Gold Loan Tezpur

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Tezpur

    Best Banks for Gold Loan in Tezpur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Tezpur Features

    Gold loan tezpurAre you running short out of cash? Do not worry Gold Loan is convenient for you. Gold loan is unsecured in nature with minimal documentation and less paperwork. The gold loan will get approved in 48 hours after the verification process.

    Gold Loan Tezpur is an unsecured loan that provides economical aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a good source of income and a good credit history. Furthermore, there is no end-use limitation on the use of the Gold loan amount.

    Gold Loan Rate Per Gram Today in Tezpur

    Updated - Gold Loan Per Gram Rate w.e.f Jul 05 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Tezpur Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Tezpur Documents Required

    1. Proof of Identification: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Tezpur

    1. Land Proof is required: In the case when you are applying for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for farming purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Responsibility of the Bank).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Tezpur Eligibility Criteria

    1. The applicant’s minimum age requirements should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Tezpur

    Online Process to Apply for Gold Loan Tezpur

    You can apply for the Gold Loan Tezpur at Dialabank. The process is straightforward. First of all, You have to fill a simple form online.

    After that, you will get a call back from our trained agent. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Tezpur, you can call on 9878981166.

    Dialabank is taken as the best online platform to apply for a gold loan. The reasons are:

    1. First of all, Dialabank is India’s first financial helpline; it provides the best monetary services to the applicants all over the country.
    2. When you apply for a gold loan on Dialabank, then get a low Gold loan interest rate.
    3. Also, Dialabank provides a document pick up facility from your doorstep.
    4. One more important thing is that Dialabank helps customers cost-free. That is, there are no supplementary fees for applying for a gold loan online on the website of Dialabank.
    5. With Dialabank, less paperwork is required.
    6. One more thing is that you will take a high LTV of your gold.
    7. Finally, the Relationship managers are trained enough to assist you in the whole processing of Gold Loan.
    Offline Process to Apply for Gold Loan Tezpur

    The applicant also has an option to avail of a Gold loan per gram in Tezpur from the nearby branches. To do so, you must search for Gold Loan near me on google. It will enlist all the neighbouring branches from where you can avail of the gold loan.

    Processing Fees / Prepayment Charges on Gold Loan Tezpur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Tezpur

    Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Tezpur. Most of the institutions require a minimum score of 750 for the procedure of your loan application. CIBIL check is an important part of the loan approval process.

    The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans you have taken. It includes details of the type of loan taken and the loan amount borrowed. Any late payments for previous loans can act as a barrier to your fresh loan.

    Gold Loan Tezpur Agents

    Dialabank is the leading agent for availing Gold Loan in Tezpur. You can apply online at www.dialabank.com. Also, give a call at 9878981166.

    Dialabank assists you to find the best choice of Banks and NBFCs by providing you with a detailed and descriptive market comparison of various banks. Visit www.dialabank.com and fill a simple form and fill details. Our customer relationship managers will connect with you soon.

    Gold Loan Tezpur Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Tezpur.

    Pre Calculated EMI Table for Gold Loan Tezpur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Tezpur

    Tezpur is a town and urban agglomeration in Sonitpur district, Assam state, India. Tezpur is on the banks of the river Brahmaputra, 175 kilometers northeast of Guwahati, and is the largest of the north bank towns.
    The average temperature in summer is around 36 °C while the average winter temperature is around 13 °C. The official spoken language here is the Assamese. Tezpur is under the body of the Tezpur Municipality Board.

    other personal loan cities in Assam

    Gold Loan North Guwahati GoldLoan Nalbari
    Gold Loan Morigaon Gold Loan Margherita
    Gold Loan Mangaldoi Gold Loan Lumding
    Gold Loan Lanka Gold Loan Kokrajhar