Major Gold Loan Providers in Thiruvarur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Thiruvarur Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of Gold loan interest rate in a specific period of time. If the borrower fails to repay, the loan can be renewed. Apply for gold loan through DialaBank in a hassle-free process
Gold Loan Thiruvarur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Thiruvarur
- Signed Application form
- A Demand Promissory Note
- Proof of Income (i.e. salary slips/ Form 16) of borrower
- Proof of Residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- 2 recent colored passport size photographs
- Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
- ID Proof such as Passport/Driving License/Aadhar Card/Voter’s ID,etc
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Passport/Driving License/Banker’s verification
Eligibility Criteria for Gold Loan Thiruvarur
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- Borrower should be salaried or self-employed
- Nationality of the applicant must be Indian
GOLD LOAN @ 0.49%*
APPLY NOW
How to Apply for Gold Loan Thiruvarur
Online Process to Apply for Gold Loan Thiruvarur
- Apply for the Gold Loan at Dialabank in few simple steps
- Fill an online form providing all the necessary details
- Our relationship manager will then contact you for any assistance required
- We also provide a document pickup facility from your doorsteps
- For more information, you can call on 9878981166.
Dialabank is considered as on of the best platforms to avail gold loan for the following reasons:
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Gold Loans can be availed at low rate of interest with minimum documentation requirement
- The bank has a good reputation among the customers because of its best services.
- Dialabank provides document pickup facility from the doorstep of the customer.
- There is no processing fee or additional charges for availing the service through Dialabank
- The executives are well-trained and informed about all the products
Offline Process to Apply for Gold Loan Thiruvarur
Gold Loan per gram can also be availed through an offline process that requires physically visiting the nearby banks.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you for further process.
Processing Fees / Prepayment Charges on Gold Loan Thriuvarur
CIBIL Score Required for Gold Loan Thiruvarur
Most of the major banks and NBFCs offer Gold Loan irrespective of CIBIL score. The applicant should have all the necessary documents.