Best Banks for Gold Loan in Tardeo
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Tardeo Features
With the Gold Loan accessible to you comfortably and securely, you do not need to stress over cash crisis.
This loan is secured in nature and requires less paperwork with approval in 2-3 hours after the verification process.
Gold Loan Tardeo offers financial assistance at the most affordable rate of interest. The applicant must have a reliable source of remuneration as well as a good credit history which makes the process of confirmation fast.
Due to the fluctuation in the market value of gold, one can get a loan amount of up to 75% of the gold market rates.
Gold Loan Rate Per Gram Today in Tardeo
Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Tardeo Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
To Know more about gold loan interest rates
Gold Loan in Tardeo Documents Required
- Signature Proof- any 1 out of Driving License/Passport Copy/Banker’s verification/cheque.
- Address Proof-any 1 out of Trade license / Rental bill/ Ration card/ Tel, Electricity Bill/Shop & Est. License/Passport copy/Sales Tax certificate.
- 2 passport-sized photograph.
- Proof of Identity any 1 out of Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan in Tardeo
- A Demand Promissory Note.
- A proof of your land for Agriculture Loan of more than Rs. 1 lac and not required for the allied agriculture purposes.
- Remuneration proof in form of a salary certificate and Form16.
- Certificate by a Jewel Appraise- arranged by us.
Gold Loan in Tardeo Eligibility Criteria
- An individual requires minimum age: 21 years
- An individual requires maximum age: 60 years.
- An individual requires to be Indian native.
How to Apply for Gold Loan in Tardeo
Online Process to Apply for Gold Loan in Tardeo
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Tardeo. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Tardeo
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Tardeo’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Tardeo
CIBIL Score Required for Gold Loan Tardeo
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Tardeo. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.