Gold Loan Tenali

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Tenali

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Tenali Features

Gold Loan Tenali Features

Running short out of cash?

Do not know what to do?

Do not worry there is an availability of Gold Loan for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan Tenali loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant requires to have a rigid and good source of income and has a good credit history, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Rate Per Gram Today in Tenali

Updated - Gold Loan Per Gram Rate w.e.f 1 Oct 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Tenali Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Tenali Documents Required

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Tenali

  1. The requirement of Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Arrange by the bank).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Tenali Eligibility Criteria

  1. The minimum age of the consumer should be 21 years and a maximum of up to 60 years.
  2. Must be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Tenali

Online Process to Apply for Gold Loan Tenali

You can apply for the Gold Loan at Dialabank.

You have to fill a simple form online.

After that, our representative will call you soon. Furthermore, you will get a document to pick up the facility from your doorstep.

For more information about Gold Loan Tenali, you can call on 9878981166 anytime.

Dialabank is considered as the best platform to apply for a gold loan online. There are reasons for this. Few of them are:

  1. Dialabank is India’s first financial helpline. Dialabank provides the best financial services to customers all over the country.
  2. Dialabank guides the customers without any cost. That is, there are no supplementary charges of applying for a gold loan online on the website of Dialabank.
  3. One more thing, get a high LTV of your gold.
  4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
  5. If you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
  6. Dialabank offers a document pickup facility from the doorstep of the customer to ease the process.
  7. Also, while applying for a gold loan with Dialabank, very little paperwork is required.
  8. Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tenali

The applicant also has an option to get a Gold Loan from the nearby branches. Search Gold Loan near me on google. It will enlist all the branches of banks and finance companies offering loans near you. You need to pick them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Then you have to visit those branches and apply for the loan and have to visit many times before than loan gets finally approved.

Processing Fees / Prepayment Charges on Gold Loan Tenali

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Tenali

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Tenali. Most institutions have required a minimum score of 750 to process your loan application.

Apart from your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Tenali Agent and Contact Number

One of the leading and most trusted gold loan agents in Tenali is Dialabank. You can apply online at www.dialabank.com or call at 9878981166.

Dialabank assists you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not require to worry about the complex information and process you have to go through and hence you can make the right decision. Visit www.dialabank.com and fill a simple form asking for some details and then our relationship managers will soon get in touch with you.

FAQs About Gold Loan

  • Am I eligible for getting a gold loan in Tenali?

If you are:

  1. above 18 years of age
  2. in urgent need of cash
  3. in ownership of gold jewelry of minimum 18 carats

then yes, you can get a gold loan in Tenali.

  • Are gold loans a better option than all other loans?

Gold loans are the most preferred option, reason being:

  1. they offer a higher loan amount of up to 5 crores.
  2. they don’t demand a minimum income
  3. they don’t demand a minimum CIBIL score
  4. they have many repayment options
  5. they get disbursed easily and quickly
  6. they require lesser documents
  • What are the documents do I require?

Unlike other loans, a gold loan only needs an identity proof, an address proof, and a signature proof

  • Is my pledged gold collateral safe in the banks?

The following measures are taken to keep your gold safe:

  1. It is kept in lockers of top-notch quality
  2. It is kept under a 24-hour technological and manual surveillance
  3. The equipment is updated regularly
  • What consequences will I have to face in case I am not able to repay my loan amount?

In case you don’t repay your loan on time, the bank will be liable to sell off your jewelry to recover its amount. Your CIBIL score will also be affected negatively, making it harder for you to avail of loans in the future.

Gold Loan Tenali Contact Number

Call 9878981166 and get help and approval for Gold Loan in Tenali right now.

Pre Calculated EMI Table for Gold Loan Tenali

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tenali

Tenali is a city in the Guntur district of the Andhra Pradesh India. It is a municipality and the headquarters of the Tenali Mandal and Tenali revenue division. The city is renowned for art, cultural, drama and hence, it is often referred with the nickname as Andhra Paris

 


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