Gold Loan Solan

Major Gold Loan Providers in Solan

Gold Loan Solan Features

Worried about your financial prospects?

Do not worry since Gold Loan is available for you. As a secured loan, it requires minimum paperwork and gets approved within 48 hours of verification.

Gold Loan Solan provides financial aid to its customers at the best available and affordable rates. For gold loan approval, the applicant needs to have a rigid and good source of income along with good credit history, which will make the verification and loan approval smoother.

Besides, you can take a loan up to 75 per cent of the market value of gold, this is due to fluctuating market prices of the gold.

Gold Loan Solan Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

Documents for Gold Loan Solan

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof: Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Ration card/Shop & Estabilishment License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Solan

1. Land Proof: For Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, no proof is required.
2. A Demand Promissory Note.
3. Bank will arrange a certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Solan

1. The age of the individual should lie between 21 years and 60 years.
2. The applicant must be an Indian national.

How to Apply for Gold Loan Solan

Online Process to Apply for Gold Loan Solan

Application for Gold Loan from any bank via Dialabank is an easy process.

You just have to fill a simple form online.

Thereafter, you will get a call back from our representative. Then, you will get a document pick-up facility from your doorstep to ease the process.

To fetch more information, you can call on 9878981166 anytime.

Dialabank is considered as the best platform to apply for a gold loan digitally. Here are some of the reasons:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all across India.
2. The services provided by Dialabank are free of cost. Thus, no additional charges on applying for a gold loan online on the website of Dialabank.
3. Also, you will get a high LTV of your gold.
4. The bank shares a good reputation and relationship with their customers because of smoother operations and services.
5. You will get a comparatively low-interest rate on top banks like HDFC or Muthoot if you apply for a gold loan via Dialabank.
6. To ease the process, Dialabank provides a document pickup facility from the doorstep of the customer.
7. The paperwork required while applying for gold loans through Dialabank is negligible.
8. Eventually, the Relationship managers are trained thoroughly to assist you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Solan

You can apply for a Gold loan offline by searching “Gold Loan near me” on Google. Then, it will show you a list of banks you can trust and choose according to your preferences and knowledge, but Dialabank can do that for you more smoothly and efficiently.

Loan approval is a hectic process. If your bank’s services are not up to the mark, you will need to visit them regularly until it gets approved. Though several banks are good at their services, Dialabank is consistent in providing the best services at your doorstep that not only saves your time but also your money.

Processing Fees / Prepayment Charges on Gold Loan Solan

CIBIL Score Required for Gold Loan Solan

A good CIBIL score is necessary before you decide on to use for a gold loan as every financial organization has its criteria of the minimum CIBIL score (which is mostly 750) needed to method a Gold application in Chiplun.

The organisations consider a close behaviour of the previous loans likewise, the CIBIL score is not the sole criterion. The main points include the kind of loan and the quantity borrowed. Fresh loan approval will face issue in approval if there is a late payment throughout the previous loans taken. It is thus important to own a good CIBIL score before applying for a loan.