Gold Loan Tamluk

AT 0.75%* INTEREST RATE
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Gold Loan Tamluk

Major Gold Loan Providers in Tamluk

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Tamluk Features

Gold loan TamlukNever stop of achieving dreams! Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Gold Loan Tamluk is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.Furthermore, there is no end-use restriction on the use of the Gold loan amount. You can use this loan amount anywhere you want to do.

Gold Loan Rate Per Gram Today in Tamluk

Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Tamluk Interest Rates and charges

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Documents for Gold Loan Tamluk

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Tamluk

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Tamluk

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Should be an Indian National

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Tamluk

Online Process to Apply for Gold Loan Tamluk

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate
  4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
  5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, very less paperwork is required.
  7. One more thing is that you will get high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tamluk

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

CIBIL Score Required for Gold Loan Tamluk

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Tamluk. Most institutions require a minimum score of 750 to process your loan application. Interested customers can check CIBIL score too.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Tamluk Agents and Contacts

Dialabank is the leading agent for availing Gold loan per gram in Tamluk. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

FAQs About Gold Loan

  • Can a minor apply for a gold loan?

No, only those who are above 18 years of age, are Indian residents and own gold jewelry of a minimum value of 18k can apply.

  • Can I apply with a bad credit history?

Yes, you can! A gold loan doesn’t depend on your credit history and thus is much more convenient to avail of.

  • Do I need an income proof?

No. The only documents you need for a Gold loan are id proof, signature proof, address proof, and 2 photos.

  • Should I be worried about my ornaments?

This is something you don’t need to worry about. Banks keep your gold in the lockers of high-quality material and surveillance is deployed for 24 hours a day.

  • Is it compulsory to repay my loan in cash?

If you aren’t comfortable in cash, you can repay your entire loan in the form of demand drafts, cheques, or even online transactions. 

Pre Calculated EMI Table for Gold Loan Tamluk

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tamluk

Tamluk is a city and a municipality in the Indian state of West Bengal. It is the headquarters of the Purba Medinipur district. Though there is some controversy, scholars have generally agreed that present-day Tamluk is the site of the ancient city variously known as Tamralipta or Tamralipti. The present town is located on the banks of the Rupnarayan River close to the Bay of Bengal.Official languages are Bengali and English. It is under the body of Tamluk Municipality.