Gold Loan Sivasagar

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Sivasagar

    Best Banks for Gold Loan in Sivasagar

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Sivasagar Features

    Gold Loan SivaSagarDo not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

    Personal Loan Delhi is an unsecured loan that provides financial aid to the customers at affordable interest rate. The applicant needs to have a consistent and good source of income and has a good credit history to apply for a gold loan.

    Moreover, no end-use restriction is applied on the use of the personal loan amount. The applicant can use this loan amount anywhere they want to.

    Gold Loan Rates Per Gram Today in Sivasagar

    Updated - Gold Loan Per Gram Rate w.e.f Aug 16 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Sivasagar Interest Rates and Charges

    Gold Loan Sivasagar Documents Required

    1. Identity Proof: Voters ID card/ Driving License/Passport Copy/Aadhaar card.
    2. Proof of Address: Ration card/  Rental bill/ Passport copy/Tel, Electricity Bill/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Sivasagar

    1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Bank will arrange Certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan Sivasagar Eligibility Criteria

    1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
    2. Should be an Indian National

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Sivasagar

    Online Process to Apply for Gold Loan Sivasagar

    At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. You have to fill a simple form online to begin with.

    You will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Besides that, the bank has a good reputation among the customers because of its best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
    4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
    5. One more important thing is that the Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are asked here.
    6. Also, very less paperwork is required, while applying for a gold loan through Dialabank.
    7. One more thing is that you will get high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

    How to apply?

    1. Visit www.dialabank.com.
    2. Click on the loan section and you can find the Gold loan link.
    3. After clicking on the Gold loan link, you will be directed to details of the Gold loan and there you can select your preferred city.
    4. For more information and free guidance on the Gold loan, you may call 9878981166.
    Offline Process to Apply for Gold Loan Sivasagar

    The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. Search “Gold Loan near me” on google to do so. It will enlist all the neighbouring departments from where you can avail the loan. Then, you will have to visit again and again until the loan approval.

    Thus, it can be a very tiring and time-consuming process. You can avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Sivasagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Sivasagar

    Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

    The institutions along with your CIBIL score also look at the detailed behaviour on the previous loans taken. These details include the type of loan taken and the amount borrowed by you. Any delayed payments for previous loans can become an obstacle to your availing a fresh loan.

    Gold Loan Sivasagar Agents and Contact Number

    For availing Gold Loan in Sivasagar, Dialabank is the leading agent. Give a call at 9878981166 or you can apply online at www.dialabank.com

    By providing you with the detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Fill a simple form with your personal and employment details by visiting our website www.dialabank.com. Our customer relationship managers will soon get in touch with you.

    Call 9878981166 and get instant help and approval for Gold Loan in Sivasagar

    Pre Calculated EMI Table for Gold Loan Sivasagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Sivasagar

    Sivasagar is a city in and headquarters of the Sivasagar district Assam, India. Situated in the heart of the city, the city gets its name from the big lake, Sivasagar. Ahom king Siva Singha commissioned the lake. It lies about 360 kilometres northeast of Guwahati. This city is surrounded by the Dehing rainforest, where the Dihing (Brahmaputra) and Lohit rivers meet.
    Sivasagar, formerly known as Rangpur, was the capital of the Ahom Kingdom from 1699 to 1788. The Ahoms ruled Assam for six centuries, until their kingdom fell to the Burmese in 1819 and their ruling class was all but wiped out. The province was overthrown by the British in 1825, and was entirely annexed in 1826. For administrative purposes, it was divided into three sub-divisions.
    It is said that the original name of Sivasagar was – ‘Kalansupar’ after the name of ‘Kalansu Gohain’ who resided in a village that originally existed in the place where currently the Sivasagar tank is located.

    Other Cities for Gold loan in Assam

    Gold Loan Bishnupur Gold Loan Sitamarhi
    Gold Loan North Lakhimpur Gold Loan Banka
    Gold Loan Gaya Gold Loan Begusarai
    Gold Loan Patna Gold Loan Bhagalpur