Best banks for Gold Loans in Siruguppa
|
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Siruguppa Features
Are you running out of cash?
Do you need financial help?
The Gold loan is the best type of loan one can avail of easily. With the least amount of required paperwork, it gets verified and approved without any hassles.
What are some Gold Loan Sirugappa features?
Gold Loan Siruguppa is a secured loan with repayment for a period of up to 1 year. The interest rate shifts from bank to bank. Thus, it becomes important to monitor the availability of low-interest rates across all banks and finance companies.
Gold Loan Rate Per Gram Today in Siruguppa
Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Siruguppa Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Siruguppa Documents required
- 2 passport size photographs.
- Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Other Govt. ID).
- Any form of Residence Proof (Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Telephone Bill).
- Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/Cheque/Other sign proofs).
Other Documents Required for Gold Loan Siruguppa
- For Agriculture Loan of more than Rs. 1 lac, a land proof will be obligatory.
- No proof is required for allied agriculture plans.
- A Demand Promissory Note.
- Bank will provide a certificate by the Certified Jewel Appraiser.
- Salary Certificate and Form No.16 are required as Income proof.
Gold Loan in Siruguppa Eligibility Criteria
- The claimant should be a minimum of 21 years of age.
- The claimant should not exceed 60 years of age.
- He/ she should be of Indian nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Siruguppa
The Online Process to Apply for Gold Loan Siruguppa
Applying for a gold loan is accessible with DialaBank. You only ought to fill an application form to avail gold loan. Then, you will then receive a call from DialaBank for customer support.
For more learning, you can call on 9878981166. It is best to apply for a gold loan with Dialabank because of the given reasons:
- Dialabank is India’s first financial helpline that serves the whole India.
- The bank provides the best services to its customers without charging any fees.
- The lowest interest rates on the Gold loans are awarded by DialaBank.
- Document pickup facility is available only with DialaBank tp ease the process.
- The banks hold a good image in the eyes of its customers because of class apart services.
- Minimum documentation or paperwork is enough for the process.
- You will receive a better LTV of your gold.
- Our relationship managers are trained smartly to help you at every step of the process.
The Offline Process to Apply for Gold Loan Siruguppa
The offline process is a bit difficult. First, you need to search on Google about the nearest Gold loan banks and NBFCs. Once you get that list, you can choose the bank that suits your preference and knowledge.
For getting your loan approved, you need to visit certain departments of banks again and again. Dialabank does that smoothly for you by providing adequate information to make a wiser decision.
Processing Fees / Prepayment Charges on Gold Loan Siruguppa
CIBIL Score Required for Gold Loan Siruguppa
No CIBIL Score is obligated for you to avail of a gold loan.
Gold Loan Siruguppa Agent and Contact number
Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Siruguppa. You can apply online at Dialabank or even give a call at 9878981166.
Dialabank is the most reliable agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison.
Pre Calculated EMI Table for Gold Loan Siruguppa
About Siruguppa
Siruguppa is a City and Taluka in Bellary district in Karnataka. The region is .known as “The land of paddy”, this City is one of the major rice exporters of the state
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