Gold Loan Tarn Taran

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan Tarn Taran

Gold Loan Tarn Taran

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

Why Choose Gold Loan Tarn Taran?

  1. Less processing time.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.

Know More – Gold Loan Interest Rate

Features of Gold Loan Tarn Taran

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewelry
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Tarn Taran

Updated - Gold Loan Per Gram Rate w.e.f 1 Oct 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Tarn Taran Interest Rate and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Being a secured loan the credit in gold loan is available at low interest rates. Though, the interest may vary depending upon your loan amount and tenure. In general;

  • The gold loan is easily  available for people at 1% PM interest rate.
  • Gold Loan Interest rate – 10.70 %.
  • 0.85% is the low processing fee, when given offer.
  • Further, pre-closer charges range from  0 – 2 %

Top Reasons why Gold Loan is the best borrowing option : Know the details

Gold Loan in Tarn Taran Documents Required

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16.

How to Apply for Gold Loan Tarn Taran?

  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

 You will be provided personalized assistance while you avail your Gold Loan with Dialabank

FAQs About Gold Loan

  1. How does  Gold Loan work?
    Loan on gold is very simple to understand.  Against your gold ornament, the Banks /NBFC provide you with funds. The amount given to you will depend upon the gold weight of the ornament.
  2. Gold Loan is secured?
    Yes, it is crucial to note that the loan on gold provided to you comes in completely secured manner. Because as security or as collateral, in a gold loan the applicant put their gold ornaments into the bank’s locker.
  3. Circumstances when you don’t repay a Gold Loan:
    The bank is liable to sell his gold ornaments if the borrower is unable to return the gold loan on time.
  4. Do you need a co-applicant while applying for Gold Loan?
    No, to avail Gold loan you don’t need any co-applicant
  5. Is Gold loan better than a Personal loan?
    Yes, in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is in-secured and hence carries higher interest than a gold loan. That’s why Gold loan is better than personal loan.
  6. To avail gold loan, What is the best online platform?
    Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Interest Rate of Different Banks for Gold Loan Tarn Taran

Bank Gold Loan Rate
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%

Gold Loan In Other Cities

Gold Loan Duliajan Gold Loan Haldia
Gold Loan Durg
Gold Loan Egra Gold Loan Hazaribagh
Gold Loan Habra Gold Loan Namakkal
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