Gold Loan Thirumangalam

Major Gold Loan Providers in Thirumangalam

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Thirumangalam FeaturesGold Loan Thirumangalam

Looking for a secured loan? Nowadays, thousands of financial institutions are available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low-interest rate. So, Dialabank is here to lessen the burden of loan seekers!

Gold Loan Thirumangalam provides financial assistance to its customers at easily affordable interest rates. All you need to have is a reliable source of income and a good credit history to make the verification and approval process faster. One can avail of a loan of up to 75 percent of the market value of gold due to regular fluctuations in its market price.

Gold Loan Thirumangalam Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Thirumangalam

  • Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Adhaar card.
  • Address Proof: Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade  Shop License/ Sales Tax certificate.
  • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or cheque.
  • 2 passport size photographs.

Additional Documents Required for Gold Loan Thirumangalam

  1. Land Proof (In case of Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
  2. A Demand Promissory Note.
  3. Certificate by Jewel Appraiser (Bank will arrange).
  4. Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Thirumangalam

  • Age limit: 21-60 years
  • Nationality: Indian
 


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Thirumangalam

Online Process to Apply for Gold Loan Thirumangalam
  • You can apply for the HDFC Bank Gold Loan via Dialabank.
  • Fill a simple online form.
  • Get a call from our representative.
  • Get a document pick-up facility from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online as:

  • We are India’s first financial helpline aiming to provide the best financial services all over the country.
  • We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
  • Get a high LTV of your gold along with safety and security.
  • We have a good reputation among the customer base for reliable services.
  • Get a low Gold loan interest rate.
  • We provide a document pickup facility from the doorstep of the customer to ease the process.
  • Less paperwork/ documents required, making the accessibility easier and faster.
  • Thoroughly trained Relationship managers to guide and serve you in the entire process.
Offline Process to Apply for Gold Loan Thirumangalam

The applicant also has an option to avail Gold Loan per gram from the nearby branches. For the purpose:

  • Search Gold Loan near me on google
  • All the branches of banks and finance companies providing loans near you will be shown
  • Select them according to your preference and knowledge
  • Visit the departments and apply for the loan
  • You need to visit many times before than loan gets finally approved.

Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you. 

Processing Fees / Prepayment Charges on Gold Loan Thirumangalam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Thirumangalam

Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan application. Herein, maintaining a good CIBIL score is prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.

Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!

Gold Loan Thirumangalam Agents

One of the most trusted and leading gold loan agent all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!

Visit our website and fill the application form details. Afterwards, our Customer Relationship Manager will get in touch with you for further processing of the loan.

Pre Calculated EMI Table for Gold Loan Thirumangalam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Gold Loan Thirumangalam Contact Number

For more information, contact 9878981166 or visit our website Dialabank

About Thirumangalam

Thirumangalam is the largest suburb town located in Madurai district of Tamil Nadu. Besides a strong influence on education, this place is a famous tourist hub. Most of the people here opt farming as a source of livelihood for them.

Other gold loan cities in Tamil Nadu

Gold Loan Tirupathur Gold Loan Tiruchirappalli
Gold Loan Palavakkam Gold Loan Pattukottai
Gold Loan Viluppuram Gold Loan Arakonam
Gold Loan Valasaravakkam Gold Loan Kangeyam