Gold Loan Talaja


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Gold Loan Talaja

Major Gold Loan Providers in Talaja

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Talaja Features

Gold Loan Talaja

Worried about your financial situation?

Are you in desperate need of money for your unaccomplished tasks?

In most financially disturbing situations, Gold investments are something that comes to your rescue. In gold loans, you can put your gold ornament as collateral and the bank will provide you an amount of money that you can use anywhere. But, you’ll have to pay that amount if you want your gold back. Gold Loans are secured loans and require minimal paperwork.

Gold Loan Talaja helps customers of Talaja by providing them financial assistance at the most feasible rates. Unlike personal loans, there are no conditions in Gold Loan except that having a gold ornament is a necessity. But, if an applicant has good credit history with a decent source of income, it helps in the faster verification and approval of any kind of loan.

The market price of the Jewel loan per gram is ever-changing which is the reason you can take a loan of only up to 75 percent of the market value of the gold.

Gold Loan Talaja Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Talaja

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or any other recognized govt. ID.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Copy of Passport/Trade license /Shop & Establishment License/Sales Tax certificate or any other utility bill.
  3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque or any recognized record.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Talaja

  1. Land Proof: It is necessary for an agriculture loan of more than Rs. 1 lac while unneeded for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will provide).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Talaja

  1. Your age should lie in between 21 years and 60 years.
  2. The applicant’s nationality must be INDIAN.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Talaja

Online Process to Apply for Gold Loan Talaja

You can apply for the Gold Loan in major banks like HDFC, Muthoot Gold, Axis, or Private Bank via Dialabank by registering through a single form.

Once you are registered, our representative will call you back for further support. In the end, Dialabank provides the document pick-up facility to ensure a smooth process for customers.

You can know more information by calling on +919878981166 at any time.

Regarded as the leading online platform to apply for a gold loan, Dialabank has more than one reason to be customers choice:

  1. Dialabank is the first financial helpline in India producing the best financial services to its customers all over India.
  2. Dialabank does not charge additional fees for applying through its website.
  3. A high Loan-to-Value (LTV) of your gold can be expected with Dialabank.
  4. We provide the document pick-up facility to boost the process of verification and approval.
  5. The bank is well-reputed among customers because of its fast and best services.
  6. Connected with the leading banks, Dialabank gives a low  interest rate on gold loan.
  7. Getting a gold loan per gram through Dialabank requires minimum paperwork or documentation.
  8. Ultimately, the Relationship managers are extremely trained to help you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Talaja

The offline application of gold loans in Talaja is easy. You just have to explore gold loans near you and Google will provide a list of finance companies and banks that are experts in that. Once you select any of them, you have to contact them separately to know the prices. Dialabank reduces this process by allowing you to access data from all the banks.

To get your loan verified and approved, you might have to visit certain departments for uncountable times which makes loan approval one of the most difficult processes in the world. That’s why Dialabank provides the best services in the comfort of your home.

Processing Fees / Prepayment Charges on Gold Loan Talaja

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Talaja

No CIBIL score is required for Gold Loan, A gold article is the only requirement. A healthy CIBIL score is anything above 750. Besides, you should have a good credit history along with a steady source of income to boost your verification and approval process.

Gold Loan Talaja Agents

Dialabank is one of the notable gold loan agents in Talaja. You can apply at Dialabank or contact 9878981166.

To provide you the best comparison of different banks and NBFCs, Dialabank ensures that you make the right choice. In short, the complex information is provided in such a way that laymen could comprehend. So, you should visit our website, fill the required form, and our customer relationship managers will soon get connected to you.

Gold Loan Talaja Contact Number

Contact +919878981166 and get instant aid and support for Gold Loan in Talaja right now.

Pre Calculated EMI Table for Gold Loan Talaja

5 Yrs
4 Yrs
3 Yrs

About Talaja

Talaja is a municipality and town in the Bhavnagar district of Gujarat. Talaja is located between Mahuva and Bhavnagar on National Highway 8. Apart from its cleanliness, the town has scenic beauty and many beautiful places to visit. One of the prime monuments to visit in Talaja is Talaja Caves.

हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन तलाजा