Gold Loan Tarn Taran

Best Banks for Gold Loan Tarn Taran

Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

Why Choose Gold Loan Tarn Taran?

1. Less processing time.
2. No hidden charges.
3. Fast Jewel Loan disbursal.
4. No credit checks.
5. No co-signer needed.
6. Prepayment facility.

Know More – Interest Rate on Gold Loan

Features of Gold Loan Tarn Taran

1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
2. You get 100% Safety & Security of your Gold Jewelry
3. Get your Loan processed in less than 30 minutes
4. Enjoy Anytime Liquidity.
5. No EMI, Service only Interest and enjoy the Loan facility
6. Lower Interest Rates
7. Simple documentation and fast processing.
8. The overdraft limit varies depending on the market rate of gold.
9. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Tarn Taran

Gold Loan Tarn Taran Interest Rate and Charges

Being a secured loan the credit in gold loan is available at low-interest rates. Though, the interest may vary depending upon your loan amount and tenure. In general;

• The per gram gold loan   is easily  available for people at 1% PM interest rate.
• Gold Loan Interest rate – 10.70 %.
• 0.85% is the low processing fee, when given offer.
• Further, pre-closer charges range from  0 – 2 %

Top Reasons why Gold Loan is the best borrowing option : Know the details

Gold Loan in Tarn Taran Documents Required

1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Bank will arrange Certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16.

How to Apply for Gold Loan Tarn Taran?

• Visit our site www.dialabank.com.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

 You will be provided personalized assistance while you avail your Gold Loan with Dialabank

FAQs About Gold Loan

1. How does  Gold Loan work?
   Loan on gold is very simple to understand.  Against your gold ornament, the Banks /NBFC provide you with funds. The amount given to you will depend upon the gold weight of the ornament.
2. Gold Loan is secured?
   Yes, it is crucial to note that the loan on gold provided to you comes in completely secured manner. Because as security or as collateral, in a gold loan the applicant put their gold ornaments into the bank’s locker.
3. Circumstances when you don’t repay a Gold Loan?
   The bank is liable to sell his gold ornaments if the borrower is unable to return the gold loan on time.
4. Do you need a co-applicant while applying for Gold Loan?
   No, to avail Gold loan you don’t need any co-applicant
5. Is Gold loan better than a Personal loan?
   Yes, in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is in-secured and hence carries higher interest than a gold loan. That’s why Gold loan is better than personal loan.
6. To avail gold loan, What is the best online platform?
   Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
7. Is there any fee payable for the Gold Loan?
   Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Interest Rate of Different Banks for Gold Loan Tarn Taran

Gold Loan In Other Cities