Gold Loan Thiruvallur

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Thiruvallur

    Major Gold Loan Providers in Thiruvallur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Thiruvallur Features

    Stuck in some financial problem?

    Gold Loan ThiruvallurSeeking help through different kind of aids available in the market?

    Gold Loan Thiruvallur is the answer to all your financial problems for now!

    One that helps that an individual can avail to get remedy from his problem as Gold Loan Thiruvallur is provided by many financial companies with easy terms and conditions.

    Let your jewellery be an earning member of the family to help you in bad times. Super secured, fast and tension-free way to getting fast loans through your gold. The verification takes place within 48 hours for processing your loan.

    Affordable Gold loan Interest rate are a part of high concern for the Thiruvallur gold loan providers. The applicant’s basic requirements include a decent income source and a good credit history, just to make the verification process easier and faster.

    Bonus point also is that you can avail up to 75 % of the market value of your gold as loan. This is due to the fluctuating price of the market and additional security.

    Gold Loan Thiruvallur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Thiruvallur

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Thiruvallur

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Thiruvallur

    1. Age: minimum of 21 years and maximum of 60 years.
    2. Must be having Indian Nationality.

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Thiruvallur

    Online Process to Apply for Gold Loan Thiruvallur

    One can Apply for HDFC Banks gold loan at Dialabank.

    A simple Online Form is to be filled, and the soon after Dialabank’s representative will get into touch with you.

    For Customer Convenience document pickup facility from their doorsteps.

    9878981144, one can call anytime at this number for further details.

    The best platform to apply for the Gold loan is Dialabank for the following reasons:

    1. India’s first-ever financial helpline, Dialabank; providing the best financial services to customers all over the country.
    2. Free of cost customer Guiding for any kind of financial service. No additional charges for applying for a Gold loan through Dialabank.
    3. High LTV of your Gold is been provided to our customers.
    4. Dialabank has accumulated good name and reputation in the market for its best, efficient and fast services to the customers.
    5. If you are considering to apply for the HDFCs Gold Loan then Dialabank can help you avail the loan for lowest interest rates.
    6. Document pickup facility right from your doorstep for easing out the process for the Customers of Dialabank.
    7. The slightest amount of paperwork required for applying for the Gold loan per gram through Dialabank
    8. Best trained Relationship Manager to assist and help you throughout the process with us.

    Offline Process to Apply for Gold Loan Thiruvallur

    The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on Google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

    Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

    Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Thiruvallur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Thiruvallur

    CIBIL score is something which every financial institution would ask you for giving a loan to you, as it is a mandatory checkbox of requirements. A score of 750 is accepted by most of the banks in Thiruvallur to process your Gold Loan, though a score of 700-750 is considerable but is average.

    Apart from the CIBIL score, the behaviour of the customer(applicant) in context to the credit history is required. This includes all the past loans and money borrowing you have done and your conduct with this regard.

    Your delay of payment if any, character and your capacity to pay. These things might be a hindrance in availing a fresh loan. So make sure that you have a good CIBIL score and credit history.

    Gold Loan Thiruvallur Agents

    One of the most trusted and leading Gold Loan advisors in Thiruvallur is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

    Dialabank saves you from all the hustle by giving a detailed comparative structure of different banks and NBFC’s in the market for you to make an informed right choice. Visit our website www.dialabank.com to fill a simple form for the details so that our representative gets in touch with you.

    Gold Loan Thiruvallur Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Thiruvallur right now.

    Pre Calculated EMI Table for Gold Loan Thiruvallur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Thiruvallur

    Tiruvallur district, also known as Thiruvallur District, is one of the 38 districts (an administrative district) in the Indian state of Tamil Nadu. The fast-developing city of Tiruvallur is the district headquarters.

    The district has a mixture of urban and rural characteristics. The Eastern part of Tiruvallur district is dominated by urban characteristics while the Northern part of the district influences Andhra culture due to its positionThe district has been divided into three revenue divisions viz, Tiruvallur, Tiruttani and Ponneri.

    There are four taluks under Tiruvallur division, two taluks under Tiruttani divisions and two taluks under Ponneri division. There are 46 firkas and 820 revenue villages. Likewise, there are 12 blocks, 5 Municipalities and 10 town panchayats which implement rural development activities.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली