Gold Loan Solan

AT 0.49%* INTEREST RATE
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    Gold Loan Solan

    Major Gold Loan Providers in Solan

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Solan Features

    Gold Loan Solan

    Worried about your financial prospects?

    Do not worry since Gold Loan is available for you. As a secured loan, it requires minimum paperwork and gets approved within 48 hours of verification.

    Gold Loan Solan provides financial aid to its customers at the best available and affordable rates. For gold loan approval, the applicant needs to have a rigid and good source of income along with good credit history, which will make the verification and loan approval smoother.

    Besides, you can take a loan up to 75 per cent of the market value of gold, this is due to fluctuating market prices of the gold.

    Gold Loan Solan Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Solan

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof: Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Ration card/Shop & Estabilishment License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Solan

    1. Land Proof: For Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, no proof is required.
    2. A Demand Promissory Note.
    3. Bank will arrange a certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Solan

    1. The age of the individual should lie between 21 years and 60 years.
    2. The applicant must be an Indian national.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Solan

    Online Process to Apply for Gold Loan Solan

    Application for Gold Loan from any bank via Dialabank is an easy process.

    You just have to fill a simple form online.

    Thereafter, you will get a call back from our representative. Then, you will get a document pick-up facility from your doorstep to ease the process.

    To fetch more information, you can call on 9878981166 anytime.

    Dialabank is considered as the best platform to apply for a gold loan digitally. Here are some of the reasons:

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all across India.
    2. The services provided by Dialabank are free of cost. Thus, no additional charges on applying for a gold loan online on the website of Dialabank.
    3. Also, you will get a high LTV of your gold.
    4. The bank shares a good reputation and relationship with their customers because of smoother operations and services.
    5. You will get a comparatively low-interest rate on top banks like HDFC or Muthoot if you apply for a gold loan via Dialabank.
    6. To ease the process, Dialabank provides a document pickup facility from the doorstep of the customer.
    7. The paperwork required while applying for gold loans through Dialabank is negligible.
    8. Eventually, the Relationship managers are trained thoroughly to assist you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Solan

    You can apply for a Gold loan offline by searching “Gold Loan near me” on Google. Then, it will show you a list of banks you can trust and choose according to your preferences and knowledge, but Dialabank can do that for you more smoothly and efficiently.

    Loan approval is a hectic process. If your bank’s services are not up to the mark, you will need to visit them regularly until it gets approved. Though several banks are good at their services, Dialabank is consistent in providing the best services at your doorstep that not only saves your time but also your money.

    Processing Fees / Prepayment Charges on Gold Loan Solan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Solan

    A good CIBIL score is necessary before you decide on to use for a gold loan as every financial organization has its criteria of the minimum CIBIL score (which is mostly 750) needed to method a Gold application in Chiplun.

    The organisations consider a close behaviour of the previous loans likewise, the CIBIL score is not the sole criterion. The main points include the kind of loan and the quantity borrowed. Fresh loan approval will face issue in approval if there is a late payment throughout the previous loans taken. It is thus important to own a good CIBIL score before applying for a loan.

    Gold Loan Solan Agents

    One of the leading and most trusted gold loan agents in Solan is Dialabank. You can apply digitally at Dialabank or make a call at 9878981166

    Dialabank assists you in finding the best out of several Banks and NBFCs by providing you with a detailed and structured market comparison of various banks, hence making your bank searching process easier and enhances decision-making. Visit our official website and fill a simple form asking for some details and then, our customer relationship managers will connect with you.

    Gold Loan Solan Contact Number

    Contact 9878981166 for instant help for Gold Loan in Solan now.

    Pre Calculated EMI Table for Gold Loan Solan

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Solan

    Renowned for its famous fruits and vegetables, Solan is the largest municipal council of Himachal Pradesh. At an elevation of 1550 meters, Solan is 45.5 kilometres south of the Shimla. It is also known as the mushroom capital of India because of widespread mushroom farming in the town. Besides, it is also called “City of Red Gold” due to the bulk production of tomatoes.