get a good Gold loan amount per gram.
- Our relationship managers are well trained enough to guide and assist you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Sirsi
You can apply for the gold loan in Offline mode. just after filling the form, you will receive a call from our senior experts. they will clear your doubts and suggest you the nearest branch which is near to you. In some minority cases, they will come to the doorstep and pick up documents.
Processing Fees / Prepayment Charges on Gold Loan Sirsi
You can look below for Processing fees and PRepayment charges on Gold loan Sirsi
CIBIL Score Required for Gold Loan Sirsi
Cibil score is not required for the Gold loan. But, if you have good civil you will get better interest rates.
Click here for Mannapuram gold loan
Gold Loan Sirsi Agents
Dialabank is the financial consultant which helps in getting all type of loans in a few minutes. just by visiting the Dialabank website or to give a call to 987898116. All the banks and NBFCs provide loans for Gold, but the dialabank shows banks that have the best interest rates and high loan amounts for the gram.
Gold Loan Sirsi Contact Number
To get instant help and approval for Gold Loan in Sirsi, Call 9878981166.
Pre Calculated EMI Table for Gold Loan Sirsi
About Sirsi
Sirsi is a City elevated about 2,600 ft (790 m) above sea level in the Indian state of Karnataka. To get gold loan it is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or (enter area) 60011600 for more details.
Check here for more banks:
Click here for the SBI Gold loan.
Click here for the Private Gold loan.
Click here for the Mannapuram Gold loan.
Click here for the Muthoot Gold loan.
