Major Gold Loan Providers in Sundarnagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Sundarnagar Features
Jogging short out of coins?
Do not know what to do?
Do not worry Gold loan is available for you. This mortgage requires less paperwork, as it’s miles unsecured and you may get your mortgage accepted inside forty-eight hours after all the verification procedure.
GoldLoan Sundarnagar mortgage gives economic useful resource to the clients on the great affordable interest charges. To get a Gold mortgage, the applicant desires to have an inflexible and top supply of earnings and has a very good credit history, on the way to make the verification and mortgage approval procedure faster.
Furthermore, you may get a mortgage as much as 75 percent of the market value of gold, which is due to fluctuation within the marketplace fee of the gold.
Gold Loan Sundarnagar Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Sundarnagar
- Proof of identity may be any of the subsequent: Passport replica/ voters identification card/ Driving License/Aadhaar card.
- Cope with proof may be any of the subsequent: Ration card/ Tel, strength invoice/ rental invoice/ Passport reproduction/exchange license /save & Est. License/sales Tax certificates.
- Signature proof can be any of the subsequent: Passport reproduction/Driving License/Banker’s verification/cheque.
- 2 passport length pictures.
Additional Documents Required for Gold Loan Sundarnagar
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The evidence isn’t required for allied agriculture purposes.
- A call for Promissory notice.
- Certificate by way of the Jewel Appraiser (the bank will set up).
- Earnings proof: revenue certificate and shape No.Sixteen
Eligibility Criteria for Gold Loan Sundarnagar
- The minimal age of the individual must be Twenty-One years and maximum up to Sixty years.
- Have to be having Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Sundarnagar
Online Process to Apply for Gold Loan Sundarnagar
- You could practice for the financial institution Gold mortgage at Dialabank.
- You just need to fill a simple form online.
- After that, you may get a call lower back from our representative. Furthermore, you will get a file to pick up facility from the doorstep.
- For greater facts, you can call on 9878981166 every time.
Dialabank is considered because of the best platform to apply for a gold loan online. There are so many motives behind this, some of them are:
- Dialabank is India’s first financial helpline; it provides quality monetary offerings to customers all around the USA.
- Dialabank publications the clients free of cost. This is, there are not any extra costs of making use of for a gold mortgage on-line on the website of Dialabank.
- One extra factor is that you’ll get a high LTV of your gold.
- Besides that, the financial institution has an excellent reputation the various customers because of its first-class and speedy offerings.
- In case you apply for a gold mortgage on Dialabank, then you will get a low gold loan interest rate.
- Dialabank affords a document pick up facility from your doorstep of the customer to ease the manner.
- Also, whilst applying for a gold loan via Dialabank, very little office work is required.
- Finally, the connection managers are trained thoroughly to guide and serve you within the entire method of Gold mortgage.
Offline Process to Apply for Gold Loan Sundarnagar
The applicant additionally has a choice to avail of Gold loan from the close by branches. To do so, search Gold mortgage close to me on google. It’ll enlist all the branches of banks and finance groups imparting loans near you. You want to choose them in keeping with your choice and expertise, but Dialabank can do this for you in a quicker and better manner.
Then you need to go to those departments and apply for the loan and need to visit usually earlier than mortgage gets eventually authorized.
A few banks and finance employer where this system is a good deal faster is Gold mortgage branches.
You could avail loans from Gold mortgage Branches. In addition to finding a department that is close by, search Gold mortgage close to me. Google will enlist all of the Gold loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Sundarnagar
CIBIL Score Required for Gold Loan Sundarnagar
Having a terrific CIBIL rating is a have to earlier than making use of for a gold mortgage, this is why each lending group has its standards for the minimal CIBIL rating required for processing a Gold Loan software in Sundarnagar. Most establishments require a minimal rating of 750 to technique your mortgage software.
Not simply your CIBIL rating, the establishments additionally have a take a observe the distinct conduct at the preceding loans taken. This consists of info in the form of mortgage was taken and the quantity borrowed. Any not on-time bills for preceding loans can act as a barrier for your availing a sparkling mortgage. So make certain your CIBIL rating is right earlier than making use of for a mortgage.