Gold Loan Tarn Taran

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Tarn Taran

    Best Banks for Gold Loan Tarn Taran

    Gold Loan Tarn Taran

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

    Why Choose Gold Loan Tarn Taran?

    1. Less processing time.
    2. No hidden charges.
    3. Fast Jewel Loan disbursal.
    4. No credit checks.
    5. No co-signer needed.
    6. Prepayment facility.

    Know More – Interest Rate on Gold Loan

    Features of Gold Loan Tarn Taran

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    2. You get 100% Safety & Security of your Gold Jewelry
    3. Get your Loan processed in less than 30 minutes
    4. Enjoy Anytime Liquidity.
    5. No EMI, Service only Interest and enjoy the Loan facility
    6. Lower Interest Rates
    7. Simple documentation and fast processing.
    8. The overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    Gold Loan Rate Per Gram Today in Tarn Taran

    Updated - Gold Loan Per Gram Rate w.e.f Aug 10 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Tarn Taran Interest Rate and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Being a secured loan the credit in gold loan is available at low-interest rates. Though, the interest may vary depending upon your loan amount and tenure. In general;

    • The per gram gold loan   is easily  available for people at 1% PM interest rate.
    • Gold Loan Interest rate – 10.70 %.
    • 0.85% is the low processing fee, when given offer.
    • Further, pre-closer charges range from  0 – 2 %

    Top Reasons why Gold Loan is the best borrowing option : Know the details

    Gold Loan in Tarn Taran Documents Required

    1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Bank will arrange Certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16.

    How to Apply for Gold Loan Tarn Taran?

    • Visit our site www.dialabank.com.
    • Enter your details and fill the form.
    • Our relationship manager will call and assist you through the entire process.

     You will be provided personalized assistance while you avail your Gold Loan with Dialabank

    FAQs About Gold Loan

    1. How does  Gold Loan work?
      Loan on gold is very simple to understand.  Against your gold ornament, the Banks /NBFC provide you with funds. The amount given to you will depend upon the gold weight of the ornament.
    2. Gold Loan is secured?
      Yes, it is crucial to note that the loan on gold provided to you comes in completely secured manner. Because as security or as collateral, in a gold loan the applicant put their gold ornaments into the bank’s locker.
    3. Circumstances when you don’t repay a Gold Loan?
      The bank is liable to sell his gold ornaments if the borrower is unable to return the gold loan on time.
    4. Do you need a co-applicant while applying for Gold Loan?
      No, to avail Gold loan you don’t need any co-applicant
    5. Is Gold loan better than a Personal loan?
      Yes, in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is in-secured and hence carries higher interest than a gold loan. That’s why Gold loan is better than personal loan.
    6. To avail gold loan, What is the best online platform?
      Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
    7. Is there any fee payable for the Gold Loan?
      Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

    Interest Rate of Different Banks for Gold Loan Tarn Taran

    Bank Gold Loan Rate
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    ICICI Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%

    Gold Loan In Other Cities

    Gold Loan Duliajan Gold Loan Haldia
    Gold Loan Durg
    Gold Loan Egra Gold Loan Hazaribagh
    Gold Loan Habra Gold Loan Namakkal