Gold Loan Surat

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Surat

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Surat Features

Gold loan SuratGold loan is a form of secured loan wherein you can avail the best value of your gold by keeping it as a collateral security. Gold loan’s rate of interest is comparatively lower than other loans due to its secure nature. The features of Gold loan are as follows:

  1. You can avail Loan up to 75% value of your gold asset.
  2. It is a safe process as your gold is kept safe in the bank lockers.
  3. The loan is processed in less than 30 minutes.
  4. Enjoy Anytime Liquidity.
  5. No EMI payment.
  6. Lower Interest Rates
  7. Simple documentation and fast processing.

Gold Loan Surat Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Surat

  1. 2 passport size photographs
  2. Identity proof
  3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  4. A Demand Promissory Note.
  5. Certificate by the Jewel Appraiser (Bank will arrange).
  6. Income Proof: Salary Certificate and Form No.16.

Eligibility Criteria for Gold Loan Surat

  1. The applicant should be at least 21 years of age.
  2. The applicant should be of Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Surat

Online Process to Apply for Gold Loan Surat
  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

Avail your Gold Loan Surat with Dialabank and get personalized assistance.

Dialabank is your best option for a gold loan online because:

  1. Dialabank is India’s first financial helpline.
  2. It has accessibility all over India.
  3. The bank has a good reputation among the customers because of its best services.
  4. Dialabank provides a document pickup facility from the doorstep of the customer.
  5. Get gold loans at the lowest interest rates.
Offline Process to Apply for Gold Loan Surat

You can avail gold loan offline as well. Just search on google for nearby financial lenders. A list of all the banks and NBFCs providing gold loan will be provided. Visit the nearest branch and get your documents verified for further process.

But, if you apply with DialaBank immediately, you will save yourself the extra efforts by getting quick service at your own place.

Processing Fees / Prepayment Charges on Gold Loan Surat

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Surat

Irrespective of your CIBIL score you can easily avail gold loan across several lending institutions.

Gold Loan Surat Agents

Dialabank is the best agent at your service when you are thinking of availing a gold loan. Its outreach throughout the country provides you with the best offers and deals at the lowest interest rates without lowering the value of your gold assets.

You can apply online by filling a simple form or can contact on 9878981166 for any assistance.

Gold Loan Surat Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Surat.

Pre Calculated EMI Table for Gold Loan Surat

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Surat

Surat is a large city situated in the Indian state of Gujarat. It is a famous hub spot for silk weaving, the commercial center for textiles, and new textile market area. Surat is the biggest center of Man-made fiber in India. With a GDP growth of 11.5% it is also regarded as one of the fastest-growing cities of India.

गोल्ड लोन सूरत के बारे में हिंदी में जानिए गोल्ड लोन सूरत

 

 

Gold Loan Surat

0
Today’s Gold Rate in India
22 Karat
50580Per 10g of 22k Gold

Per Gram Rate Today

Gold Loan Rate Per Gram Today is ₹ 5,340

Gold Loan News

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