Gold Loan Thirumangalam

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    Gold Loan Thirumangalam

    Major Gold Loan Providers in Thirumangalam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Thirumangalam FeaturesGold Loan Thirumangalam

    Looking for a secured loan? Nowadays, thousands of financial institutions are available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low-interest rate. So, Dialabank is here to lessen the burden of loan seekers!

    Gold Loan Thirumangalam provides financial assistance to its customers at easily affordable interest rates. All you need to have is a reliable source of income and a good credit history to make the verification and approval process faster. One can avail of a loan of up to 75 percent of the market value of gold due to regular fluctuations in its market price.

    Gold Loan Thirumangalam Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Thirumangalam

    • Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Adhaar card.
    • Address Proof: Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade  Shop License/ Sales Tax certificate.
    • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or cheque.
    • 2 passport size photographs.

    Additional Documents Required for Gold Loan Thirumangalam

    1. Land Proof (In case of Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
    2. A Demand Promissory Note.
    3. Certificate by Jewel Appraiser (Bank will arrange).
    4. Income Proof (Salary Certificate and Form No.16)

    Eligibility Criteria for Gold Loan Thirumangalam

    • Age limit: 21-60 years
    • Nationality: Indian
     

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Thirumangalam

    Online Process to Apply for Gold Loan Thirumangalam
    • You can apply for the HDFC Bank Gold Loan via Dialabank.
    • Fill a simple online form.
    • Get a call from our representative.
    • Get a document pick-up facility from your doorstep.

    Dialabank is considered as the best platform to apply for a gold loan online as:

    • We are India’s first financial helpline aiming to provide the best financial services all over the country.
    • We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
    • Get a high LTV of your gold along with safety and security.
    • We have a good reputation among the customer base for reliable services.
    • Get a low Gold loan interest rate.
    • We provide a document pickup facility from the doorstep of the customer to ease the process.
    • Less paperwork/ documents required, making the accessibility easier and faster.
    • Thoroughly trained Relationship managers to guide and serve you in the entire process.
    Offline Process to Apply for Gold Loan Thirumangalam

    The applicant also has an option to avail Gold Loan per gram from the nearby branches. For the purpose:

    • Search Gold Loan near me on google
    • All the branches of banks and finance companies providing loans near you will be shown
    • Select them according to your preference and knowledge
    • Visit the departments and apply for the loan
    • You need to visit many times before than loan gets finally approved.

    Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you. 

    Processing Fees / Prepayment Charges on Gold Loan Thirumangalam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Thirumangalam

    Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan application. Herein, maintaining a good CIBIL score is prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.

    Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!

    Gold Loan Thirumangalam Agents

    One of the most trusted and leading gold loan agent all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!

    Visit our website and fill the application form details. Afterwards, our Customer Relationship Manager will get in touch with you for further processing of the loan.

    Pre Calculated EMI Table for Gold Loan Thirumangalam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    Gold Loan Thirumangalam Contact Number

    For more information, contact 9878981166 or visit our website Dialabank

    About Thirumangalam

    Thirumangalam is the largest suburb town located in Madurai district of Tamil Nadu. Besides a strong influence on education, this place is a famous tourist hub. Most of the people here opt farming as a source of livelihood for them.

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